208 Penndutch Circle, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13568392

$988,000
For Sale
Listed 96 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
3Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 208 Penndutch Circle - a beautifully maintained, move-in-ready detached home offering spacious, thoughtfully designed living space plus a professionally...
  • The bright, open-concept main floor features 9-foot ceilings, neutral finishes, and a spacious living and dining area overlooking the south-facing backyard.
  • Upstairs, the oversized primary retreat offers a walk-in closet and a private 4-piece ensuite, while two additional generously sized bedrooms provide plenty of space...
  • The professionally finished basement extends the home's versatile living space with a large recreation room, a full 3-piece bathroom, and flexible space ideal for a...

Welcome to 208 Penndutch Circle - a beautifully maintained, move-in-ready detached home offering spacious, thoughtfully designed living space plus a professionally finished basement. Immaculately cared for and filled with natural light, this inviting home offers the perfect blend of comfort, functionality, and style for growing families. The bright, open-concept main floor features 9-foot ceilings, neutral finishes, and a spacious living and dining area overlooking the south-facing backyard. The well-appointed eat-in kitchen showcases extended-height upper cabinetry, abundant storage, and a separate breakfast area with a walk-out to the private patio, perfect for summer BBQs, entertaining, or simply relaxing outdoors. Upstairs, the oversized primary retreat offers a walk-in closet and a private 4-piece ensuite, while two additional generously sized bedrooms provide plenty of space for family, guests, or a home office. The professionally finished basement extends the home's versatile living space with a large recreation room, a full 3-piece bathroom, and flexible space ideal for a media room, children's play area, home gym, or workspace. Situated in one of Stouffville's most desirable family-friendly neighbourhoods, you'll enjoy being just steps from parks, schools, walking trails, recreation facilities, golf courses, shopping, and everyday amenities. Commuters will appreciate the close proximity to Stouffville GO Station and major commuter routes, making travel throughout the GTA effortless.This is a true turnkey home that has been exceptionally well cared for, offering outstanding value, generous living space, and a location that perfectly complements today's lifestyle.**Few Photos have been virtually staged.**

Key facts

Property type
Detached, 2-Storey
MLS®
N13568392
Bedrooms
3
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
29.86 × 100.07 ft
Cross streets
Tenth Line & Main St.
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,845 / 2025
Days on market
96
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Second3.25 × 3.22 m

laminate · large closet · large window

Living RoomGround4.81 × 3.18 m

vinyl floor · open concept · combined w/dining

Bedroom 3Second3.17 × 2.85 m

laminate · closet · window

FoyerGround2.79 × 2.24 m

tile floor · access to garage · 2 pc bath

Dining RoomGround2.28 × 3.18 m

vinyl floor · overlooks backyard · large window

Primary BedroomSecond4.64 × 4.55 m

laminate · walk-in closet(s) · 4 pc ensuite

RecreationBasement7.00 × 6.48 m

laminate · open concept · 3 pc bath

KitchenGround5.35 × 3.17 m

tile floor · breakfast area · modern kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,503/mo
$188KIncome needed
5.3×Price ÷ income
$1,039Weekly cost
$16,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,503Property tax $404Total carry $4,907

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,370per month

Mortgage amount $790,400 · 4.49% over 25 years

$197,600Down payment (20.0%)
$790,400Loan before insurance
$0CMHC premium
$4,774Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,370
Property tax
$404
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,774

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,235
Estimated closing costs
$16,235

Plus your down payment of $197,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,289/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$520,677Total interest paid
$1,311,077Total of all payments
Principal $790,400 Interest $520,677
YearPrincipalInterestBalance
1$17,638$34,805$772,762
2$18,439$34,004$754,322
3$19,276$33,167$735,046
4$20,152$32,291$714,894
5$21,067$31,376$693,828
6$22,023$30,420$671,805
7$23,023$29,420$648,782
8$24,068$28,375$624,713
9$25,161$27,282$599,552
10$26,304$26,139$573,248
11$27,498$24,945$545,750
12$28,746$23,697$517,004
13$30,052$22,391$486,952
14$31,416$21,027$455,536
15$32,843$19,601$422,694
16$34,334$18,109$388,360
17$35,893$16,550$352,467
18$37,522$14,921$314,945
19$39,226$13,217$275,719
20$41,007$11,436$234,712
21$42,869$9,574$191,843
22$44,815$7,628$147,028
23$46,850$5,593$100,178
24$48,977$3,466$51,201
25$51,201$1,242$0

At the end of your 5-year term

Total paid over the term
$262,215
Principal paid down
$96,572
Interest paid
$165,643
Balance remaining
$693,828

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,845− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,397

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

CallRequest a showing