23 Horn Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13681188

$1,065,000
For Sale
Listed 64 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Beautifully Upgraded 4-Bedroom, 4-Bathroom Home On A Quiet, Family-Friendly Street.
  • Bright & Spacious Layout offering approximately 2,450sqft of total finished living space with An Impressive 18' Open-To-Above Foyer, 9' Ceilings On The Main Floor &...
  • Freshly Painted & Further Upgraded By The Current Owners With New Solid Hardwood Flooring Throughout The Home.
  • Beautiful Custom Details Include A Solid-Wood Feature Wall, Natural Stone Countertops, Custom Lighting & LED Accents. Additional Bedrooms Also Feature Custom Built-In...
  • Interlocked Backyard, Perfect For Summer BBQs & Family Gatherings. No Sidewalk. Conveniently Located Close To Parks, Schools, Transit, Shopping & Everyday Amenities.

Beautifully Upgraded 4-Bedroom, 4-Bathroom Home On A Quiet, Family-Friendly Street! Bright & Spacious Layout offering approximately 2,450sqft of total finished living space with An Impressive 18' Open-To-Above Foyer, 9' Ceilings On The Main Floor & Large Windows Throughout. ***Smooth Ceilings And Pot Lights On Both Main & Second Floors. Freshly Painted & Further Upgraded By The Current Owners With New Solid Hardwood Flooring Throughout The Home. Modern Kitchen Features Stainless Steel Appliances, Quartz Countertops, Backsplash & Breakfast Area, Open To A Spacious Family Room With Gas Fireplace.****The Primary Bedroom Has Been Thoughtfully Upgraded With A Custom Dressing Area, Hidden Door & High-End Built-In Closets, Offering Plenty Of Space For Clothes, Shoes & Accessories. Beautiful Custom Details Include A Solid-Wood Feature Wall, Natural Stone Countertops, Custom Lighting & LED Accents. ****Additional Bedrooms Also Feature Custom Built-In Closets With Adjustable Shelves, Deep Drawers & Smooth-Closing Doors - Stylish, Practical & Designed For Everyday Living.*****Professionally Finished Basement With 4-Pc Bath & Recreation Area. Interlocked Backyard, Perfect For Summer BBQs & Family Gatherings. **No Sidewalk.** Conveniently Located Close To Parks, Schools, Transit, Shopping & Everyday Amenities. A Move-In Ready Home With Quality Upgrades, Beautiful Finishes & Thoughtful Details Throughout.

Key facts

Property type
Detached, 2-Storey
MLS®
N13681188
Bedrooms
4
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
34.06 × 85.3 ft
Cross streets
Forsyth Farm Dr
Parking
2 garage · 6 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,713 / 2026
Days on market
64
Listing brokerage
BAY STREET GROUP INC.

Rooms

Kitchen3.05 × 3.22 m

modern kitchen · stainless steel appl · centre island

RecreationBasement3.08 × 6.08 m

open concept · window · 4 pc bath

Bedroom 2Second2.93 × 2.83 m

b/i closet · large closet · hardwood floor

Bedroom 3Second3.22 × 2.83 m

b/i closet · large closet · hardwood floor

BreakfastMain2.13 × 3.23 m

eat-in kitchen · sliding doors · w/o to garden

Primary BedroomSecond3.65 × 4.78 m

4 pc ensuite · b/i closet · hardwood floor

Family RoomMain3.58 × 4.57 m

hardwood floor · california shutters

Bedroom 4Second2.42 × 3.00 m

broadloom · hardwood floor · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.04Mlikely sale price

Listed at $1,065,000. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 57 local closings in 90 days), the likely sale price is near $1.04M, if it sells. A realistic range is $973K to $1.17M.

Independent value check: $1.10M. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $1.03M and $1.15M).

Why $1.10M. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $5,713 a year; the typical home sold here pays about $6,000.
List price
$973KBelow recent closings$1.17MAbove recent closings

Total price vs nearby homes. Likely closing about $1.04M, from 57 recent closings in this pocket.

The market behind the math:

57sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~36 dayshomes like this take to sell
64days on market so far
$3,250/moest. rent · 61 leases
3.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.6 months of inventory: 31 detached homes for sale in the area against 57 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $609/sqft against an area asking average of $567/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 57 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.06M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 57 comparable homes that sold in Stouffville over the past two years, from 483 closings there.

Sold price trend

Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.26M31
November 2025$1.15M32
December 2025$1.23M14
January 2026$1.28M12
February 2026$1.21M13
March 2026$1.29M15
April 2026$1.19M18
May 2026$1.08M22
June 2026$1.20M23
July 2026$1.13M26
August 2026$1.23M22
September 2026$1.17M21

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,854/mo
$204KIncome needed
5.2×Price ÷ income
$1,120Weekly cost
$17,775Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,854Property tax $476Total carry $5,330

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,711per month

Mortgage amount $852,000 · 4.49% over 25 years

$213,000Down payment (20.0%)
$852,000Loan before insurance
$0CMHC premium
$5,187Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,711
Property tax
$476
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,187

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,775
Estimated closing costs
$17,775

Plus your down payment of $213,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,702/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$561,256Total interest paid
$1,413,256Total of all payments
Principal $852,000 Interest $561,256
YearPrincipalInterestBalance
1$19,013$37,517$832,987
2$19,876$36,654$813,111
3$20,779$35,752$792,332
4$21,722$34,808$770,610
5$22,708$33,822$747,901
6$23,740$32,791$724,162
7$24,817$31,713$699,344
8$25,944$30,586$673,400
9$27,122$29,408$646,278
10$28,354$28,177$617,924
11$29,641$26,889$588,284
12$30,987$25,543$557,297
13$32,394$24,137$524,903
14$33,865$22,666$491,038
15$35,402$21,128$455,636
16$37,010$19,521$418,627
17$38,690$17,840$379,937
18$40,447$16,084$339,490
19$42,283$14,247$297,207
20$44,203$12,327$253,005
21$46,210$10,320$206,795
22$48,308$8,222$158,487
23$50,501$6,029$107,986
24$52,794$3,736$55,191
25$55,191$1,339$0

At the end of your 5-year term

Total paid over the term
$282,651
Principal paid down
$104,099
Interest paid
$178,553
Balance remaining
$747,901

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 61 whole-home leases in Stouffville$3,250/mo
$39,000Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,063 to $3,416Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 61 whole-home leases in Stouffville signed at a median of $3,325 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,250. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $5,713− Insurance $1,400− Vacancy & upkeep $4,290Net operating income $27,597

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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