49 Fred Silvester Road, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13804596

$989,800
For Sale
Listed 31 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Stunning Family Home in Prime Stouffville Location.
  • Featuring 3 spacious Bedrooms & 3 Bathrooms, this home blends comfort, functionality and style.
  • Step outside to a fully upgraded backyard oasis, complete with interlocking, a mix of gravel and grass areas and charming pergola - perfect for relaxing or hosting...
  • Located in a highly desirable, family-friendly neighborhood, you are just minutes from a public school (under 5 mins away), parks, library and a community center...

Stunning Family Home in Prime Stouffville Location. Welcome to this beautifully maintained detached home offering nearly 1900 sq ft of thoughtfully designed living space - perfect for growing families. Featuring 3 spacious Bedrooms & 3 Bathrooms, this home blends comfort, functionality and style. Recently upgraded with brand new Berber carpeting throughout the upstairs level, including the staircase and basement landing, adding a fresh, comfortable and stylish touch to the home. The inviting layout is ideal for both everyday living and entertaining. Step outside to a fully upgraded backyard oasis, complete with interlocking, a mix of gravel and grass areas and charming pergola - perfect for relaxing or hosting Summer gatherings. The front yard also boosts elegant interlocking, enhancing the home's impressive curb appeal. Located in a highly desirable, family-friendly neighborhood, you are just minutes from a public school (under 5 mins away), parks, library and a community center, putting everything you need right at your doorstep. This is a fantastic opportunity to own a move-in ready home in one of Stouffville's sought-after communities. Freshly updated, beautifully maintained and ready for your family to move in and enjoy. Don't miss your chance to make this wonderful property your new home.

Key facts

Property type
Detached, 2-Storey
MLS®
N13804596
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
35.78 × 90.95 ft
Cross streets
Reeves Way Blvd/Fred Silvester Rd
Parking
1 garage · 2 parking (attached)
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,193 / 2025
Days on market
31
Listing brokerage
AIMHOME REALTY INC.

Rooms

Primary BedroomUpper5.27 × 3.68 m

broadloom · 4 pc ensuite · walk-in closet(s)

Bedroom 2Upper3.41 × 2.95 m

broadloom · double closet

Family RoomMain4.08 × 3.96 m

hardwood floor · wainscoting · pot lights

Dining RoomMain3.59 × 3.59 m

hardwood floor · large window

Bedroom 3Upper3.62 × 2.83 m

broadloom · double closet

KitchenMain3.62 × 3.32 m

ceramic floor · quartz counter · backsplash

BreakfastMain2.60 × 2.25 m

ceramic floor · w/o to yard

Our TakeTeam Asgarian · Broker
A small discount is typical
$965Klikely sale price

Listed at $989,800. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 57 local closings in 90 days), the likely sale price is near $965K, if it sells. A realistic range is $904K to $1.09M.

Independent value check: $994K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $931K and $1.04M).

Why $994K. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,193 a year; the typical home sold here pays about $6,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it1 garage and 2 total parking spaces, against 2 and 4 typically.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
List price
$904KBelow recent closings$1.09MAbove recent closings

Total price vs nearby homes. Likely closing about $965K, from 57 recent closings in this pocket.

The market behind the math:

57sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~36 dayshomes like this take to sell
31days on market so far
$2,980/moest. rent · 59 leases
3.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 21 detached homes for sale in the area against 57 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $566/sqft against an area asking average of $580/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 57 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $968K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully

Based on 57 comparable homes that sold in Stouffville over the past two years, from 483 closings there.

Sold price trend

Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.26M31
November 2025$1.15M32
December 2025$1.23M14
January 2026$1.28M12
February 2026$1.21M13
March 2026$1.29M15
April 2026$1.19M18
May 2026$1.08M22
June 2026$1.20M23
July 2026$1.13M26
August 2026$1.23M22
September 2026$1.17M21

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,511/mo
$189KIncome needed
5.2×Price ÷ income
$1,041Weekly cost
$16,271Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,511Property tax $433Total carry $4,944

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,378per month

Mortgage amount $791,840 · 4.49% over 25 years

$197,960Down payment (20.0%)
$791,840Loan before insurance
$0CMHC premium
$4,811Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,378
Property tax
$433
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,811

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,271
Estimated closing costs
$16,271

Plus your down payment of $197,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,299/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$521,626Total interest paid
$1,313,466Total of all payments
Principal $791,840 Interest $521,626
YearPrincipalInterestBalance
1$17,670$34,868$774,170
2$18,473$34,066$755,697
3$19,312$33,227$736,385
4$20,188$32,350$716,197
5$21,105$31,434$695,092
6$22,063$30,475$673,029
7$23,065$29,474$649,963
8$24,112$28,426$625,851
9$25,207$27,332$600,644
10$26,352$26,187$574,293
11$27,548$24,991$546,745
12$28,799$23,740$517,946
13$30,106$22,432$487,839
14$31,473$21,065$456,366
15$32,902$19,636$423,464
16$34,396$18,142$389,067
17$35,958$16,581$353,109
18$37,591$14,948$315,519
19$39,297$13,241$276,221
20$41,082$11,457$235,140
21$42,947$9,592$192,193
22$44,897$7,642$147,296
23$46,935$5,603$100,361
24$49,066$3,472$51,294
25$51,294$1,244$0

At the end of your 5-year term

Total paid over the term
$262,693
Principal paid down
$96,748
Interest paid
$165,945
Balance remaining
$695,092

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 59 whole-home leases in Stouffville$2,980/mo
$35,760Gross annual rent
2.5%Cap rate after taxes and upkeep
$2,774 to $3,200Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 59 whole-home leases in Stouffville signed at a median of $3,251 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,980. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $5,193− Insurance $1,400− Vacancy & upkeep $3,934Net operating income $25,233

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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