87 Percy Lane, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13774110

$1,239,000
For Sale
Listed 38 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • Beautifully upgraded contemporary detached home in the heart of Stouffville, situated on a quiet, private street.
  • This exceptional family home features a bright, open-concept layout with stylish, contemporary finishes and meticulous attention to detail throughout.

Beautifully upgraded contemporary detached home in the heart of Stouffville, situated on a quiet, private street. This exceptional family home features a bright, open-concept layout with stylish, contemporary finishes and meticulous attention to detail throughout.The upgraded kitchen and bathrooms offer a modern, sophisticated feel, while the spacious design provides three generously sized bedrooms, three bathrooms, and a terrific home office space - ideal for working remotely. Enjoy ample parking with a two-car garage and double driveway accommodating up to four vehicles. Designed for both everyday living and entertaining, the stunning backyard features two gazebos, a spacious patio with beautiful landscape lighting in the front and back and plenty of room to host family and friends. A truly inviting home that combines contemporary style, comfort, and functionality in one of Old Stouffville's desirable neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
N13774110
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
45.11 × 117.74 ft
Cross streets
Main and Ninth
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,251 / 2026
Days on market
38
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

RecreationBasement6.02 × 4.49 m

broadloom · pot lights

Living RoomMain4.75 × 3.05 m

hardwood floor · crown moulding · pot lights

KitchenMain4.20 × 4.30 m

hardwood floor · granite counters · l-shaped room

OfficeMain3.62 × 3.13 m

hardwood floor · crown moulding · pot lights

Bedroom 2Second3.89 × 3.13 m

broadloom · large window

Primary BedroomSecond6.26 × 3.22 m

broadloom · 3 pc ensuite · walk-in closet(s)

BreakfastMain3.91 × 3.33 m

hardwood floor · crown moulding · overlooks backyard

Bedroom 3Second3.62 × 3.13 m

broadloom · picture window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,647/mo
$232KIncome needed
5.3×Price ÷ income
$1,303Weekly cost
$21,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,647Property tax $438Total carry $6,085

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,481per month

Mortgage amount $991,200 · 4.49% over 25 years

$247,800Down payment (20.0%)
$991,200Loan before insurance
$0CMHC premium
$5,918Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,481
Property tax
$438
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,918

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,255
Estimated closing costs
$21,255

Plus your down payment of $247,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,633/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$652,954Total interest paid
$1,644,154Total of all payments
Principal $991,200 Interest $652,954
YearPrincipalInterestBalance
1$22,119$43,647$969,081
2$23,124$42,643$945,957
3$24,174$41,593$921,783
4$25,271$40,495$896,512
5$26,419$39,348$870,094
6$27,618$38,148$842,476
7$28,872$36,894$813,604
8$30,183$35,583$783,421
9$31,553$34,213$751,867
10$32,986$32,780$718,881
11$34,484$31,282$684,397
12$36,049$29,717$648,348
13$37,686$28,080$610,662
14$39,397$26,369$571,264
15$41,186$24,580$530,078
16$43,056$22,710$487,022
17$45,011$20,755$442,011
18$47,055$18,711$394,956
19$49,191$16,575$345,765
20$51,425$14,341$294,341
21$53,760$12,007$240,581
22$56,200$9,566$184,380
23$58,752$7,014$125,628
24$61,420$4,346$64,208
25$64,208$1,558$0

At the end of your 5-year term

Total paid over the term
$328,831
Principal paid down
$121,106
Interest paid
$207,725
Balance remaining
$870,094

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $5,251− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,991

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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