17050 McCowan Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N14099650

$4,250,000
For Sale
Just listed todayNo offer date stated
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6Bedrooms
7Bathrooms
6Garage · 16 parking
5,000Sq ft

About this home

In short

  • A Rare Expression of Opulent Estate Living.
  • Set amidst over 6 picturesque acres, this newly built, custom-designed manor is an extraordinary testament to uncompromising craftsmanship and luxurious living.
  • Soaring 12' and 14' ceilings enhance the main level with exquisite custom hardwood flooring showcased in striking herringbone and chevron patterns throughout.
  • Dream chef's kitchen appointed with two islands, built-in Miele appliances and an impressive butler's station and B/I pantry.
  • Architectural detailing throughout with vaulted, tray, and coffered ceilings create an atmosphere of timeless elegance.

A Rare Expression of Opulent Estate Living!! Set amidst over 6 picturesque acres, this newly built, custom-designed manor is an extraordinary testament to uncompromising craftsmanship and luxurious living. Boasting over 8,700 square feet above grade, this magnificent residence has been thoughtfully curated with no expense spared. Soaring 12' and 14' ceilings enhance the main level with exquisite custom hardwood flooring showcased in striking herringbone and chevron patterns throughout. Dream chef's kitchen appointed with two islands, built-in Miele appliances and an impressive butler's station and B/I pantry. The magnificent great room is a true showpiece, featuring an elegant custom fireplace and bespoke surround. Multiple gathering spaces provide an effortless sense of grandeur, including separate private office, spacious living room/parlour, and additional family room. Architectural detailing throughout with vaulted, tray, and coffered ceilings create an atmosphere of timeless elegance. The primary bedroom retreat is a sanctuary as a dramatic double-sided fireplace creates an intimate focal point between the bedroom and sitting area, while dual walk-in closets and a separate private den provide an extraordinary level of comfort and privacy. The opulent spa-inspired ensuite delivers a serene, resort-like experience. Each additional bedroom is generously proportioned and thoughtfully appointed with its own private ensuite and walk-in closet. Technology and convenience have been seamlessly integrated throughout the residence including custom automated lighting and heated floors throughout all tiled areas. For the discerning automobile enthusiast, the spectacular six-car garage features 12-foot doors and an EV charging station rough-in; offering an impressive combination of capacity, flexibility, and future-ready functionality. An incredible opportunity to own the home of your dreams. Truly must be seen to be fully appreciated!!!

Key facts

Property type
Detached, 2-Storey
MLS®
N14099650
Bedrooms
6
Bathrooms
7 (2 half)
Size
5,000 sq ft
Lot
420 × 723 ft
Cross streets
Vivian Rd / McCowan Rd
Parking
6 garage · 16 parking (built-in)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$4,463 / 2025
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

Bedroom 4Second4.52 × 4.32 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

LaundrySecond5.48 × 2.74 m

hardwood floor · separate room · large window

Bedroom 2Second3.96 × 3.96 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Bedroom 5Second5.66 × 3.53 m

hardwood floor · b/i closet · semi ensuite

Primary BedroomSecond5.39 × 4.81 m

hardwood floor · 2 way fireplace · 5 pc ensuite

Great RoomGround10.36 × 6.70 m

hardwood floor · vaulted ceiling(s) · open concept

KitchenGround4.66 × 4.66 m

hardwood floor · centre island · pantry

Living RoomGround5.82 × 3.96 m

hardwood floor · french doors · separate room

SunroomGround7.92 × 4.57 m

hardwood floor · w/o to yard · separate room

Bedroom 3Second4.78 × 3.96 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

BreakfastGround5.85 × 5.10 m

hardwood floor · open concept · w/o to patio

SittingSecond5.15 × 4.29 m

hardwood floor · separate room · coffered ceiling(s)

Dining RoomGround4.78 × 4.29 m

hardwood floor · vaulted ceiling(s) · w/o to patio

BedroomSecond3.88 × 3.13 m

hardwood floor · semi ensuite · separate room

OfficeGround4.57 × 3.35 m

hardwood floor · pot lights · separate room

Our TakeTeam Asgarian · Broker
No automatic estimate

This home is in the largest size bracket the board records (5,000 sq ft and up). Comparable-sales math compares homes by size, and too few homes this large sell nearby to compare it fairly, so no automatic estimate is shown. The largest homes in Rural Whitchurch-Stouffville (3,500 sq ft and up) have sold between $1.41M and $7.65M over the last two years (58 sales).

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$3.04Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.16M, which is where my estimate comes from.

Per square foot, these ask about $630/sqft; this home lists at $850/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
4.25MThis home3.25M2.70M3.07M3.18M3.00MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.79M
Stouffville
$1.31M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$19,370/mo
$744KIncome needed
5.7×Price ÷ income
$4,470Weekly cost
$92,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

98%mortgage
Mortgage $19,370Property tax $372Total carry $19,742

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$18,799per month

Mortgage amount $3,400,000 · 4.49% over 25 years

$850,000Down payment (20.0%)
$3,400,000Loan before insurance
$0CMHC premium
$19,171Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$18,799
Property tax
$372
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$19,171

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$92,725
Estimated closing costs
$92,725

Plus your down payment of $850,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$22,753/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,239,755Total interest paid
$5,639,755Total of all payments
Principal $3,400,000 Interest $2,239,755
YearPrincipalInterestBalance
1$75,874$149,717$3,324,126
2$79,318$146,272$3,244,808
3$82,920$142,670$3,161,888
4$86,685$138,905$3,075,203
5$90,621$134,970$2,984,583
6$94,735$130,855$2,889,848
7$99,036$126,554$2,790,811
8$103,533$122,057$2,687,278
9$108,234$117,356$2,579,044
10$113,148$112,442$2,465,896
11$118,286$107,305$2,347,610
12$123,656$101,934$2,223,954
13$129,271$96,319$2,094,683
14$135,140$90,450$1,959,543
15$141,276$84,314$1,818,267
16$147,691$77,900$1,670,577
17$154,396$71,194$1,516,180
18$161,406$64,184$1,354,774
19$168,735$56,855$1,186,039
20$176,396$49,194$1,009,643
21$184,405$41,185$825,237
22$192,778$32,812$632,459
23$201,531$24,059$430,928
24$210,681$14,909$220,247
25$220,247$5,343$0

At the end of your 5-year term

Total paid over the term
$1,127,951
Principal paid down
$415,417
Interest paid
$712,534
Balance remaining
$2,984,583

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rural Whitchurch-Stouffville$8,508/mo
$102,096Gross annual rent
2.0%Cap rate after taxes and upkeep
$7,487 to $9,529Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $7,425 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,508. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.4%
Gross yield
− Property tax $4,463− Insurance $1,400− Vacancy & upkeep $11,231Net operating income $85,002

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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