23589 Highway 48, Georgina, ON

Baldwin, Georgina · MLS® N14112642

$895,000
For Sale
Listed 17 Days Ago
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Listed By Century 21 Leading Edge Realty Inc.

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Key Facts

Property type
Other, Other
Lot
705.89 × 1217.65 ft
Property tax
$4,136 / 2026
Offer date
None stated
Cross streets
Highway 48/Miles Road
Days on market
17
All Facts
Property type
Other, Other
MLS®
N14112642
Lot
705.89 × 1217.65 ft
Cross streets
Highway 48/Miles Road
Property tax
$4,136 / 2026
Days on market
17
Offer date
None stated
Listing brokerage
Century 21 Leading Edge Realty Inc.

About This Home

From The Listing Description By Century 21 Leading Edge Realty Inc.

In short

  • An exceptional opportunity to build your dream custom home on this impressive 19.71-acre property, offering an appealing combination of space, privacy and convenience.
  • Ideally positioned on Highway 48 with convenient access to Highway 404, this property offers an excellent setting for those seeking the tranquility of country living...
Read The Full Description

An exceptional opportunity to build your dream custom home on this impressive 19.71-acre property, offering an appealing combination of space, privacy and convenience. A portion of the land is already cleared, providing an ideal canvas for a future building site and expansive outdoor living, while the surrounding mixed bush creates a peaceful, natural backdrop with plenty of privacy. Ideally positioned on Highway 48 with convenient access to Highway 404, this property offers an excellent setting for those seeking the tranquility of country living without sacrificing accessibility. Enjoy being just a short drive from the communities of Sutton, Keswick and Jackson's Point, with shopping, restaurants, schools, parks, recreation facilities and everyday essentials within easy reach. Georgina is also renowned for its Lake Simcoe lifestyle, offering numerous marinas, beaches, boating, fishing and year-round recreation, along with popular destinations such as Sibbald Point Provincial Park and De La Salle Beach and Park. Whether you envision a private country estate, hobby property or peaceful rural retreat, this property presents an exciting opportunity to bring your vision to life while remaining conveniently connected to town amenities and the GTA. Building and intended uses subject to all applicable municipal and governmental approvals.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Own A Home Nearby?

Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Highway 48. Signed-in members see each price, verified against board records.

Other Homes For Sale In Baldwin

For sale in Baldwin now · asking prices

How This Price Compares

$761kavg asking

Every home like this one for sale in Baldwin right now. These are asking prices, not sales.

Per square foot, these ask about $472/sqft.

All 4 for sale in Baldwin.

See all comparable homes
$895kThis home$1.20M$1.39M$252k$200kThis home vs active comparables

Neighbourhood & Location

Baldwin, Georgina, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morning Glory PS
66%
Morning Glory PSPublic · Elementary · JK-8 · 11.8 km awayBelow the GTA average · 66% meet the provincial standard
St. BernadetteEQAO results not published

Affordability & Mortgage

Estimated Mortgage
$4,079/mo
$170KIncome needed
5.3×Price ÷ income
$941Weekly cost
$14,375Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%Mortgage
Mortgage is 92% of the monthly costMortgage $4,079Property tax $345Total carry $4,424
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,999per month

Mortgage amount $716,000 · 4.59% over 25 years

$179,000Down payment (20.0%)
$716,000Loan before insurance
$0CMHC premium
$4,343Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,999
Property tax
$345
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,343

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,375
Estimated closing costs
$14,375

Plus your down payment of $179,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$4,835/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$483,631Total interest paid
$1,199,631Total of all payments
Principal $716,000 Interest $483,631
YearPrincipalInterestBalance
1$15,756$32,229$700,244
2$16,488$31,497$683,756
3$17,253$30,732$666,502
4$18,054$29,931$648,448
5$18,893$29,093$629,555
6$19,770$28,215$609,785
7$20,688$27,298$589,098
8$21,648$26,337$567,450
9$22,653$25,332$544,797
10$23,705$24,280$521,092
11$24,805$23,180$496,286
12$25,957$22,028$470,329
13$27,162$20,823$443,167
14$28,423$19,562$414,744
15$29,743$18,242$385,001
16$31,124$16,862$353,878
17$32,569$15,417$321,309
18$34,081$13,905$287,229
19$35,663$12,322$251,566
20$37,319$10,667$214,247
21$39,051$8,934$175,196
22$40,864$7,121$134,332
23$42,761$5,224$91,571
24$44,747$3,239$46,824
25$46,824$1,161$0

At the end of your 5-year term

Total paid over the term
$239,926
Principal paid down
$86,445
Interest paid
$153,481
Balance remaining
$629,555

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 23589 Highway 48

What is the asking price for 23589 Highway 48?

It is listed at $895,000.

How big is 23589 Highway 48?

It sits on a 705.89 × 1217.65 ft lot.

What are the property taxes on 23589 Highway 48?

$4,136 a year, for 2026.

Is there an offer date for 23589 Highway 48?

The listing does not state an offer date.

Which schools is 23589 Highway 48 zoned for?

By the school boards' attendance boundaries: Morning Glory PS (JK-8), Sutton District HS (9-12), St. Bernadette and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.

When was 23589 Highway 48 listed?

It came on the market on October 23, 2026.

Who is the listing brokerage for 23589 Highway 48?

Century 21 Leading Edge Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 23589 Highway 48?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Leading Edge Realty Inc. MLS®/PropTx.

Request A Showing

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23589 HIGHWAY 48, GEORGINA, ON · Listed By Century 21 Leading Edge Realty Inc.

Your request goes to Team Asgarian, RE/MAX Hallmark Realty Ltd. We'll call to discuss your request and confirm a time.

Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Discuss Your Home's Value

With Team Asgarian, RE/MAX Hallmark Realty Ltd

Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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