4 Old Oak Road, Toronto, ON

Kingsway South, Toronto · MLS® W12786338

$3,500,000
For Sale
Listed 248 days agoNo offer date statedSitting longer than typical
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2+2Bedrooms
4Bathrooms
1Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Contemporary meets Mid-Century Modern in this unique, custom-built Bone Structure home, featuring every designer detail.
  • Radiant heated floors throughout.
  • The large primary suite features tranquil views of the pool and garden, along with a luxurious ensuite complete with a deluxe soaker tub and a glass-enclosed shower...
  • Just outside you enter a private garden oasis with a salt-water pool complete with automation and swim jets, or unwind in the large six-person Beachcomber hot tub.
  • A full-home backup generator powers the entire house, including heating, air conditioning, pool, and hot tub.

Contemporary meets Mid-Century Modern in this unique, custom-built Bone Structure home, featuring every designer detail. Radiant heated floors throughout. Sleek Scavolini kitchen and cabinetry. Entertain effortlessly in the gourmet kitchen equipped with a professional range featuring a steam oven and warming drawer, touch-open panels concealing the fridge and freezer, and custom solid-slab Laminam porcelain countertops and backsplash.This home offers four generously sized bedrooms. The large primary suite features tranquil views of the pool and garden, along with a luxurious ensuite complete with a deluxe soaker tub and a glass-enclosed shower with multiple shower heads.The expansive living and dining areas are ideal for both family gatherings and elegant entertaining. Just outside you enter a private garden oasis with a salt-water pool complete with automation and swim jets, or unwind in the large six-person Beachcomber hot tub. Lighting, whole-home audio, security, and window coverings are all controlled via touchscreen panels or remotely through a smartphone app. A full-home backup generator powers the entire house, including heating, air conditioning, pool, and hot tub.This property has a 79 Walk Score. The main floor office and the 2nd floor gym can be re-configured into additional bedrooms

Key facts

Property type
Detached, 2-Storey
MLS®
W12786338
Bedrooms
2+2 (4 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
42 × 150 ft
Cross streets
DUNDAS ST W AND MONTGOMERY RD
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air, Other
Exterior
Metal/Steel Siding, Stone
Foundation
Poured Concrete, Concrete, Steel Frame
Roof
Flat, Membrane
Sewer
Sewer
Pool
Inground
Property tax
$15,685 / 2025
Days on market
248
Listing brokerage
ROYAL LEPAGE WEST REALTY GROUP LTD.

Rooms

Bedroom 3Basement3.81 × 4.37 m

large closet · large window · concrete floor

KitchenGround4.47 × 4.50 m

centre island · custom backsplash · concrete floor

OfficeGround2.18 × 3.75 m

large window · open concept · concrete floor

Primary BedroomSecond7.52 × 4.47 m

4 pc ensuite · walk-thru · broadloom

LaundrySecond2.16 × 1.65 m

skylight · tile floor

Utility RoomBasement3.38 × 3.05 m

Concrete Floor

LoftSecond2.63 × 6.02 m

overlooks living · overlooks backyard · broadloom

Bedroom 4Basement4.85 × 5.59 m

large closet · semi ensuite · concrete floor

Exercise RoomSecond3.71 × 4.50 m

mirrored walls · open concept · cushion floor

Dining RoomGround2.96 × 6.04 m

large window · overlooks living · concrete floor

Bedroom 2Second3.99 × 3.68 m

open concept · large window · broadloom

FoyerGround2.18 × 2.01 m

large closet · open concept · concrete floor

Living RoomGround4.85 × 6.04 m

gas fireplace · vaulted ceiling(s) · concrete floor

Mud RoomGround3.56 × 3.05 m

w/o to garage · closet organizers · wet bar

RecreationBasement4.67 × 6.40 m

open concept · open stairs · concrete floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$3.43Mlikely sale price

Listed at $3,500,000. Going by how homes in Kingsway South and the wider GTA have actually closed against their asking prices (about 98%, 20 local closings in 90 days), the likely sale price is near $3.43M, if it sells. A realistic range is $3.21M to $3.86M.

Independent value check: $3.33M. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $3.12M and $3.49M).

Why $3.33M. The typical detached home sold in Kingsway South over the past year went for about $2.60M (79 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $15,685 a year; the typical home sold here pays about $12,000.
  • ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightly2+2 bedrooms and 4 baths, against 4+1 and 4 typically.

Longer on the market than typical. 248 days on the market against about 18 for homes like it here, and asking 5% above where comparable closings put it.

List price
$3.21MBelow recent closings$3.86MAbove recent closings

Total price vs nearby homes. Likely closing about $3.43M, from 20 recent closings in this pocket.

The market behind the math:

20sold nearby · 90 days
$2.42Mmedian sold price
99%of asking, on average
−7%prices vs a year ago
~8 dayshomes like this take to sell
248days on market so far
$8,275/moest. rent · 6 leases
2.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 9 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,077/sqft against an area asking average of $1,428/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.93M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,077/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Kingsway South, so I widened the search to the surrounding area.

Based on 20 comparable homes that sold in Kingsway South over the past two years, from 161 closings there.

What sellers nearby are askingCurrently listed nearby in Kingsway South · asking prices
$2.72Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.33M, which is where my estimate comes from.

Per square foot, these ask about $1,238/sqft; this home lists at $1,077/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.50MThis home3.30M2.69M2.48M3.45M1.70MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Kingsway South: $2.42M in September 2026, down 23% from a year ago, on 72 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$3.44M6
February 2026$2.32M6
March 2026$3.06M8
April 2026$2.27M6
May 2026$2.83M12
June 2026$2.52M7
July 2026$2.12M10
August 2026$1.88M7
September 2026$2.42M10

Neighbourhood & location

Kingsway South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Islington Junior Middle School
66%
Islington Junior Middle SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 66% meet the provincial standard
Also nearby: 9 more schools within 2.5 km
Lambton Kingsway Junior Middle School · Public elementary1.2 km · 91% at standard
Humber Valley Village Junior Middle School · Public elementary1.4 km · 85% at standard
Rosethorn Junior School · Public elementary1.5 km · 65% at standard
Our Lady of Peace Catholic School · Catholic elementary1.6 km · 71% at standard
Sunnylea Junior School · Public elementary1.8 km · 96% at standard
St Gregory Catholic School · Catholic elementary1.8 km · 83% at standard
Wedgewood Junior School · Public elementary2.1 km · 79% at standard
Warren Park Junior Public School · Public elementary2.2 km · 74% at standard
Norseman Junior Middle School · Public elementary2.2 km · 77% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,952/mo
$651KIncome needed
5.4×Price ÷ income
$3,681Weekly cost
$152,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $15,952Property tax $1,307Total carry $17,259

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,482per month

Mortgage amount $2,800,000 · 4.49% over 25 years

$700,000Down payment (20.0%)
$2,800,000Loan before insurance
$0CMHC premium
$16,789Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,482
Property tax
$1,307
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,789

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,975
Toronto municipal land transfer tax
$78,975
Estimated closing costs
$152,950

Plus your down payment of $700,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,738/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,844,504Total interest paid
$4,644,504Total of all payments
Principal $2,800,000 Interest $1,844,504
YearPrincipalInterestBalance
1$62,484$123,296$2,737,516
2$65,321$120,459$2,672,195
3$68,287$117,493$2,603,908
4$71,387$114,393$2,532,520
5$74,629$111,151$2,457,892
6$78,017$107,763$2,379,875
7$81,559$104,221$2,298,315
8$85,263$100,518$2,213,052
9$89,134$96,646$2,123,919
10$93,181$92,599$2,030,738
11$97,412$88,369$1,933,326
12$101,835$83,946$1,831,492
13$106,458$79,322$1,725,033
14$111,292$74,488$1,613,741
15$116,345$69,435$1,497,396
16$121,627$64,153$1,375,769
17$127,150$58,630$1,248,619
18$132,923$52,857$1,115,696
19$138,958$46,822$976,738
20$145,267$40,513$831,470
21$151,863$33,917$679,607
22$158,758$27,022$520,849
23$165,967$19,813$354,882
24$173,502$12,278$181,380
25$181,380$4,400$0

At the end of your 5-year term

Total paid over the term
$928,901
Principal paid down
$342,108
Interest paid
$586,793
Balance remaining
$2,457,892

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Kingsway South$8,275/mo
$99,300Gross annual rent
2.0%Cap rate after taxes and upkeep
$6,990 to $9,097Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Kingsway South signed at a median of $7,103 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,275. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.8%
Gross yield
− Property tax $15,685− Insurance $1,400− Vacancy & upkeep $10,923Net operating income $71,292

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE WEST REALTY GROUP LTD.. MLS®/PropTx.

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