758 Jane Street, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13803294

$749,900
For Sale
Listed 32 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

In short

  • Renovators, Investors & Contractors look no further for a Rare Opportunity to own a cherished home that has been in the same family for 75 years.
  • This 3+1 Bedroom, 2 Bathroom home offers plenty of character, a generous lot with partially fenced backyard loaded with perennials.
  • Side entrance leads to the lower level which offers an in-law suite with additional living space, a huge workshop area, lots of storage and a bonus storage area under...
  • Enjoy the convenience of being within walking distance of several schools, shopping, the ever popular Smythe Park & Outdoor Pool and everyday amenities.
  • Leave the car behind with the convenient access to 4 transit stops right outside.

Renovators, Investors & Contractors look no further for a Rare Opportunity to own a cherished home that has been in the same family for 75 years! Bring your vision and unlock the potential of this charming older home. Imagine the possibilities with the RM zoning on this property. This 3+1 Bedroom, 2 Bathroom home offers plenty of character, a generous lot with partially fenced backyard loaded with perennials. Get excited to create a modern space of your own. The Main Floor features classic retro character, a cozy layout with plenty of possibilities, principal bedroom with large custom walk-in closet & options for another bedroom, office den or larger dining area. Side entrance leads to the lower level which offers an in-law suite with additional living space, a huge workshop area, lots of storage and a bonus storage area under the large covered porch. **$7500 Seller Rebate for Heat Conversion on Closing. This generous lot provides lots of natural sunlight with the southwest exposure, a detached garage, a patio for outdoor dining and lots of room for kids to play. Enjoy the convenience of being within walking distance of several schools, shopping, the ever popular Smythe Park & Outdoor Pool and everyday amenities. Leave the car behind with the convenient access to 4 transit stops right outside. A great location, a large lot and loads of potential make this a property worth exploring!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13803294
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
20 × 115 ft
Cross streets
JANE ST. / ST. CLAIR AV W
Parking
1 garage · 3 parking (detached)
Basement
Partially Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Radiant
A/C
Window Unit(s)
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,122 / 2026
Days on market
32
Listing brokerage
ROYAL HERITAGE REALTY LTD.

Rooms

Living RoomMain3.10 × 3.00 m

large window · broadloom · brick fireplace

Bedroom 2Main3.58 × 2.21 m

window · overlooks backyard

BedroomMain3.03 × 3.03 m

walk-in closet(s) · broadloom · window

Living RoomBasement2.80 × 2.64 m

wainscoting · broadloom · window

Utility RoomBasement7.11 × 5.56 m

concrete floor · combined w/workshop · window

Bedroom 3Upper4.04 × 3.30 m

broadloom · b/i closet · window

DenUpper4.20 × 3.35 m

broadloom · open concept · window

Bedroom 4Basement3.68 × 2.50 m

broadloom · b/i closet · window

KitchenBasement3.25 × 2.50 m

vinyl floor · window · dropped ceiling

Dining RoomMain2.95 × 3.00 m

large window · broadloom · panelled

KitchenMain4.93 × 2.36 m

double sink · window · vinyl floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$730Klikely sale price

Listed at $749,900. Going by how homes in Rockcliffe-Smythe and the wider GTA have actually closed against their asking prices (about 97%, 21 local closings in 90 days), the likely sale price is near $730K, if it sells. A realistic range is $684K to $823K.

Independent value check: $743K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $696K and $778K).

Why $743K. The typical detached home sold in Rockcliffe-Smythe over the past year went for about $852K (64 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,122 a year; the typical home sold here pays about $3,900.
  • ▲ Raises it slightly3+1 bedrooms and 2 baths, against 2+1 and 2 typically.
List price
$684KBelow recent closings$823KAbove recent closings

Total price vs nearby homes. Likely closing about $730K, from 21 recent closings in this pocket.

The market behind the math:

21sold nearby · 90 days
$830Kmedian sold price
97%of asking, on average
−4%prices vs a year ago
~29 dayshomes like this take to sell
32days on market so far
$3,223/moest. rent · 17 leases
5.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.7 months of inventory: 19 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $833/sqft against an area asking average of $911/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Rockcliffe-Smythe: 24 of the 79 detached leases here lately were basement units, around $1,650 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $644K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Lambton Park Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Rockcliffe-Smythe, so I widened the search to the surrounding area.

Based on 21 comparable homes that sold in Rockcliffe-Smythe over the past two years, from 132 closings there.

What sellers nearby are askingCurrently listed nearby in Rockcliffe-Smythe · asking prices
$802kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $743K, which is where my estimate comes from.

Per square foot, these ask about $891/sqft; this home lists at $833/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
750kThis home860k799k800k650k899kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M777
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M677

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$1.63M
Willowridge-Martingrove-Richview
$1.10M
Islington-City Centre West
$925K
Mimico
$1.40M
Leaside
$1.55M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lambton Park Community School
52%
Lambton Park Community SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 52% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
George Syme Community School · Public elementary0.4 km · 48% at standard
Frank Oke Secondary School · Public secondary0.4 km
Warren Park Junior Public School · Public elementary1.1 km · 74% at standard
King George Junior Public School · Public elementary1.1 km · 91% at standard
Roselands Junior Public School · Public elementary1.1 km · 50% at standard
Humbercrest Public School · Public elementary1.3 km · 80% at standard
James Culnan Catholic School · Catholic elementary1.3 km · 64% at standard
Our Lady of Victory Catholic School · Catholic elementary1.3 km · 62% at standard
Harwood Public School · Public elementary1.4 km · 55% at standard
St Oscar Romero Catholic Secondary School · Catholic secondary1.4 km · 61% at standard
Dennis Avenue Community School · Public elementary1.5 km · 57% at standard
Santa Maria Catholic School · Catholic elementary1.7 km · 35% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,418/mo
$142KIncome needed
5.3×Price ÷ income
$789Weekly cost
$22,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,418Property tax $260Total carry $3,678

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,317per month

Mortgage amount $599,920 · 4.49% over 25 years

$149,980Down payment (20.0%)
$599,920Loan before insurance
$0CMHC premium
$3,577Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,317
Property tax
$260
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,577

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,473
Toronto municipal land transfer tax
$11,473
Estimated closing costs
$22,946

Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,015/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$395,198Total interest paid
$995,118Total of all payments
Principal $599,920 Interest $395,198
YearPrincipalInterestBalance
1$13,388$26,417$586,532
2$13,996$25,809$572,537
3$14,631$25,174$557,906
4$15,295$24,509$542,611
5$15,990$23,815$526,621
6$16,716$23,089$509,905
7$17,475$22,330$492,430
8$18,268$21,537$474,162
9$19,098$20,707$455,065
10$19,965$19,840$435,100
11$20,871$18,934$414,229
12$21,819$17,986$392,410
13$22,809$16,995$369,601
14$23,845$15,960$345,756
15$24,928$14,877$320,828
16$26,060$13,745$294,768
17$27,243$12,562$267,526
18$28,480$11,325$239,046
19$29,773$10,032$209,273
20$31,125$8,680$178,148
21$32,538$7,267$145,611
22$34,015$5,790$111,596
23$35,560$4,245$76,036
24$37,174$2,631$38,862
25$38,862$943$0

At the end of your 5-year term

Total paid over the term
$199,024
Principal paid down
$73,299
Interest paid
$125,724
Balance remaining
$526,621

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 17 whole-home leases in Rockcliffe-Smythe$3,223/mo
$38,676Gross annual rent
4.0%Cap rate after taxes and upkeep
$2,888 to $3,466Typical rent range
~14 daysTo find a tenant, on average

The suite is real income here: basements rent in Rockcliffe-Smythe (24 of 79 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 17 whole-home leases in Rockcliffe-Smythe signed at a median of $3,316 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,223. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $3,122− Insurance $1,400− Vacancy & upkeep $4,254Net operating income $29,900

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL HERITAGE REALTY LTD.. MLS®/PropTx.

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