12 Azalea Court, Toronto, ON

Humbermede, Toronto · MLS® W13846798

$749,000
For Sale
Listed 19 days agoNo offer date stated
3+1Bedrooms
3Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Welcome to 12 Azalea Court - a rare opportunity to own a spacious semi-detached home on an impressive Ravine lot in a highly convenient Toronto location with TTC bus...
  • Offering an exceptional combination of lot size, location, versatility and potential, this 3-bedroom semi-detached home features approximately 1,650 sq. ft. of...
  • The basement is currently tenanted, making the property particularly appealing to investors, extended families and multi-generational households.
  • The substantial 18.93' x 142.18' lot features a mature, tree-lined backyard with abundant green space, privacy and plenty of room to enjoy or reimagine the outdoor...
  • Bring your personal items - and make 12 Azalea Court your home.

Welcome to 12 Azalea Court - a rare opportunity to own a spacious semi-detached home on an impressive Ravine lot in a highly convenient Toronto location with TTC bus stop at the end of the street and TTC street car within a short walking distance connecting you to main subway stations. Offering an exceptional combination of lot size, location, versatility and potential, this 3-bedroom semi-detached home features approximately 1,650 sq. ft. of combined living space , three bathrooms, generous rooms and a highly coveted cold storage room and a outdoor shed for storage or seasonal use. A separate side entrance provides access to the lower level, which includes a versatile in-law suite with a second kitchen, bachelor bedroom and full bathroom. The basement is currently tenanted, making the property particularly appealing to investors, extended families and multi-generational households. Step outside and discover the true scale of the property. The substantial 18.93' x 142.18' lot features a mature, tree-lined backyard with abundant green space, privacy and plenty of room to enjoy or reimagine the outdoor setting. Bring your personal items - and make 12 Azalea Court your home.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13846798
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
18.93 × 142.18 ft
Cross streets
Weston and Sheppard
Parking
4 parking
Basement
Apartment, Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,861 / 2025
Days on market
19
Listing brokerage
REALTY ONE GROUP FLAGSHIP
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Gulfstream Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$868K
Junction Area
$1.29M
Corso Italia-Davenport
$899K
Wychwood
$1.14M
Annex
$1.24M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gulfstream Public School
77%
Gulfstream Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Daystrom Public School · Public elementary0.7 km · 54% at standard
Emery EdVance Secondary School · Public secondary0.8 km
St John Vianney Catholic School · Catholic elementary0.9 km · 68% at standard
Braeburn Junior School · Public elementary1.6 km · 61% at standard
St Basil-the-Great College School · Catholic secondary1.8 km · 58% at standard
Westview Centennial Secondary School · Public secondary1.9 km · 40% at standard
Gracedale Public School · Public elementary1.9 km · 53% at standard
Humber Summit Middle School · Public elementary2.0 km · 59% at standard
Stanley Public School · Public elementary2.1 km · 44% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary2.2 km
Firgrove Public School · Public elementary2.2 km · 55% at standard
Thistletown Collegiate Institute · Public secondary2.2 km · 56% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,414/mo
$144KIncome needed
5.2×Price ÷ income
$788Weekly cost
$22,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,414Property tax $322Total carry $3,735

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,313per month

Mortgage amount $599,200 · 4.49% over 25 years

$149,800Down payment (20.0%)
$599,200Loan before insurance
$0CMHC premium
$3,635Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,313
Property tax
$322
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,635

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,455
Toronto municipal land transfer tax
$11,455
Estimated closing costs
$22,910

Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,010/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,724Total interest paid
$993,924Total of all payments
Principal $599,200 Interest $394,724
YearPrincipalInterestBalance
1$13,372$26,385$585,828
2$13,979$25,778$571,850
3$14,613$25,144$557,236
4$15,277$24,480$541,959
5$15,971$23,786$525,989
6$16,696$23,061$509,293
7$17,454$22,303$491,839
8$18,246$21,511$473,593
9$19,075$20,682$454,519
10$19,941$19,816$434,578
11$20,846$18,911$413,732
12$21,793$17,964$391,939
13$22,782$16,975$369,157
14$23,816$15,940$345,341
15$24,898$14,859$320,443
16$26,028$13,729$294,415
17$27,210$12,547$267,204
18$28,446$11,311$238,759
19$29,737$10,020$209,022
20$31,087$8,670$177,935
21$32,499$7,258$145,436
22$33,974$5,783$111,462
23$35,517$4,240$75,945
24$37,129$2,627$38,815
25$38,815$942$0

At the end of your 5-year term

Total paid over the term
$198,785
Principal paid down
$73,211
Interest paid
$125,574
Balance remaining
$525,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $3,861− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,303

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY ONE GROUP FLAGSHIP. MLS®/PropTx.

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