161 Westminster Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13852750

$3,200,000
For Sale
Listed 18 days agoNo offer date stated
5+1Bedrooms
3Bathrooms
2Garage
2500-3000Sq ft

About this home

In short

  • Welcome to your forever home in prime High Park.
  • Nestled on a quiet, picture-perfect, tree-lined street in one of Toronto's most coveted family neighbourhoods, this magnificent 3-storey detached masterpiece...
  • Built on a rock solid foundation w/superior waterproofing, a Lifetime Slate Roof, updated 200-amp electrical service, a high-efficiency boiler & an on-demand hot...
  • Culinary enthusiasts will adore the chef's kitchen, fully custom-designed w/solid cherry wood cabinetry, sitting area & Caesar-stone countertops,& premium appliances...
  • The lower level extends your living space even further with a fully finished basement apartment & its own dedicated separate entrance.

Welcome to your forever home in prime High Park! Nestled on a quiet, picture-perfect, tree-lined street in one of Toronto's most coveted family neighbourhoods, this magnificent 3-storey detached masterpiece seamlessly blends timeless historic elegance with exceptional upgrades. From the moment you arrive, exquisite preserved details, including original stained glass accents, classic architectural charm, meticulous care warm the soul while top-tier mechanical systems ensure complete long-term peace of mind. Built on a rock solid foundation w/superior waterproofing, a Lifetime Slate Roof, updated 200-amp electrical service, a high-efficiency boiler & an on-demand hot water system, this property has been exceptionally maintained from top to bottom. This home offers 5 spacious bedrms, 4 upstairs & 1 ideally situated on the main flr, providing abundant room and flexibility for a growing family. The L/R serves as a cozy centrepiece, anchored by a traditional wood-burning fireplace. Culinary enthusiasts will adore the chef's kitchen, fully custom-designed w/solid cherry wood cabinetry, sitting area & Caesar-stone countertops,& premium appliances featuring Jenn-Air gas cooktop, microwave, B/I oven & warming drawer. Upstairs, the primary bedroom suite acts as a peaceful sanctuary, complete with its own wood-burning fireplace, a sitting area & a private w/o terrace. The 2nd floor laundry room opens directly onto a sun-drenched, south-facing large terrace overlooking the serene neighbourhood.The lower level extends your living space even further with a fully finished basement apartment & its own dedicated separate entrance. Perfectly suited as an expansive in-law suite, multi-generational retreat, or a high-demand rental unit, this versatile suite provides endless potential. Complete with a rare detached 2-car garage, this rare gem sits just steps from the lush green trails of High Park, top-rated schools, vibrant local cafes & transit, offering a masterclass in Toronto Living

Key facts

Property type
Detached, 3-Storey
MLS®
W13852750
Bedrooms
5+1 (6 total)
Bathrooms
3
Size
2500-3000 sq ft
Lot
29 × 130 ft
Cross streets
Westminster Ave and Indian Rd
Parking
2 garage (detached)
Driveway
Mutual
Basement
Apartment, Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Heat Pump
A/C
Wall Unit(s)
Exterior
Brick, Stone
Foundation
Brick
Roof
Slate
Sewer
Sewer
Property tax
$10,633 / 2025
Days on market
18
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

BedroomSecond2.80 × 2.60 m

hardwood floor · combined w/sitting · w/o to terrace

Primary BedroomSecond4.30 × 3.00 m

hardwood floor · large closet · separate room

LaundryBasement2.90 × 2.80 m

tile floor · separate room · laundry sink

KitchenBasement3.60 × 1.60 m

porcelain floor · eat-in kitchen · w/o to yard

SittingSecond4.30 × 3.60 m

hardwood floor · combined w/br · fireplace

BedroomThird4.40 × 4.00 m

hardwood floor · closet · window

BedroomSecond4.40 × 3.00 m

hardwood floor · window

KitchenSecond5.30 × 2.60 m

hardwood floor · eat-in kitchen · double sink

RecreationBasement6.10 × 5.60 m

wood · closet · window

KitchenThird5.30 × 2.60 m

hardwood floor · eat-in kitchen · double sink

Dining RoomSecond4.40 × 2.80 m

hardwood floor · french doors · separate room

LaundrySecond4.40 × 1.80 m

stone floor · b/i shelves · w/o to terrace

BedroomBasement5.20 × 2.70 m

wood · closet · window

Dining RoomMain4.40 × 3.40 m

hardwood floor · pocket doors · separate room

Primary BedroomGround4.30 × 3.00 m

hardwood floor · large closet · separate room

KitchenGround5.30 × 2.60 m

hardwood floor · eat-in kitchen · double sink

BedroomThird5.20 × 5.00 m

hardwood floor · closet · large window

KitchenMain4.40 × 4.30 m

centre island · stainless steel appl · b/i shelves

Living RoomMain4.40 × 4.10 m

hardwood floor · fireplace · separate room

Living RoomSecond4.40 × 3.60 m

hardwood floor · brick fireplace · separate room

BedroomMain4.00 × 2.80 m

hardwood floor · closet · window

Mud RoomMain2.70 × 1.90 m

marble floor · b/i shelves · w/o to yard

Living RoomGround4.40 × 3.60 m

hardwood floor · brick fireplace · separate room

Dining RoomGround4.40 × 2.80 m

hardwood floor · french doors · separate room

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Garden Avenue Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Kingsway South
$3.20M
Stonegate-Queensway
$2.12M
Islington-City Centre West
$1.12M
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Garden Avenue Junior Public School
91%
Garden Avenue Junior Public SchoolPublic · Elementary · 0.5 km awayAmong the top in the GTA · 91% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Howard Junior Public School · Public elementary0.4 km · 76% at standard
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary1.1 km · 55% at standard
Parkdale Junior and Senior Public School · Public elementary1.3 km · 51% at standard
City View Alternative Senior School · Public elementary1.3 km
Shirley Street Junior Public School · Public elementary1.3 km · 70% at standard
Brock Public School · Public elementary1.4 km · 81% at standard
Keele Street Public School · Public elementary1.4 km · 82% at standard
Mountview Alternative School School · Public elementary1.4 km · 83% at standard
St Helen Catholic School · Catholic elementary1.5 km · 74% at standard
St Ambrose Catholic School · Catholic elementary1.7 km · 85% at standard
Holy Family Catholic School · Catholic elementary1.7 km · 45% at standard
Caring and Safe School 4 · Public secondary1.8 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$14,585/mo
$584KIncome needed
5.5×Price ÷ income
$3,366Weekly cost
$134,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $14,585Property tax $886Total carry $15,471

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,155per month

Mortgage amount $2,560,000 · 4.49% over 25 years

$640,000Down payment (20.0%)
$2,560,000Loan before insurance
$0CMHC premium
$15,041Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,155
Property tax
$886
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,041

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$66,475
Toronto municipal land transfer tax
$68,475
Estimated closing costs
$134,950

Plus your down payment of $640,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,132/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,686,404Total interest paid
$4,246,404Total of all payments
Principal $2,560,000 Interest $1,686,404
YearPrincipalInterestBalance
1$57,128$112,728$2,502,872
2$59,722$110,134$2,443,150
3$62,434$107,422$2,380,716
4$65,269$104,588$2,315,447
5$68,232$101,624$2,247,215
6$71,330$98,526$2,175,885
7$74,569$95,288$2,101,317
8$77,954$91,902$2,023,362
9$81,494$88,362$1,941,868
10$85,194$84,662$1,856,675
11$89,062$80,794$1,767,612
12$93,106$76,750$1,674,507
13$97,333$72,523$1,577,173
14$101,753$68,104$1,475,421
15$106,373$63,484$1,369,048
16$111,202$58,654$1,257,846
17$116,251$53,605$1,141,595
18$121,530$48,327$1,020,065
19$127,048$42,809$893,017
20$132,816$37,040$760,202
21$138,846$31,010$621,355
22$145,151$24,706$476,205
23$151,741$18,115$324,464
24$158,631$11,226$165,833
25$165,833$4,023$0

At the end of your 5-year term

Total paid over the term
$849,281
Principal paid down
$312,785
Interest paid
$536,496
Balance remaining
$2,247,215

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $10,633− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,037

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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