10 Aldwinckle Heights, Toronto, ON

York University Heights, Toronto · MLS® W13870080

$1,451,800
For Sale
Just listed todayNo offer date stated
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10+3Bedrooms
9Bathrooms
2Garage
2500-3000Sq ft

About this home

In short

  • A Rare Oppotunity of your big Family home plus Basement Cashflow.
  • Renovated From Top to Bottom, 9 feet ceiling ground floor, 2600+ Sqft above grade plus spacious finished basement, Upgraded Kitchen with broad Countertops, All...
  • Walk out basement with separate entrance.
  • Newer Roofing, Two kitchens,, Hi-Efficient Furnace.

A Rare Oppotunity of your big Family home plus Basement Cashflow! One of Best Functional Layout! Renovated From Top to Bottom, 9 feet ceiling ground floor, 2600+ Sqft above grade plus spacious finished basement, Upgraded Kitchen with broad Countertops, All Bedrooms with Washrooms Ensuite or exclusive use. plus Family room and Living Room on main ( function bedrooms ), Apartment with Wide Terrace on Third Floor, No Carpet, Walking Distance to York University, Finch West Subway Station, Detached Double Size Garage, Exterior Stairs in the backyard. Walk out basement with separate entrance. The property has wonderful cash flow from which You can relax on your investment as well as Your Big family residence if you want. Newer Roofing, Two kitchens,, Hi-Efficient Furnace.

Key facts

Property type
Detached, 3-Storey
MLS®
W13870080
Bedrooms
10+3 (13 total)
Bathrooms
9
Size
2500-3000 sq ft
Lot
24.28 × 100.07 ft
Cross streets
Finch And Keele or Sentinel
Parking
2 garage (detached)
Driveway
None
Basement
Apartment, Finished with Walk-Out, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete, Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,957 / 2026
Listing brokerage
HOMELIFE GOLCONDA REALTY INC.
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.40Mlikely sale price

Listed at $1,451,800. Going by how homes in York University Heights and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $1.40M, if it sells. A realistic range is $1.32M to $1.58M.

Independent value check: $1.36M. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $1.27M and $1.42M).

Why $1.36M. The typical detached home sold in York University Heights over the past year went for about $1.04M (33 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▲ Raises it strongly10+3 bedrooms and 9 baths, against 3+2 and 3 typically.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts lot is 24 by 100 ft; the typical lot sold here is 50 by 116.
List price
$1.32MBelow recent closings$1.58MAbove recent closings

Total price vs nearby homes. Likely closing about $1.40M, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$949Kmedian sold price
94%of asking, on average
−17%prices vs a year ago
~22 dayshomes like this take to sell
$4,636/moest. rent · 11 leases
3.8%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 8.6 months of inventory: 23 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $528/sqft against an area asking average of $618/sqft.

  • Walk-out basement apartment features. A finished 3 bed walk-out basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In York University Heights basements rarely rent out (2 of 17 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.14M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Lamberton Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($528/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in York University Heights, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in York University Heights over the past two years, from 55 closings there.

What sellers nearby are askingCurrently listed nearby in York University Heights · asking prices
$1.40Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.36M, which is where my estimate comes from.

Per square foot, these ask about $490/sqft; this home lists at $528/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.45MThis home1.46M1.26M1.49M1.55M1.22MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,351 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.25M739
November 2025$1.21M596
December 2025$1.14M384
January 2026$1.20M285
February 2026$1.23M453
March 2026$1.34M580
April 2026$1.31M776
May 2026$1.30M861
June 2026$1.25M772
July 2026$1.17M684
August 2026$1.19M552
September 2026$1.20M669

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$3.98M
Oakwood Village
$1.88M
Don Valley Village
$1.25M
Islington-City Centre West
$1.71M
East York
$1.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lamberton Public School
63%
Lamberton Public SchoolPublic · Elementary · 1.3 km awayBelow the GTA average · 63% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
James Cardinal McGuigan Catholic High School · Catholic secondary0.9 km · 66% at standard
Driftwood Public School · Public elementary1.0 km · 42% at standard
Derrydown Public School · Public elementary1.1 km · 34% at standard
Brookview Middle School · Public elementary1.2 km · 51% at standard
Shoreham Public School · Public elementary1.2 km · 54% at standard
St Charles Garnier Catholic School · Catholic elementary1.2 km · 63% at standard
Topcliff Public School · Public elementary1.3 km · 34% at standard
Gosford Public School · Public elementary1.5 km · 48% at standard
St Augustine Catholic School · Catholic elementary1.8 km · 65% at standard
St Francis de Sales Catholic School · Catholic elementary1.8 km · 38% at standard
Stilecroft Public School · Public elementary1.8 km · 60% at standard
Yorkwoods Public School · Public elementary1.9 km · 16% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,617/mo
$270KIncome needed
5.4×Price ÷ income
$1,527Weekly cost
$51,022Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,617Property tax $496Total carry $7,113

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 7, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,422per month

Mortgage amount $1,161,440 · 4.49% over 25 years

$290,360Down payment (20.0%)
$1,161,440Loan before insurance
$0CMHC premium
$6,918Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,422
Property tax
$496
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,918

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,511
Toronto municipal land transfer tax
$25,511
Estimated closing costs
$51,022

Plus your down payment of $290,360. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,773/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$765,100Total interest paid
$1,926,540Total of all payments
Principal $1,161,440 Interest $765,100
YearPrincipalInterestBalance
1$25,918$51,143$1,135,522
2$27,095$49,966$1,108,426
3$28,325$48,736$1,080,101
4$29,612$47,450$1,050,489
5$30,956$46,106$1,019,533
6$32,362$44,700$987,172
7$33,831$43,231$953,341
8$35,367$41,695$917,974
9$36,973$40,089$881,001
10$38,651$38,410$842,350
11$40,406$36,655$801,944
12$42,241$34,821$759,703
13$44,159$32,903$715,544
14$46,164$30,898$669,380
15$48,260$28,802$621,120
16$50,451$26,611$570,669
17$52,742$24,320$517,927
18$55,136$21,925$462,791
19$57,640$19,422$405,151
20$60,257$16,805$344,894
21$62,993$14,069$281,901
22$65,853$11,209$216,048
23$68,843$8,219$147,205
24$71,969$5,093$75,236
25$75,236$1,825$0

At the end of your 5-year term

Total paid over the term
$385,308
Principal paid down
$141,907
Interest paid
$243,402
Balance remaining
$1,019,533

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in York University Heights$4,636/mo
$55,632Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,930 to $5,300Typical rent range

About the suite: in York University Heights basements rarely rent out (2 of 17 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in York University Heights signed at a median of $3,500 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,636. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $5,957− Insurance $1,400− Vacancy & upkeep $6,120Net operating income $42,155

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLCONDA REALTY INC.. MLS®/PropTx.

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