812-105 The Queensway, Toronto, ON

High Park-Swansea, Toronto · MLS® W14080584

$299,999
For Sale
Listed 4 days agoNo offer date stated
1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Discover the perfect blend of style, comfort, and lakeside living at 105 The Queensway.
  • This bright and beautifully maintained 1-bedroom, 1-bath suite offers a thoughtfully designed open-concept layout with soaring 9-ft ceilings and expansive...
  • Enjoy an exceptional collection of resort-inspired amenities, including an indoor pool, fitness centre, sauna, tennis courts, guest suites, games and media rooms...
  • Ideally situated with TTC at your doorstep and just steps to the waterfront, beaches, parks, and scenic trails, you're also moments from shopping, restaurants...

Discover the perfect blend of style, comfort, and lakeside living at 105 The Queensway! This bright and beautifully maintained 1-bedroom, 1-bath suite offers a thoughtfully designed open-concept layout with soaring 9-ft ceilings and expansive floor-to-ceiling windows that flood the space with natural light while showcasing picturesque lake and park views. Step outside to your generous private balcony, the perfect spot to enjoy your morning coffee or unwind while taking in the scenic surroundings. Freshly updated with new paint, sleek laminate flooring, upgraded lighting, and custom under cabinet LED lighting with controlled remotes, this inviting suite offers a fresh, modern feel throughout. The stylish and functional kitchen features stainless steel appliances, ample cabinetry, and a clever space-saving table that maximizes functionality without compromising comfort. An impressive amount of in-suite storage, a rare find in a one-bedroom condo, adds even more appeal! Enjoy an exceptional collection of resort-inspired amenities, including an indoor pool, fitness centre, sauna, tennis courts, guest suites, games and media rooms, party room, outdoor BBQ area, and 24-hour concierge. Ideally situated with TTC at your doorstep and just steps to the waterfront, beaches, parks, and scenic trails, you're also moments from shopping, restaurants, grocery stores, and everyday conveniences. Whether you're looking for your first home, a stylish urban retreat, or an effortless lifestyle by the lake, this is an opportunity you won't want to miss!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W14080584
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
The Queensway & Windermere
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$445/mo
Exposure
East
Property tax
$1,722 / 2026
Days on market
4
Listing brokerage
SUTTON GROUP OLD MILL REALTY INC.

Rooms

KitchenMain3.48 × 2.03 m

modern kitchen · stainless steel appl · east view

Dining RoomMain3.73 × 4.52 m

east view · w/o to balcony · combined w/living

FoyerMain2.30 × 1.40 m

laminate · closet · open concept

Primary BedroomMain3.06 × 2.73 m

laminate · closet · sliding doors

Living RoomMain3.73 × 4.52 m

laminate · large window · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$290Klikely sale price

Listed at $299,999. Going by how homes in High Park-Swansea and the wider GTA have actually closed against their asking prices (about 97%, 26 local closings in 90 days), the likely sale price is near $290K, if it sells. A realistic range is $273K to $313K.

Independent value check: $355K. Without looking at the asking price, our model values the home itself about 18% above the ask (homes like it typically land between $330K and $373K).

Why $355K. The typical condo sold in High Park-Swansea over the past year went for about $616K (122 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $1,722 a year; the typical home sold here pays about $3,200.
  • ▼ Lowers it strongly1 bedrooms and 1 baths, against 2+1 and 2 typically.
  • ▼ Lowers it stronglyIt is 0 to 499 sq ft; the typical home sold here is 900 to 999.
  • ▲ Raises itIts maintenance fee is $445 a month; the typical unit sold here pays about $880.
List price
$273KBelow recent closings$313KAbove recent closings

Total price vs nearby homes. Likely closing about $290K, from 26 recent closings in this pocket.

The market behind the math:

26sold nearby · 90 days
$567Kmedian sold price
95%of asking, on average
−14%prices vs a year ago
~22 dayshomes like this take to sell
4days on market so far
$1,553/moest. rent · 8 leases
6.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.7 months of inventory: 32 condo apartment homes for sale in the area against 26 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,202/sqft against an area asking average of $798/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 26 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $364K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($1,202/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in High Park-Swansea, so I widened the search to the surrounding area.

Based on 11 homes sold in this building over the past two years, from 240 closings in High Park-Swansea.

What sellers nearby are askingCurrently listed nearby in High Park-Swansea · asking prices
$458kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $355K, which is where my estimate comes from.

Per square foot, these ask about $745/sqft; this home lists at $1,202/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
300kThis home485k419k518k469k399kThis home vs active comparables

Sold price trend

Median sold price for condos in High Park-Swansea: $603K in September 2026, down 5% from a year ago, on 108 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$550K9
November 2025$688K13
December 2025$545K7
January 2026$614K5
March 2026$659K12
April 2026$695K10
May 2026$595K9
June 2026$614K12
July 2026$685K10
August 2026$540K13
September 2026$603K8

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Little Portugal
$549K
Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$724K
Waterfront Communities C1
$610K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.5 km · 79% at standard
St Mark Catholic School · Catholic elementary1.5 km · 59% at standard
Garden Avenue Junior Public School · Public elementary1.9 km · 91% at standard
Park Lawn Junior and Middle School · Public elementary2.1 km · 71% at standard
Howard Junior Public School · Public elementary2.2 km · 76% at standard
St Vincent de Paul Catholic School · Catholic elementary2.2 km · 83% at standard
Fern Avenue Junior and Senior Public School · Public elementary2.2 km · 75% at standard
Runnymede Junior and Senior Public School · Public elementary2.3 km · 92% at standard
The Student School · Public secondary2.3 km
Ursula Franklin Academy · Public secondary2.3 km · 92% at standard
Western Technical & Commercial School · Public secondary2.3 km · 68% at standard
David Hornell Junior School · Public elementary2.4 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,367/mo
$69KIncome needed
4.4×Price ÷ income
$316Weekly cost
$5,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $1,367Property tax $144Condo fee $445Total carry $1,956

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,327per month

Mortgage amount $239,999 · 4.49% over 25 years

$60,000Down payment (20.0%)
$239,999Loan before insurance
$0CMHC premium
$1,915Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,327
Property tax
$144
Condo / maintenance fees
$445
Heating
$0
Estimated monthly cost
$1,915

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,975
Toronto municipal land transfer tax
$2,975
Estimated closing costs
$5,950

Plus your down payment of $60,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,606/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$158,100Total interest paid
$398,099Total of all payments
Principal $239,999 Interest $158,100
YearPrincipalInterestBalance
1$5,356$10,568$234,643
2$5,599$10,325$229,045
3$5,853$10,071$223,191
4$6,119$9,805$217,072
5$6,397$9,527$210,676
6$6,687$9,237$203,989
7$6,991$8,933$196,998
8$7,308$8,616$189,690
9$7,640$8,284$182,050
10$7,987$7,937$174,063
11$8,350$7,574$165,713
12$8,729$7,195$156,984
13$9,125$6,799$147,860
14$9,539$6,385$138,320
15$9,972$5,952$128,348
16$10,425$5,499$117,923
17$10,899$5,025$107,024
18$11,393$4,531$95,631
19$11,911$4,013$83,720
20$12,451$3,473$71,269
21$13,017$2,907$58,252
22$13,608$2,316$44,644
23$14,226$1,698$30,418
24$14,872$1,052$15,547
25$15,547$377$0

At the end of your 5-year term

Total paid over the term
$79,620
Principal paid down
$29,323
Interest paid
$50,296
Balance remaining
$210,676

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in High Park-Swansea$1,553/mo
$18,636Gross annual rent
3.0%Cap rate after taxes and upkeep
$1,428 to $1,883Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in High Park-Swansea signed at a median of $2,216 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $1,553. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.2%
Gross yield
− Property tax $1,722− Condo fees $5,339− Insurance $600− Vacancy & upkeep $2,050Net operating income $8,925

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP OLD MILL REALTY INC.. MLS®/PropTx.

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