N1-444 Stone Church Road, Hamilton, ON
Gilkson, Hamilton · MLS® X13015618
About this home
In short
- And a condo fee that includes cable, high-speed internet and water.
- Upstairs, the primary bedroom enjoys its own level along with an updated 4-piece bathroom, creating a sense of privacy rarely found in a townhome.
- The unfinished basement offers laundry, generous storage and additional space with future potential.
- Recent improvements include attic and basement insulation (2023), new windows and doors (2025), a furnace replaced approximately four years ago, and a whole-home...
- Conveniently located close to parks, schools, shopping and highway access, this is a West Mountain home that combines the privacy and outdoor space buyers want with...
End unit. Parking for three. A fenced yard. And a condo fee that includes cable, high-speed internet and water. These are the details that set this West Mountain townhome apart, and they're just the beginning. Tucked into a family-friendly condo community with its own on-site park, this beautifully maintained three-bedroom home offers a unique split-level layout that creates natural separation between living spaces while still feeling open and connected. Step inside to a welcoming foyer leading up to the eat-in kitchen and dining area, featuring updated cabinetry and direct access to the private, fully fenced, low-maintenance yard, perfect for morning coffee, summer BBQs, kids or pets. Just above, the bright living room is filled with natural light from large windows. Upstairs, the primary bedroom enjoys its own level along with an updated 4-piece bathroom, creating a sense of privacy rarely found in a townhome. Two additional bedrooms are located on the next level, providing flexible space for family, guests or a home office. Outside, the double-deep driveway plus garage provides parking for three vehicles, an especially practical feature for multi-car households. The unfinished basement offers laundry, generous storage and additional space with future potential. Recent improvements include attic and basement insulation (2023), new windows and doors (2025), a furnace replaced approximately four years ago, and a whole-home humidifier installed in November 2025. The condo fee adds even more value by including cable TV, high-speed internet, water, building insurance and maintenance, common elements, and ground maintenance/landscaping. Conveniently located close to parks, schools, shopping and highway access, this is a West Mountain home that combines the privacy and outdoor space buyers want with the low-maintenance convenience of condo living.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- X13015618
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 1000-1199 sq ft
- Cross streets
- Garth & Stone Church
- Parking
- 1 garage · 3 parking (attached)
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Maintenance
- $622/mo
- Exposure
- North South
- Property tax
- $2,979 / 2025
- Days on market
- 181
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Eat-in Kitchen
4 Pc Bath
Listed at $414,900, about 24% below our estimate of $545K (homes like it typically land between $507K and $573K).
Total price vs nearby homes. Fair value about $545K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $377/sqft against an area asking average of $407/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $463K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Gilkson, so I widened the search to the surrounding area.
Based on 4 homes sold in this building over the past two years, plus 1 nearby in Gilkson, from 10 closings in Gilkson.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $545K, which is where my estimate comes from.
Per square foot, these ask about $352/sqft; this home lists at $377/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $555K | 40 |
| November 2025 | $620K | 35 |
| December 2025 | $525K | 21 |
| January 2026 | $587K | 29 |
| February 2026 | $588K | 28 |
| March 2026 | $545K | 38 |
| April 2026 | $615K | 36 |
| May 2026 | $595K | 47 |
| June 2026 | $551K | 44 |
| July 2026 | $547K | 44 |
| August 2026 | $533K | 34 |
| September 2026 | $545K | 34 |
Neighbourhood & location
Gilkson, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $331,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,835
- Property tax
- $248
- Condo / maintenance fees
- $622
- Heating
- $0
- Estimated monthly cost
- $2,705
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,773
- Estimated closing costs
- $4,773
Plus your down payment of $82,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $110,115
- Principal paid down
- $40,554
- Interest paid
- $69,560
- Balance remaining
- $291,366
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.