Q1-444 Stone Church Road, Hamilton, ON
Gilkson, Hamilton · MLS® X13781384
About this home
In short
- Townhouse situated in the desirable West Mountain community.
- The primary bedroom features a wall-to-wall closet and convenient access to a 4-piece bathroom.
Townhouse situated in the desirable West Mountain community. The bright main level offers a well-appointed kitchen, dining area, and spacious living room with plenty of natural light. Enjoy a private, fully fenced, low-maintenance yard-ideal for relaxing or entertaining. The primary bedroom features a wall-to-wall closet and convenient access to a 4-piece bathroom. Offers a garage, private driveway with parking for two vehicles, and visitor parking. Family-friendly complex with a playground and basketball court. Conveniently located near schools, shopping, public transit, and major highways.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- X13781384
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1400-1599 sq ft
- Cross streets
- Stone Church Rd/ Garth St
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $630/mo
- Exposure
- North
- Days on market
- 31
- Listing brokerage
- RE/MAX REALTY SERVICES INC.
Rooms
closet · window
open concept · 3 pc ensuite
large window · pot lights
closet · window
Open Concept
Window
closet · window
stainless steel appl · window · w/o to deck
Closet
Listed at $385,000, which is about 25% below what comparable homes suggest.
Total price vs nearby homes. Fair value about $511K, median of 5 comparables.
The market behind the math:
Price per square foot: this home lists at $257/sqft against an area asking average of $444/sqft.
How this estimate is builtthe short version
I take the 5 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Gilkson, so I widened the search to the surrounding area.
Based on 5 homes sold in this building over the past two years, from 10 closings in Gilkson.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $511K, which is where my estimate comes from.
Per square foot, these ask about $382/sqft; this home lists at $257/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for condo townhouses in Hamilton: $545K in September 2026, down 7% from a year ago, on 430 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Hamilton as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $555K | 40 |
| November 2025 | $620K | 35 |
| December 2025 | $525K | 21 |
| January 2026 | $587K | 29 |
| February 2026 | $588K | 28 |
| March 2026 | $545K | 38 |
| April 2026 | $615K | 36 |
| May 2026 | $595K | 47 |
| June 2026 | $551K | 44 |
| July 2026 | $547K | 44 |
| August 2026 | $533K | 34 |
| September 2026 | $545K | 34 |
Neighbourhood & location
Gilkson, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $308,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,703
- Estimated property tax
- $241
- Condo / maintenance fees
- $630
- Heating
- $0
- Estimated monthly cost
- $2,574
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,250
- Estimated closing costs
- $4,250
Plus your down payment of $77,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $102,179
- Principal paid down
- $37,632
- Interest paid
- $64,547
- Balance remaining
- $270,368
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SERVICES INC.. MLS®/PropTx.