10 Scarletwood Street, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13832202

$719,000
For Sale
Listed 19 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

Welcome to 10 Scarletwood Street! This rare end-unit townhouse is one of the largest in the neighborhood, offering unmatched space, modern comfort, and style in a desirable Stoney Creek community. Freshly painted throughout and featuring brand-new flooring on the second floor, this turn-key home is completely move-in ready. The main level boasts a bright, functional layout with seamless flow into the living and dining areas-perfect for family living and entertaining. Upstairs, you will find spacious bedrooms with smooth updated flooring and ample closet space. Conveniently located near top-rated schools, parks, shopping centers, transit, and quick highway access (QEW/Red Hill Valley Parkway). Don't miss this fantastic opportunity! Some photos have been virtually staged for illustration purposes.

Key facts

Property type
Townhouse, 2-Storey
MLS®
X13832202
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
25.59 × 91.86 ft
Cross streets
First Road W & Green Mountain Rd W
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,088 / 2025
Days on market
19
Listing brokerage
CENTURY 21 NEW CONCEPT
Our TakeTeam Asgarian · Broker
A small discount is typical
$702Klikely sale price

Listed at $719,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 12 local closings in 90 days), the likely sale price is near $702K, if it sells. A realistic range is $658K to $791K.

Independent value check: $877K. Without looking at the asking price, our model values the home itself about 22% above the ask (homes like it typically land between $822K and $919K).

List price
$658KBelow recent closings$791KAbove recent closings

Total price vs nearby homes. Likely closing about $702K, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$660Kmedian sold price
98%of asking, on average
−5%prices vs a year ago
~20 dayshomes like this take to sell
19days on market so far
$2,698/moest. rent · 5 leases
4.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.3 months of inventory: 13 townhouse homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $411/sqft against an area asking average of $434/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $717K. Condition and finishes remain an in-person call.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($411/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 5 homes sold on this street over the past two years, from 195 closings in Stoney Creek Mountain.

What sellers nearby are askingCurrently listed nearby in Stoney Creek Mountain · asking prices
$710kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $406/sqft; this home lists at $411/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
719kThis home700k700k700k695k755kThis home vs active comparables

Sold price trend

Median sold price for townhouses in Stoney Creek Mountain: $660K in September 2026, down 3% from a year ago, on 64 closings in 9 months.

Dec 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
December 2025$688K6
January 2026$723K5
February 2026$580K5
March 2026$655K7
April 2026$675K9
May 2026$682K11
June 2026$631K11
July 2026$660K5
September 2026$660K5

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$647K
Hannon
$675K
Rural Glanbrook
$695K
Lakeshore
$775K
Industrial Sector
$299K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,277/mo
$143KIncome needed
5.0×Price ÷ income
$756Weekly cost
$10,855Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,277Property tax $424Total carry $3,701

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,180per month

Mortgage amount $575,200 · 4.49% over 25 years

$143,800Down payment (20.0%)
$575,200Loan before insurance
$0CMHC premium
$3,604Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,180
Property tax
$424
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,604

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,855
Estimated closing costs
$10,855

Plus your down payment of $143,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,849/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$378,914Total interest paid
$954,114Total of all payments
Principal $575,200 Interest $378,914
YearPrincipalInterestBalance
1$12,836$25,329$562,364
2$13,419$24,746$548,945
3$14,028$24,136$534,917
4$14,665$23,500$520,252
5$15,331$22,834$504,921
6$16,027$22,138$488,894
7$16,755$21,410$472,140
8$17,515$20,649$454,624
9$18,311$19,854$436,314
10$19,142$19,023$417,172
11$20,011$18,153$397,160
12$20,920$17,245$376,241
13$21,870$16,295$354,371
14$22,863$15,302$331,509
15$23,901$14,264$307,608
16$24,986$13,179$282,622
17$26,120$12,044$256,502
18$27,306$10,858$229,196
19$28,546$9,619$200,650
20$29,842$8,322$170,808
21$31,197$6,968$139,611
22$32,614$5,551$106,997
23$34,094$4,070$72,903
24$35,642$2,522$37,261
25$37,261$904$0

At the end of your 5-year term

Total paid over the term
$190,823
Principal paid down
$70,279
Interest paid
$120,544
Balance remaining
$504,921

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Stoney Creek Mountain$2,698/mo
$32,376Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,374 to $3,021Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Stoney Creek Mountain signed at a median of $2,698 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,698. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $5,088− Insurance $1,400− Vacancy & upkeep $3,561Net operating income $22,327

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 NEW CONCEPT. MLS®/PropTx.

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