13-242 Upper Mount Albion Road, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13875482
About this home
In short
- Welcome to 13-242 Upper Mount Albion Road.
- Featuring 3 bedrooms, an open-concept layout, hardwood floors, California shutters, and a beautifullyrenovated kitchen with high-end stainless steel appliances.
- Spacious primary bedroom with walk-in closet and ensuite privilege, plus two additional generous sized bedrooms.
Welcome to 13-242 Upper Mount Albion Road! This stunning freehold end-unit townhome in sought-after Paramount Village offers the perfectblend of style, comfort, and convenience. Featuring 3 bedrooms, an open-concept layout, hardwood floors, California shutters, and a beautifullyrenovated kitchen with high-end stainless steel appliances. Walk out to your private, fully fenced backyard with hot tub-perfect for relaxing orentertaining. Spacious primary bedroom with walk-in closet and ensuite privilege, plus two additional generous sized bedrooms. Unfinishedbasement with rough-in bath awaits your personal touch. Ideally located minutes from the Red Hill Valley Partway, the LINC, shopping, schools,trails, and the Niagara Escarpment. Move-in ready and a must-see!
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- X13875482
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 24.33 × 88.47 ft
- Cross streets
- Winterberry & Mud
- Parking
- 1 garage · 2 parking (attached)
- Driveway
- Private
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,422 / 2025
- Days on market
- 7
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
2 Pc Bath
4 Pc Bath
4 Pc Ensuite
Listed at $699,900. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 12 local closings in 90 days), the likely sale price is near $683K, if it sells. A realistic range is $640K to $770K.
Independent value check: $808K. Without looking at the asking price, our model values the home itself about 15% above the ask (homes like it typically land between $757K and $846K).
Total price vs nearby homes. Likely closing about $683K, from 12 recent closings in this pocket.
The market behind the math:
About 3.3 months of inventory: 13 townhouse homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $400/sqft against an area asking average of $435/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $664K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Based on 6 homes sold on this street over the past two years, from 195 closings in Stoney Creek Mountain.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $396/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for townhouses in Stoney Creek Mountain: $660K in September 2026, down 3% from a year ago, on 64 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| December 2025 | $688K | 6 |
| January 2026 | $723K | 5 |
| February 2026 | $580K | 5 |
| March 2026 | $655K | 7 |
| April 2026 | $675K | 9 |
| May 2026 | $682K | 11 |
| June 2026 | $631K | 11 |
| July 2026 | $660K | 5 |
| September 2026 | $660K | 5 |
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,096
- Property tax
- $369
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,464
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $185,754
- Principal paid down
- $68,412
- Interest paid
- $117,342
- Balance remaining
- $491,508
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 183 whole-home leases in Stoney Creek Mountain signed at a median of $2,773 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,874. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.