12 Pagebrook Crescent, Hamilton, ON

Stoney Creek Mountain, Hamilton · MLS® X13884328

$755,000
For Sale
Listed 5 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

Stunning Home! Open Concept Living Space. Great Room Sizes. Hardwood Stairs. Fenced Generous-sized Backyard, Located in a Desirable Neighbourhood Close to HWYs, Schools & Multiple Shops. A Must See!

Key facts

Property type
Townhouse, 2-Storey
MLS®
X13884328
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
25.59 × 91.86 ft
Cross streets
Upper Centennial/Green Mountain
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,914 / 2025
Days on market
5
Listing brokerage
ROYAL LEPAGE REALTY PLUS

Rooms

Dining RoomMain2.60 × 2.40 m

ceramic floor · w/o to garden

Bedroom 3Second3.20 × 2.95 m

broadloom · window · closet

Living RoomMain5.35 × 3.35 m

hardwood floor · open concept

Primary BedroomSecond5.60 × 3.80 m

broadloom · window · closet

Bedroom 2Main4.10 × 2.85 m

broadloom · window · closet

KitchenMain3.50 × 2.40 m

ceramic floor · stainless steel appl

Our TakeTeam Asgarian · Broker
A small discount is typical
$737Klikely sale price

Listed at $755,000. Going by how homes in Stoney Creek Mountain and the wider GTA have actually closed against their asking prices (about 98%, 12 local closings in 90 days), the likely sale price is near $737K, if it sells. A realistic range is $691K to $831K.

Independent value check: $839K. Without looking at the asking price, our model values the home itself about 11% above the ask (homes like it typically land between $786K and $879K).

List price
$691KBelow recent closings$831KAbove recent closings

Total price vs nearby homes. Likely closing about $737K, from 12 recent closings in this pocket.

The market behind the math:

12sold nearby · 90 days
$660Kmedian sold price
98%of asking, on average
−5%prices vs a year ago
~20 dayshomes like this take to sell
5days on market so far
$2,874/moest. rent · 183 leases
4.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.3 months of inventory: 13 townhouse homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $431/sqft against an area asking average of $433/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $667K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($431/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 6 homes sold on this street over the past two years, from 195 closings in Stoney Creek Mountain.

What sellers nearby are askingCurrently listed nearby in Stoney Creek Mountain · asking prices
$724kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $414/sqft; this home lists at $431/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
755kThis home719k800k700k700k700kThis home vs active comparables

Sold price trend

Median sold price for townhouses in Stoney Creek Mountain: $660K in September 2026, down 3% from a year ago, on 64 closings in 9 months.

Dec 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
December 2025$688K6
January 2026$723K5
February 2026$580K5
March 2026$655K7
April 2026$675K9
May 2026$682K11
June 2026$631K11
July 2026$660K5
September 2026$660K5

Neighbourhood & location

Stoney Creek Mountain, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$647K
Hannon
$675K
Rural Glanbrook
$695K
Lakeshore
$775K
Industrial Sector
$299K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,441/mo
$148KIncome needed
5.1×Price ÷ income
$794Weekly cost
$11,575Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,441Property tax $409Total carry $3,851

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,340per month

Mortgage amount $604,000 · 4.49% over 25 years

$151,000Down payment (20.0%)
$604,000Loan before insurance
$0CMHC premium
$3,749Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,340
Property tax
$410
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,749

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,575
Estimated closing costs
$11,575

Plus your down payment of $151,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,042/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$397,886Total interest paid
$1,001,886Total of all payments
Principal $604,000 Interest $397,886
YearPrincipalInterestBalance
1$13,479$26,597$590,521
2$14,091$25,985$576,431
3$14,730$25,345$561,700
4$15,399$24,676$546,301
5$16,098$23,977$530,202
6$16,829$23,246$513,373
7$17,594$22,482$495,779
8$18,392$21,683$477,387
9$19,227$20,848$458,160
10$20,100$19,975$438,059
11$21,013$19,062$417,046
12$21,967$18,108$395,079
13$22,965$17,111$372,114
14$24,007$16,068$348,107
15$25,097$14,978$323,010
16$26,237$13,839$296,773
17$27,428$12,647$269,345
18$28,673$11,402$240,672
19$29,975$10,100$210,696
20$31,336$8,739$179,360
21$32,759$7,316$146,601
22$34,246$5,829$112,355
23$35,801$4,274$76,553
24$37,427$2,649$39,126
25$39,126$949$0

At the end of your 5-year term

Total paid over the term
$200,377
Principal paid down
$73,798
Interest paid
$126,580
Balance remaining
$530,202

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 183 whole-home leases in Stoney Creek Mountain$2,874/mo
$34,488Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,698 to $3,018Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 183 whole-home leases in Stoney Creek Mountain signed at a median of $2,773 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,874. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $4,914− Insurance $1,400− Vacancy & upkeep $3,794Net operating income $24,381

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REALTY PLUS. MLS®/PropTx.

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