78 Arjay Crescent, Toronto, ON

Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C13514868

$6,480,000
For Sale
Listed 68 days agoNo offer date statedPrice drop likely
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4Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Exceptional Golf Course Lot On Prestigious Arjay Crescent.
  • Rare Premium Parcel Measuring Approximately 114.52 Ft x 274.58 Ft, Encompassing Approximately 0.710 Acres And Backing Directly Onto Rosedale Golf Club - An...

Exceptional Golf Course Lot On Prestigious Arjay Crescent. Rare Premium Parcel Measuring Approximately 114.52 Ft x 274.58 Ft, Encompassing Approximately 0.710 Acres And Backing Directly Onto Rosedale Golf Club - An Extraordinary Setting Offering Unmatched Privacy And Serene Green Vistas. One Of The Most Desirable Lot Characteristics In Toronto's Luxury Market. Exceptional Building Opportunity Surrounded By Distinguished Multi-Million Dollar Residences. Remarkable Frontage And Depth Provide Outstanding Design Flexibility And Long-Term Value Potential. A Truly Rare Land Offering In One Of Toronto's Most Coveted Estate Enclaves.

Key facts

Property type
Detached, Bungalow
MLS®
C13514868
Bedrooms
4
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
114.52 × 274.58 ft
Cross streets
Bayview Ave/Post Rd
Parking
2 garage · 6 parking (attached)
Driveway
Circular Drive
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$31,378 / 2025
Days on market
68
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES NANCY SAEDI

Rooms

Primary BedroomMain6.18 × 5.68 m

large window · 4 pc ensuite · closet

Living RoomMain8.50 × 5.80 m

cathedral ceiling(s) · fireplace · w/o to patio

Bedroom 4Main5.98 × 3.00 m

3 pc ensuite · window

KitchenMain5.18 × 4.18 m

picture window · w/o to patio

Dining RoomMain4.18 × 3.98 m

picture window · panelled · open concept

Bedroom 3Main4.20 × 3.50 m

Window

Family RoomMain5.00 × 3.80 m

open concept · large window

Bedroom 2Main4.00 × 2.58 m

closet · window

Our TakeTeam Asgarian · Broker
Worth a closer look
$3.58Mest. value

Listed at $6,480,000. My estimate lands at $3.58M, so the ask sits about 81% above what comparable sales suggest. A gap that wide can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look at what justifies it before you offer. Treat the figure as a starting point: tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

A price cut is the likelier next move. 68 days on the market against about 35 for homes like it here, and asking 81% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $7.27M. That is about 103% above the comparable-sales figure. When my two methods disagree this much, the answer usually sits between them and something about this home is not in the comparables (the lot, the condition, a rebuild). I would want to see it before leaning on either number.

List price
$3.51MBelow recent closings$6.48MAbove recent closings

Total price vs nearby homes. Fair value about $3.58M, median of 8 comparables.

The market behind the math:

14sold nearby · 90 days
$5.40Mmedian sold price
96%of asking, on average
+38%prices vs a year ago
~35 dayshomes like this take to sell
68days on market so far
$7,790/moest. rent · 13 leases
1.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 9 detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,994/sqft against an area asking average of $1,889/sqft. Size and $/sqft both feed the estimate above.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

I take the 8 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $7.27M, higher than the comparables and worth a second look.

Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,994/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Bridle Path-Sunnybrook-York Mills, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Bridle Path-Sunnybrook-York Mills over the past two years, from 107 closings there.

What sellers nearby are askingCurrently listed nearby in Bridle Path-Sunnybrook-York Mills · asking prices
$5.17Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.58M, which is where my estimate comes from.

Per square foot, these ask about $1,217/sqft; this home lists at $1,994/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
6.48MThis home5.88M4.00M5.40M4.60M6.00MThis home vs active comparables

Neighbourhood & location

Bridle Path-Sunnybrook-York Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$3.50M
Mount Pleasant East
$2.42M
Leaside
$3.55M
Newtonbrook West
$2.01M
Woodbine-Lumsden
$899K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.4 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary1.2 km · 59% at standard
Bedford Park Public School · Public elementary1.7 km · 88% at standard
Denlow Public School · Public elementary1.9 km · 90% at standard
Park Lane Public School · Public elementary1.9 km
Rippleton Public School · Public elementary2.1 km · 75% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary2.1 km · 76% at standard
Harrison Public School · Public elementary2.1 km · 82% at standard
Sunny View Junior and Senior Public School · Public elementary2.2 km
Blythwood Junior Public School · Public elementary2.2 km · 88% at standard
Windfields Middle School · Public elementary2.2 km · 91% at standard
John Wanless Junior Public School · Public elementary2.4 km · 88% at standard
St Bonaventure Catholic School · Catholic elementary2.5 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$29,534/mo
$1209KIncome needed
5.4×Price ÷ income
$6,815Weekly cost
$371,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $29,534Property tax $2,615Total carry $32,149

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 8, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$27,948per month

Mortgage amount $5,184,000 · 4.24% over 25 years

$1,296,000Down payment (20.0%)
$5,184,000Loan before insurance
$0CMHC premium
$30,562Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$27,948
Property tax
$2,615
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$30,562

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$148,475
Toronto municipal land transfer tax
$222,875
Estimated closing costs
$371,350

Plus your down payment of $1,296,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$33,911/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,200,258Total interest paid
$8,384,258Total of all payments
Principal $5,184,000 Interest $3,200,258
YearPrincipalInterestBalance
1$119,775$215,595$5,064,225
2$124,908$210,463$4,939,317
3$130,260$205,110$4,809,057
4$135,841$199,529$4,673,216
5$141,662$193,708$4,531,553
6$147,732$187,638$4,383,821
7$154,063$181,308$4,229,758
8$160,664$174,706$4,069,094
9$167,548$167,822$3,901,546
10$174,728$160,643$3,726,818
11$182,215$153,156$3,544,603
12$190,023$145,348$3,354,581
13$198,165$137,205$3,156,416
14$206,656$128,714$2,949,760
15$215,511$119,859$2,734,248
16$224,746$110,624$2,509,502
17$234,376$100,994$2,275,126
18$244,419$90,951$2,030,707
19$254,892$80,478$1,775,815
20$265,814$69,556$1,510,001
21$277,204$58,166$1,232,797
22$289,082$46,288$943,715
23$301,469$33,901$642,245
24$314,387$20,983$327,858
25$327,858$7,512$0

At the end of your 5-year term

Total paid over the term
$1,676,852
Principal paid down
$652,447
Interest paid
$1,024,405
Balance remaining
$4,531,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Bridle Path-Sunnybrook-York Mills$7,790/mo
$93,480Gross annual rent
0.8%Cap rate after taxes and upkeep
$7,081 to $9,046Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Bridle Path-Sunnybrook-York Mills signed at a median of $7,636 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,790. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.4%
Gross yield
− Property tax $31,378− Insurance $1,400− Vacancy & upkeep $10,283Net operating income $50,419

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES NANCY SAEDI. MLS®/PropTx.

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