19 Lower Links Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13808274

$3,190,000
For Sale
Listed 28 days agoNo offer date stated
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5Bedrooms
5Bathrooms
2Garage · 8 parking
2500-3000Sq ft

About this home

In short

  • A Rare Opportunity In Prestigious St.
  • Set On An Exceptional 80.77 X 170 Ft South-Facing Lot, This Beautifully Maintained And Updated Residence Offers An Outstanding Combination Of Location, Land And...
  • Surrounded By Mature Trees And Distinguished Homes, The Property Features A Sun-Filled, Private Backyard And Generous Outdoor Space-Ideal For Family Living And...
  • Ideally Located Within Walking Distance To York Mills Subway, With Convenient Access To Yonge Street, Highway 401, Parks, Shopping And Everyday Amenities.

A Rare Opportunity In Prestigious St. Andrew-Windfields! Set On An Exceptional 80.77 X 170 Ft South-Facing Lot, This Beautifully Maintained And Updated Residence Offers An Outstanding Combination Of Location, Land And Lifestyle. Surrounded By Mature Trees And Distinguished Homes, The Property Features A Sun-Filled, Private Backyard And Generous Outdoor Space-Ideal For Family Living And Entertaining. Inside, Large Windows And Well-Proportioned Principal Rooms Create A Bright And Inviting Atmosphere, While The Flexible Layout Provides Excellent Space For Growing Or Multi-Generational Families. A Versatile Suite Above The Garage Is Perfect For Extended Family, Guests, A Private Home Office Or Study. One Of The Property's Greatest Assets Is Its Impressive Approx. 13,551 Sq. Ft. Lot, Offering Exceptional Width And Depth In One Of Toronto's Most Established Luxury Neighbourhoods. Enjoy The Home Today While Benefiting From Outstanding Long-Term Potential, Including The Opportunity To Create A Future Custom Residence. Ideally Located Within Walking Distance To York Mills Subway, With Convenient Access To Yonge Street, Highway 401, Parks, Shopping And Everyday Amenities. Situated In The Sought-After Owen Junior Public School, St. Andrew's Middle School, York Mills Collegiate Institute Districts And Other Top Private Schools . An Exceptional York Mills Offering-A Beautiful Family Home, A Remarkable South-Facing Lot, And An Opportunity With Tremendous Future Potential.

Key facts

Property type
Detached, Sidesplit
MLS®
C13808274
Bedrooms
5
Bathrooms
5 (2 half)
Size
2500-3000 sq ft
Lot
80.77 × 170 ft
Cross streets
Yonge St & York Mills Rd
Parking
2 garage · 8 parking (attached)
Driveway
Private
Basement
Finished
Heating
Radiant
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$15,172 / 2025
Days on market
28
Listing brokerage
HC REALTY GROUP INC.

Rooms

Bedroom 5Upper3.36 × 3.12 m

hardwood floor · overlooks frontyard · closet

BreakfastMain3.97 × 3.51 m

hardwood floor · w/o to patio · combined w/kitchen

Primary BedroomIn Between6.29 × 4.48 m

hardwood floor · 4 pc ensuite · pot lights

OtherBasement6.30 × 2.30 m

2 pc bath · pot lights

Bedroom 2Upper5.71 × 3.68 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

KitchenMain6.31 × 3.35 m

hardwood floor · stainless steel appl

Dining RoomMain4.62 × 2.38 m

hardwood floor · overlooks backyard · open concept

Bedroom 4Upper3.88 × 3.86 m

hardwood floor · overlooks frontyard · closet

Living RoomMain4.77 × 4.62 m

hardwood floor · pot lights · fireplace

Bedroom 3Upper3.88 × 3.23 m

hardwood floor · overlooks backyard · semi ensuite

RecreationLower7.07 × 4.44 m

above grade window · fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$3.43Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,093/sqft; this home lists at $1,160/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.19MThis home2.90M3.40M3.30M3.00M4.55MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$5.50M
Willowdale East
$2.29M
Bayview Village
$1.60M
Leaside
$2.15M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.7 km · 59% at standard
St Edward Catholic School · Catholic elementary1.2 km · 89% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.2 km · 76% at standard
Avondale Alternative Elementary School · Public elementary1.2 km · 94% at standard
Avondale Public School · Public elementary1.2 km · 70% at standard
Armour Heights Public School · Public elementary1.7 km · 70% at standard
Cameron Public School · Public elementary1.8 km · 81% at standard
Cardinal Carter ES · Catholic elementary1.8 km
Cardinal Carter Academy for the Arts · Catholic secondary1.8 km · 92% at standard
Claude Watson School for the Arts · Public elementary2.0 km · 96% at standard
Harrison Public School · Public elementary2.1 km · 82% at standard
Bedford Park Public School · Public elementary2.3 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$14,539/mo
$596KIncome needed
5.3×Price ÷ income
$3,355Weekly cost
$134,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $14,539Property tax $1,264Total carry $15,803

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,110per month

Mortgage amount $2,552,000 · 4.49% over 25 years

$638,000Down payment (20.0%)
$2,552,000Loan before insurance
$0CMHC premium
$15,375Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,110
Property tax
$1,264
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,375

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$66,225
Toronto municipal land transfer tax
$68,125
Estimated closing costs
$134,350

Plus your down payment of $638,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,078/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,681,134Total interest paid
$4,233,134Total of all payments
Principal $2,552,000 Interest $1,681,134
YearPrincipalInterestBalance
1$56,950$112,376$2,495,050
2$59,536$109,790$2,435,515
3$62,239$107,087$2,373,276
4$65,065$104,261$2,308,211
5$68,019$101,307$2,240,193
6$71,107$98,218$2,169,086
7$74,336$94,990$2,094,750
8$77,711$91,615$2,017,039
9$81,239$88,086$1,935,800
10$84,928$84,398$1,850,872
11$88,784$80,542$1,762,089
12$92,815$76,510$1,669,274
13$97,029$72,296$1,572,245
14$101,435$67,891$1,470,810
15$106,040$63,285$1,364,770
16$110,855$58,471$1,253,915
17$115,888$53,437$1,138,027
18$121,150$48,176$1,016,877
19$126,650$42,675$890,227
20$132,401$36,924$757,826
21$138,412$30,913$619,413
22$144,697$24,628$474,716
23$151,267$18,059$323,450
24$158,135$11,190$165,315
25$165,315$4,011$0

At the end of your 5-year term

Total paid over the term
$846,627
Principal paid down
$311,807
Interest paid
$534,819
Balance remaining
$2,240,193

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $15,172− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $39,498

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.

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