1102-123 Portland Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13820496
About this home
Welcome to 123 Portland Street, where timeless European character meets sophisticated modern living. Set within an intimate, high-end boutique building, this fully upgraded residence has been thoughtfully curated with exceptional attention to detail, creating a home that feels refined, warm and entirely unique. From the moment you enter, the craftsmanship sets the tone. Elegant wainscotting, crown moulding, oversized baseboards and upgraded doors bring architectural depth and character throughout, while custom built-in closets offer beautifully integrated storage without compromising the clean aesthetic. The thoughtfully designed layout feels both expansive and effortless, complemented by clear, unobstructed views and charming Juliette balconies that brings a touch of romance to the space. The kitchen is equally impressive, finished with Miele appliances and elevated details designed for both everyday living and entertaining. Every element has been carefully considered and upgraded to create a residence that feels less like a typical condominium and more like a bespoke European home. Sophisticated, distinctive and completely move-in ready, this is a rare opportunity to own an exceptional residence in one of Toronto's most coveted downtown neighbourhoods.
Key facts
- Property type
- Condo Apartment, 1 Storey/Apt
- MLS®
- C13820496
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- Adelaide & Portland
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,342/mo
- Exposure
- West
- Property tax
- $6,859 / 2026
- Days on market
- 26
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
centre island · hardwood floor · crown moulding
window · hardwood floor · closet
4 pc bath · window · north view
large window · hardwood floor · closet
4 pc ensuite · tile floor · double sink
wainscoting · hardwood floor · juliette balcony
wainscoting · hardwood floor · crown moulding
closet · hardwood floor
wainscoting · hardwood floor · crown moulding
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $1,075/sqft; this home lists at $1,090/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Waterfront Communities C1, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $959,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,304
- Property tax
- $572
- Condo / maintenance fees
- $1,342
- Heating
- $0
- Estimated monthly cost
- $7,217
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,455
- Toronto municipal land transfer tax
- $20,455
- Estimated closing costs
- $40,910
Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $318,215
- Principal paid down
- $117,197
- Interest paid
- $201,018
- Balance remaining
- $842,003
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.