132 Chipwood Crescent, Toronto, ON

Pleasant View, Toronto · MLS® C14126248

$798,800
For Sale
Listed 1 day agoNo offer date stated
4Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About This Home

In short

  • Rare opportunity to own a completely upgraded, modern 4-level backsplit in prime North York.
  • Nestled in a premium pocket at Finch & Victoria Park, this 3+1 bedroom, 3 bathroom home shines with premium finishes and a new roof.
  • The main level showcases a spectacular brand-new open-concept kitchen equipped with a stylish center island, exquisite quartz countertops, and SS fridge (2026), stove...
  • Highly efficient living with dual independent eco-friendly heat pump systems (2025): one ducted system with central AC for the main & upper levels, and an independent...
  • Offers 1 garage space and a 2-car driveway.
Read the full description

Rare opportunity to own a completely upgraded, modern 4-level backsplit in prime North York! Nestled in a premium pocket at Finch & Victoria Park, this 3+1 bedroom, 3 bathroom home shines with premium finishes and a new roof. The main level showcases a spectacular brand-new open-concept kitchen equipped with a stylish center island, exquisite quartz countertops, and SS fridge (2026), stove (2026), dishwasher (2026) and roof (2026) & attic insulation (2026). Highly efficient living with dual independent eco-friendly heat pump systems (2025): one ducted system with central AC for the main & upper levels, and an independent split system with 3 wall-mounted units for the lower & basement levels, optimizing comfort and energy savings. Offers 1 garage space and a 2-car driveway. Exceptional location with high rental demand, within walking distance to Seneca College and moments away from Hwy 404, supermarkets, and express transit options. A true turnkey property with endless possibilities!

Key Facts

Property type
Semi-Detached, Backsplit 4
MLS®
C14126248
Bedrooms
4
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
30.05 × 120.13 ft
Cross streets
Finch & HWY 404
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,225 / 2026
Days on market
1
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

See all 9 rooms, floor by floor
Bedroom 2Upper2.97 × 3.80 m

Closet

Dining RoomMain8.22 × 3.67 m

combined w/living · hardwood floor

Bedroom 3Upper4.23 × 3.10 m

Double Closet

Living RoomMain8.22 × 3.67 m

combined w/dining · hardwood floor

Bedroom 4Ground3.00 × 3.00 m

2 Pc Bath

Primary BedroomUpper3.66 × 3.81 m

Walk-In Closet(s)

RecreationBasement5.35 × 3.40 m

finished · laminate

KitchenMain4.35 × 3.00 m

renovated · open concept

Family RoomGround6.77 × 3.24 m

w/o to yard · fireplace

Our Take

Team Asgarian · Broker
A small discount is typical
$778Klikely sale price

Listed at $798,800. Going by how homes in Pleasant View and the wider GTA have actually closed against their asking prices (about 97%, 11 local closings in 90 days), the likely sale price is near $778K, if it sells. A realistic range is $729K to $877K.

Independent value check: $992K. Without looking at the asking price, our model values the home itself about 24% above the ask (homes like it typically land between $930K and $1.04M).

Why $992K. The typical semi-detached home sold in Pleasant View over the past year went for about $901K (44 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $5,225 a year; the typical home sold here pays about $5,000.
List price
$729KBelow recent closings$877KAbove recent closings

Total price vs nearby homes. Likely closing about $778K, from 11 recent closings in this pocket.

The market behind the math:

11sold nearby · 90 days
$857Kmedian sold price
96%of asking, on average
−18%prices vs a year ago
~32 dayshomes like this take to sell
1days on market so far
$3,014/moest. rent · 8 leases
4.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.7 months of inventory: 10 semi-detached homes for sale in the area against 11 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $456/sqft against an area asking average of $692/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 11 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $917K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Pleasant View Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Pleasant View, so I widened the search to the surrounding area.

Based on 3 homes sold on this street over the past two years, plus 2 nearby in Pleasant View, from 83 closings in Pleasant View.

What sellers nearby are asking

For sale in Pleasant View now · asking prices
$849kavg asking

Every home like this one for sale in Pleasant View right now, newest listing first. These are asking prices, not sales.

Per square foot, these ask about $712/sqft; this home lists at $456/sqft. Size is part of the price story, not just the sticker.

The 5 closest in price of 10 for sale in Pleasant View.

See all comparable homes
799kThis home800k790k859k899k900kThis home vs active comparables

Sold price trend

Median sold price for semi-detached homes in Toronto: $1.12M in September 2026, up 2% from a year ago, on 2,409 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M252
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M282
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213

Thinking of selling near Pleasant View?

You have just seen what homes around here are asking. We can tell you what yours would sell for, from the closings on your street, free and with no obligation.

Neighbourhood & location

Pleasant View, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchment

Assigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pleasant View Middle School
78%
Pleasant View Middle SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 78% meet the provincial standard
Ernest Public SchoolEQAO results not published
St. KateriEQAO results not published
Also nearby: 12 more schools within 2.5 km
Ernest Public School · Public elementary0.2 km · 63% at standard
Cherokee Public School · Public elementary0.7 km · 62% at standard
St Kateri Tekakwitha Catholic School · Catholic elementary0.8 km · 75% at standard
Seneca Hill Public School · Public elementary0.9 km · 92% at standard
Chester Le Junior Public School · Public elementary0.9 km · 47% at standard
Kingslake Public School · Public elementary1.0 km · 55% at standard
Epiphany of our Lord Catholic Academy · Catholic elementary1.1 km
Hillmount Public School · Public elementary1.1 km · 89% at standard
Our Lady of Guadalupe Catholic School · Catholic elementary1.2 km
Don Valley Middle School · Public elementary1.3 km · 87% at standard
J B Tyrrell Senior Public School · Public elementary1.3 km
Brian Public School · Public elementary1.3 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Questions About 132 Chipwood Crescent

What is the asking price for 132 Chipwood Crescent?

It is listed at $798,800.

How many bedrooms and bathrooms does 132 Chipwood Crescent have?

4 bedrooms, and 3 bathrooms (1 of them half baths).

How big is 132 Chipwood Crescent?

The listing gives 1500-2000 sq ft of living space, on a 30.05 × 120.13 ft lot.

Does 132 Chipwood Crescent have parking?

1 garage space, 3 parking spaces in all.

What are the property taxes on 132 Chipwood Crescent?

$5,225 a year, for 2026.

Is there an offer date for 132 Chipwood Crescent?

The listing does not state an offer date.

Which schools is 132 Chipwood Crescent zoned for?

By the school boards' attendance boundaries: Ernest Public School, Pleasant View Middle School, L'Amoreaux Collegiate Institute and St. Kateri. Boundaries change, so confirm with the board before relying on it.

When was 132 Chipwood Crescent listed?

It came on the market on October 28, 2026.

Who is the listing brokerage for 132 Chipwood Crescent?

HOMELIFE LANDMARK REALTY INC.. Team Asgarian can book you a private showing and represent you as the buyer: (416) 837-8000.

Affordability & Mortgage

Affordability
$3,641/mo
$157KIncome needed
5.1×Price ÷ income
$840Weekly cost
$24,902Land transfer tax, one-time (Ontario + Toronto)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage is 89% of the monthly costMortgage $3,641Property tax $435Total carry $4,076
Calculate and customize your mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of October 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,569per month

Mortgage amount $639,040 · 4.59% over 25 years

$159,760Down payment (20.0%)
$639,040Loan before insurance
$0CMHC premium
$4,004Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,569
Property tax
$435
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,004

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,451
Toronto municipal land transfer tax
$12,451
Estimated closing costs
$24,902

Plus your down payment of $159,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$4,315/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$431,647Total interest paid
$1,070,687Total of all payments
Principal $639,040 Interest $431,647
YearPrincipalInterestBalance
1$14,063$28,765$624,977
2$14,716$28,112$610,261
3$15,399$27,429$594,863
4$16,114$26,714$578,749
5$16,862$25,966$561,887
6$17,645$25,183$544,242
7$18,464$24,364$525,778
8$19,321$23,506$506,457
9$20,218$22,609$486,239
10$21,157$21,671$465,082
11$22,139$20,688$442,943
12$23,167$19,661$419,776
13$24,243$18,585$395,533
14$25,368$17,459$370,165
15$26,546$16,282$343,619
16$27,778$15,049$315,841
17$29,068$13,760$286,773
18$30,417$12,410$256,356
19$31,830$10,998$224,526
20$33,307$9,520$191,219
21$34,854$7,974$156,365
22$36,472$6,356$119,893
23$38,165$4,662$81,728
24$39,937$2,891$41,791
25$41,791$1,036$0

At the end of your 5-year term

Total paid over the term
$214,137
Principal paid down
$77,153
Interest paid
$136,984
Balance remaining
$561,887

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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