23 Vernham Court, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C14132104

$4,500,000
For Sale
Just Listed Today
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3+1Bedrooms
7Bathrooms
4Garage · 10 parking
3500-5000Sq ft

Listed By RE/MAX Realtron Barry Cohen Homes Inc.

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Key Facts

Property type
Detached, Bungalow-Raised
Lot
60.1 × 164.38 ft
Basement
Finished, Walk-Up
Parking
4 garage · 10 parking (built-in)
Property tax
$24,915 / 2025
Offer date
None stated
Cross streets
York Mills/Bayview
All Facts And 11 Rooms, Floor By Floor
Property type
Detached, Bungalow-Raised
MLS®
C14132104
Bedrooms
3+1 (4 total)
Bathrooms
7 (2 half)
Size
3500-5000 sq ft
Lot
60.1 × 164.38 ft
Cross streets
York Mills/Bayview
Parking
4 garage · 10 parking (built-in)
Driveway
Private
Basement
Finished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Pool
Inground
Property tax
$24,915 / 2025
Offer date
None stated
Listing brokerage
RE/MAX Realtron Barry Cohen Homes Inc.
RecreationLower11.26 × 6.83 m

walk-up · fireplace · wet bar

BreakfastMain3.13 × 2.84 m

w/o to deck · vaulted ceiling(s) · skylight

Dining RoomMain5.82 × 7.78 m

hardwood floor · wainscoting · combined w/living

Bedroom 3Main6.08 × 3.96 m

5 pc ensuite · hardwood floor · walk-in closet(s)

Bedroom 4Lower3.62 × 5.71 m

semi ensuite · broadloom · window

Primary BedroomMain6.78 × 4.80 m

5 pc ensuite · walk-in closet(s) · double doors

KitchenMain6.63 × 5.03 m

centre island · hardwood floor · vaulted ceiling(s)

Bedroom 2Main3.70 × 5.82 m

walk-in closet(s) · 4 pc ensuite · picture window

Family RoomMain5.89 × 4.80 m

overlooks backyard · hardwood floor · w/o to deck

Living RoomMain5.59 × 3.63 m
Bedroom 5Lower3.61 × 5.71 m

window · semi ensuite · broadloom

About This Home

From The Listing Description By RE/MAX Realtron Barry Cohen Homes Inc.

In short

  • Set On An Impressive 157-Ft-Wide Lot At Courts End, This Sprawling, Stunning Updated Bungalow Offers The Space And Functionality Of A Two-Storey Home With The...
  • Thoughtfully Designed With An Emphasis On Scale, Natural Light, And Seamless Indoor-Outdoor Flow, The Residence Features Soaring 14-Ft Vaulted Ceilings, Skylights...
  • Expansive Principal Rooms And An Open-Concept Layout Provide An Ideal Setting For Both Entertaining And Everyday Living, While The Beautifully Appointed Bellini...
  • An Elevator Connects To The Generously Sized Lower Level, Complete With Two Additional Bedrooms, A Large Recreation Room, Wet Bar, And Dedicated Office Area...
  • Outdoors, Mature Landscaping Creates A Private, Tranquil Setting Featuring A Swimming Pool And Spacious Deck, Perfect For Relaxing Or Entertaining.
Read The Full Description

Set On An Impressive 157-Ft-Wide Lot At Courts End, This Sprawling, Stunning Updated Bungalow Offers The Space And Functionality Of A Two-Storey Home With The Convenience Of Main-Level Living. Thoughtfully Designed With An Emphasis On Scale, Natural Light, And Seamless Indoor-Outdoor Flow, The Residence Features Soaring 14-Ft Vaulted Ceilings, Skylights, And Dramatic Walls Of Windows Overlooking The Private Rear Gardens And Swimming Pool. Expansive Principal Rooms And An Open-Concept Layout Provide An Ideal Setting For Both Entertaining And Everyday Living, While The Beautifully Appointed Bellini Eat-In Kitchen Serves As The Heart Of The Home. Fine Craftsmanship And Carefully Considered Details Are Evident Throughout. An Elevator Connects To The Generously Sized Lower Level, Complete With Two Additional Bedrooms, A Large Recreation Room, Wet Bar, And Dedicated Office Area, Providing Versatile Space For Family, Guests, Or Extended Living. Outdoors, Mature Landscaping Creates A Private, Tranquil Setting Featuring A Swimming Pool And Spacious Deck, Perfect For Relaxing Or Entertaining. Complete With A Four-Car Garage, Heated Driveway And Access To The Renowned Harrison International Baccalaureate Program, This Distinctive Property Offers A Rare Combination Of Space, Privacy, And The Ease Of Bungalow Living.

Our Take

Team Asgarian · Broker
A small discount is typical
$4.34Mlikely sale price

Listed at $4,500,000. Going by how homes in St. Andrew-Windfields and the wider GTA have actually closed against their asking prices (about 96%, 23 local closings in 90 days), the likely sale price is near $4.34M, if it sells. A realistic range is $4.06M to $4.89M.

Independent value check: $4.86M. Without looking at the asking price, our model values the home itself about 8% above the ask (homes like it typically land between $4.56M and $5.10M).

Why $4.86M. The typical detached home sold in St. Andrew-Windfields over the past year went for about $2.50M (93 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $24,915 a year; the typical home sold here pays about $15,400.
  • ▲ Raises it strongly3+1 bedrooms and 7 baths, against 4+1 and 5 typically.
  • ▲ Raises itIt is 3,500 to 5,000 sq ft; the typical home sold here is 3,000 to 3,500.
  • ▲ Raises it slightly4 garage and 10 total parking spaces, against 2 and 6 typically.
List price
$4.06MBelow recent closings$4.89MAbove recent closings

Total price vs nearby homes. Likely closing about $4.34M, from 23 recent closings in this pocket.

The market behind the math:

23sold nearby · 90 days
$2.60Mmedian sold price
95%of asking, on average
−20%prices vs a year ago
~35 dayshomes like this take to sell
$7,398/moest. rent · 7 leases
2.0%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.4 months of inventory: 34 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,059/sqft against an area asking average of $1,091/sqft.

  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 23 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $3.77M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($1,059/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in St. Andrew-Windfields, so I widened the search to the surrounding area.

Based on 23 comparable homes that sold in St. Andrew-Windfields over the past two years, from 170 closings there.

Sold Price Trend

Median sold price for detached homes in St. Andrew-Windfields: $3.41M in September 2026, down 5% from a year ago, on 79 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$3.71M7
November 2025$2.59M6
December 2025$2.08M8
February 2026$2.95M7
March 2026$2.27M8
April 2026$2.92M8
May 2026$2.29M10
July 2026$2.62M12
August 2026$2.35M7
September 2026$3.41M6

Own A Home Nearby?

Discuss your home's value and your selling plans with Team Asgarian. Free, with no obligation to list.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 2 km of Vernham Court. Signed-in members see each price, verified against board records.

Other Homes For Sale In St. Andrew-Windfields

For sale in St. Andrew-Windfields now · asking prices
$4.60Mavg asking

Every home like this one for sale in St. Andrew-Windfields right now, newest listing first. These are asking prices, not sales.

Per square foot, these ask about $1,078/sqft; this home lists at $1,059/sqft. Size is part of the price story, not just the sticker.

The 5 closest in price of 21 for sale in St. Andrew-Windfields.

See all comparable homes
4.50MThis home4.50M4.65M4.80M4.10M4.95MThis home vs active comparables

Neighbourhood & Location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby Neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$2.07M
Willowdale East
$1.50M
Bridle Path-Sunnybrook-York Mills
$3.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & Catchment

Assigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 11 more schools within 2.5 km
Windfields Middle School · Public elementary0.5 km · 91% at standard
Dunlace Public School · Public elementary0.8 km · 69% at standard
St Andrew's Middle School · Public elementary1.2 km · 81% at standard
Owen Public School · Public elementary1.5 km · 59% at standard
Denlow Public School · Public elementary1.6 km · 90% at standard
Elkhorn Public School · Public elementary1.6 km · 85% at standard
Avondale Alternative Elementary School · Public elementary1.9 km · 94% at standard
Avondale Public School · Public elementary1.9 km · 70% at standard
Hollywood Public School · Public elementary2.0 km · 96% at standard
Rippleton Public School · Public elementary2.2 km · 75% at standard
Bayview Middle School · Public elementary2.3 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Questions About 23 Vernham Court

What is the asking price for 23 Vernham Court?

It is listed at $4,500,000.

How many bedrooms and bathrooms does 23 Vernham Court have?

3+1 bedrooms, and 7 bathrooms (2 of them half baths).

How big is 23 Vernham Court?

The listing gives 3500-5000 sq ft of living space, on a 60.1 × 164.38 ft lot.

Does 23 Vernham Court have parking?

4 garage spaces, 10 parking spaces in all.

What are the property taxes on 23 Vernham Court?

$24,915 a year, for 2025.

Is there an offer date for 23 Vernham Court?

The listing does not state an offer date.

Which schools is 23 Vernham Court zoned for?

By the school boards' attendance boundaries: Harrison Public School, Park Lane Public School, York Mills Collegiate Institute and St. Gabriel. Boundaries change, so confirm with the board before relying on it.

When was 23 Vernham Court listed?

It came on the market on October 30, 2026.

Who is the listing brokerage for 23 Vernham Court?

RE/MAX Realtron Barry Cohen Homes Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 23 Vernham Court?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

Affordability & Mortgage

Affordability
$20,510/mo
$851KIncome needed
5.3×Price ÷ income
$4,733Weekly cost
$217,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage is 91% of the monthly costMortgage $20,510Property tax $2,076Total carry $22,586
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of October 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$20,106per month

Mortgage amount $3,600,000 · 4.59% over 25 years

$900,000Down payment (20.0%)
$3,600,000Loan before insurance
$0CMHC premium
$22,182Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$20,106
Property tax
$2,076
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$22,182

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$98,975
Toronto municipal land transfer tax
$118,975
Estimated closing costs
$217,950

Plus your down payment of $900,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$24,310/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,431,663Total interest paid
$6,031,663Total of all payments
Principal $3,600,000 Interest $2,431,663
YearPrincipalInterestBalance
1$79,222$162,044$3,520,778
2$82,900$158,366$3,437,878
3$86,749$154,517$3,351,129
4$90,776$150,490$3,260,352
5$94,991$146,276$3,165,361
6$99,401$141,865$3,065,960
7$104,016$137,251$2,961,944
8$108,845$132,421$2,853,099
9$113,898$127,368$2,739,201
10$119,186$122,080$2,620,014
11$124,720$116,547$2,495,295
12$130,510$110,756$2,364,785
13$136,569$104,697$2,228,216
14$142,910$98,357$2,085,306
15$149,544$91,722$1,935,762
16$156,487$84,779$1,779,274
17$163,752$77,514$1,615,522
18$171,355$69,912$1,444,167
19$179,310$61,956$1,264,856
20$187,635$53,631$1,077,221
21$196,347$44,920$880,875
22$205,462$35,804$675,412
23$215,001$26,265$460,411
24$224,983$16,284$235,428
25$235,428$5,838$0

At the end of your 5-year term

Total paid over the term
$1,206,333
Principal paid down
$434,639
Interest paid
$771,694
Balance remaining
$3,165,361

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Realtron Barry Cohen Homes Inc. MLS®/PropTx.

Request A Showing

Request A Showing

23 VERNHAM COURT, TORONTO, ON · Listed By RE/MAX Realtron Barry Cohen Homes Inc.

Your request goes to Team Asgarian, RE/MAX Hallmark Realty Ltd. We'll call to discuss your request and confirm a time.

Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Discuss Your Home's Value

With Team Asgarian, RE/MAX Hallmark Realty Ltd

Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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