106-4662 Kingston Road, Toronto, ON

West Hill, Toronto · MLS® E13111310

$684,900
For Sale
Listed 161 days agoNo offer date statedSitting longer than typical
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
1200-1399Sq ft

About this home

***END UNIT*** Town Home 3+1 Bedrooms! Very Spacious For A Large Family, Priced Right For First Time Buyers Or Investors. Family Friendly Community Conveniently Located Near Shopping, Ttc, One Bus To Kennedy Station. Fenced Back Yard. Walking Distance To UOT Scarborough Campus.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13111310
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Kingston/Manse
Parking
1 garage · 3 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$552/mo
Exposure
East
Property tax
$2,247 / 2025
Days on market
161
Listing brokerage
RE/MAX EXCEL REALTY LTD.

Rooms

Bedroom 2Second4.70 × 2.60 m

laminate · large closet · large window

KitchenMain5.40 × 3.25 m

ceramic floor · b/i dishwasher · eat-in kitchen

Bedroom 3Second3.55 × 2.70 m

laminate · large closet · large window

Living RoomMain5.40 × 3.30 m

laminate · cathedral ceiling(s) · w/o to patio

Dining RoomMain3.30 × 3.15 m

laminate · overlooks living · separate room

Bedroom 4Lower5.13 × 2.41 m

Laminate

Primary BedroomSecond4.70 × 3.45 m

laminate · his and hers closets · ceiling fan(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$646K
Dorset Park
$671K
Victoria Village
$754K
St. Andrew-Windfields
$929K
Casa Loma
$2.80M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Malachy
73%
St. MalachyCatholic · Elementary · 1.0 km awayAround the GTA average · 73% meet the provincial standard
West Hill Public SchoolEQAO results not published
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
Highland Creek Public School · Public elementary0.8 km · 53% at standard
West Hill Public School · Public elementary1.0 km · 60% at standard
Joseph Brant Senior Public School · Public elementary1.1 km · 43% at standard
West Hill Collegiate Institute · Public secondary1.2 km · 52% at standard
William G Miller Junior Public School · Public elementary1.3 km · 62% at standard
St Martin De Porres Catholic School · Catholic elementary1.4 km · 44% at standard
Morrish Public School · Public elementary1.8 km · 82% at standard
Cardinal Leger Catholic School · Catholic elementary1.8 km · 78% at standard
St Margaret's Public School · Public elementary1.9 km · 57% at standard
Galloway Road Public School · Public elementary2.1 km · 57% at standard
Military Trail Public School · Public elementary2.2 km · 36% at standard
St Brendan Catholic School · Catholic elementary2.3 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,122/mo
$138KIncome needed
5.0×Price ÷ income
$720Weekly cost
$20,346Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $3,122Property tax $187Condo fee $552Total carry $3,861

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,030per month

Mortgage amount $547,920 · 4.49% over 25 years

$136,980Down payment (20.0%)
$547,920Loan before insurance
$0CMHC premium
$3,769Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,030
Property tax
$187
Condo / maintenance fees
$552
Heating
$0
Estimated monthly cost
$3,769

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,173
Toronto municipal land transfer tax
$10,173
Estimated closing costs
$20,346

Plus your down payment of $136,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,667/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$360,943Total interest paid
$908,863Total of all payments
Principal $547,920 Interest $360,943
YearPrincipalInterestBalance
1$12,227$24,127$535,693
2$12,782$23,572$522,910
3$13,363$22,992$509,548
4$13,970$22,385$495,578
5$14,604$21,751$480,974
6$15,267$21,088$465,707
7$15,960$20,395$449,747
8$16,685$19,670$433,063
9$17,442$18,912$415,621
10$18,234$18,120$397,386
11$19,062$17,292$378,324
12$19,928$16,427$358,397
13$20,832$15,522$337,564
14$21,778$14,576$315,786
15$22,767$13,587$293,019
16$23,801$12,554$269,218
17$24,881$11,473$244,337
18$26,011$10,343$218,326
19$27,192$9,162$191,134
20$28,427$7,928$162,707
21$29,717$6,637$132,989
22$31,067$5,288$101,923
23$32,477$3,877$69,445
24$33,952$2,403$35,493
25$35,493$861$0

At the end of your 5-year term

Total paid over the term
$181,773
Principal paid down
$66,946
Interest paid
$114,827
Balance remaining
$480,974

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.2%
Gross yield
− Property tax $2,247− Condo fees $6,624− Insurance $600− Vacancy & upkeep $5,412Net operating income $34,317

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.

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