12-4200 Kingston Road, Toronto, ON

West Hill, Toronto · MLS® E13472682

$699,000
For Sale
Listed 26 days ago
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4Bedrooms
3Bathrooms
1Garage
1200-1399Sq Ft

About this home

Location! Location!! Location !!! Let step into refined living with this beautifully appointed townhouse, where elegance meets everyday comfort. The main floor showcases a sun-filled living room framed by a large window, seamlessly flowing into a sophisticated dining area-perfect for both intimate dinners and stylish entertaining. Sleek laminate flooring extends throughout, enhancing the home's modern aesthetic.The contemporary kitchen is thoughtfully designed, featuring a charming breakfast area ideal for relaxed mornings. A striking staircase with designer iron pickets adds architectural interest and a touch of timeless luxury.This bright and spacious residence offers a well-conceived layout, bathed in natural light. New roof 2025.The finished walk-out basement provides exceptional versatility, complete with a separate entrance through the garage-ideal for a private in-law suite or an upscale income-generating opportunity.An extra-large garage adds to the home's impressive functionality, while every detail reflects comfort and style.Perfectly positioned within walking distance to transit, top-rated schools, shopping, dining, and everyday amenities, this home delivers an elevated lifestyle in a highly desirable setting.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13472682
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1200-1399
Cross streets
Kingston Rd & Lawrence
Parking
1 garage (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Maintenance
$495/mo
Exposure
West
Property tax
$2,875 / 2026
Days on market
26
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Bedroom 2Second3.42 × 2.62 m

laminate · closet · window

BreakfastMain4.60 × 3.87 m

ceramic floor · w/o to deck

KitchenMain4.60 × 3.87 m

ceramic floor · centre island

FoyerMain3.33 × 1.16 m
Dining RoomMain5.34 × 3.26 m

laminate · combined w/living · backsplash

Bedroom 4Basement3.35 × 2.98 m

laminate · 3 pc ensuite · large window

Living RoomMain5.34 × 3.26 m

laminate · combined w/dining

Bedroom 3Second4.94 × 2.66 m

laminate · closet · window

Primary BedroomSecond5.28 × 3.91 m

laminate · walk-in closet(s) · window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$644Kest. value

Listed at $699,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $975K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $685K
  • Bathrooms +$15K
  • Adjusts to $700K

That comparable adjusts to $700K; the $644K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Galloway Road Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kingston Rd at Celeste Dr East Side - Guildwood GO Station is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$537KGreat deal$728KOverpriced

Total price vs nearby homes. Fair value about $644K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Walk-out basement: natural light and strong in-law or income potential.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$650kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1-27 Gosford Boulevard$650k59-10 Esterbrooke Avenue$600k345-4005 Don Mills Road$579k22-25 Gosford Blvd. Boulevard$700k73-6 Esterbrooke Avenue$720k

The 5 closest of 8 active listings nearby.

See all comparable homes
699kThis home650k600k579k700k720kThis home vs active comparables
Live market pulseActive comparables in West Hill · median list $609K
$538this home / sqft
7active listings nearby
26days on market

This home lists 21% above the area average of $446/sqft.

23 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingston Rd at Celeste Dr East Side - Guildwood GO Station, about 291 m away

20+ transit stops4 grocery20+ dining17 parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Morningside
$591K
Malvern
$516K
Victoria Village
$782K
L'Amoreaux
$600K
Don Valley Village
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Galloway Road Public School
57%
Galloway Road Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 57% meet the provincial standard
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,186/mo
$141KIncome needed
4.9×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $3,186Property tax $240Condo fee $495Total carry $3,920

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,200 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,719Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$240
Condo / maintenance fees
$495
Heating
$0
Estimated monthly cost
$3,719

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,030Total interest paid
$895,230Total of all payments
Principal $559,200 Interest $336,030
YearPrincipalInterestBalance
1$13,100$22,709$546,100
2$13,648$22,161$532,452
3$14,219$21,590$518,233
4$14,814$20,995$503,419
5$15,433$20,376$487,986
6$16,079$19,730$471,907
7$16,751$19,058$455,155
8$17,452$18,357$437,703
9$18,182$17,627$419,521
10$18,943$16,866$400,578
11$19,735$16,074$380,843
12$20,561$15,249$360,283
13$21,421$14,389$338,862
14$22,317$13,493$316,546
15$23,250$12,559$293,296
16$24,222$11,587$269,073
17$25,236$10,573$243,838
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,619
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,270$3,540$68,645
24$33,619$2,190$35,026
25$35,026$784$0

At the end of your 5-year term

Total paid over the term
$179,046
Principal paid down
$71,214
Interest paid
$107,832
Balance remaining
$487,986

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.0%
Gross yield
− Property tax $2,875− Condo fees $5,940− Insurance $600− Vacancy & upkeep $5,412Net operating income $34,373

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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