174 Homestead Road, Toronto, ON

West Hill, Toronto · MLS® E13769794

$649,000
For Sale
Listed 39 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage · 3 parking
1400-1599Sq ft

About this home

In short

  • Premium Move-In Ready Townhouse Near UTSC & Centennial College.
  • Experience low-maintenance living in this beautifully renovated, carpet-free home located in a highly sought-after, family-friendly neighbourhood.
  • Ideal for families, professionals, and investors, this spacious home features 3+1 bedrooms, 2.5 bathrooms, and a desirable ground-level walk-out basement.
  • Unbeatable location-just minutes from the University of Toronto Scarborough (UTSC), Centennial College, top-rated schools, TTC routes, GO Transit, and Highway 401.

Premium Move-In Ready Townhouse Near UTSC & Centennial College. Experience low-maintenance living in this beautifully renovated, carpet-free home located in a highly sought-after, family-friendly neighbourhood. Ideal for families, professionals, and investors, this spacious home features 3+1 bedrooms, 2.5 bathrooms, and a desirable ground-level walk-out basement. Enjoy exceptionally low property taxes, no separate water bill, and the convenience of professionally managed exterior maintenance. Coverage includes the upkeep, repair, and future replacement of the roof, windows, driveway, and main entrance. Unbeatable location-just minutes from the University of Toronto Scarborough (UTSC), Centennial College, top-rated schools, TTC routes, GO Transit, and Highway 401. Major grocery stores, shopping, banking, and everyday amenities are all nearby. Situated on quiet, safe streets and close to diverse places of worship, this home offers outstanding value, comfort, and convenience.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13769794
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1400-1599 sq ft
Cross streets
Lawrence / Morningside
Parking
1 garage · 3 parking (built-in)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$604/mo
Exposure
South East
Property tax
$2,096 / 2025
Days on market
39
Listing brokerage
KELLER WILLIAMS ADVANTAGE REALTY

Rooms

BathroomGround2.00 × 1.50 m

ceramic floor · 3 pc bath

DenGround4.50 × 2.60 m

b/i closet · vinyl floor

BathroomMain1.70 × 1.30 m

ceramic floor · 2 pc bath

KitchenMain4.50 × 2.50 m

ceramic floor · b/i dishwasher

BathroomSecond2.70 × 1.50 m

ceramic floor · 4 pc bath

Living RoomMain4.80 × 3.70 m

hardwood floor · linen closet

Bedroom 2Second2.80 × 2.70 m

carpet free · b/i closet

Primary BedroomSecond3.90 × 3.66 m

carpet free · double closet

Dining RoomMain3.00 × 2.70 m

Hardwood Floor

Bedroom 3Second3.40 × 2.90 m

carpet free · b/i closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Joseph Brant Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$646K
Dorset Park
$671K
Victoria Village
$754K
St. Andrew-Windfields
$929K
Casa Loma
$2.80M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Joseph Brant Public School
43%
Joseph Brant Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 43% meet the provincial standard
Maplewood High SchoolEQAO results not published
Also nearby: 11 more schools within 2.5 km
West Hill Public School · Public elementary0.6 km · 60% at standard
West Hill Collegiate Institute · Public secondary1.1 km · 52% at standard
St Malachy Catholic School · Catholic elementary1.2 km · 73% at standard
William G Miller Junior Public School · Public elementary1.2 km · 62% at standard
St Margaret's Public School · Public elementary1.3 km · 57% at standard
Galloway Road Public School · Public elementary1.4 km · 57% at standard
Eastview Public School · Public elementary1.4 km · 52% at standard
Highland Creek Public School · Public elementary1.6 km · 53% at standard
Poplar Road Junior Public School · Public elementary1.8 km · 85% at standard
Jack Miner Senior Public School · Public elementary2.2 km
George B Little Public School · Public elementary2.2 km · 54% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,958/mo
$133KIncome needed
4.9×Price ÷ income
$683Weekly cost
$18,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,958Property tax $175Condo fee $604Total carry $3,737

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,871per month

Mortgage amount $519,200 · 4.49% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,649Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,871
Property tax
$175
Condo / maintenance fees
$604
Heating
$0
Estimated monthly cost
$3,649

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,475/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,024Total interest paid
$861,224Total of all payments
Principal $519,200 Interest $342,024
YearPrincipalInterestBalance
1$11,586$22,863$507,614
2$12,112$22,337$495,501
3$12,662$21,787$482,839
4$13,237$21,212$469,602
5$13,838$20,611$455,763
6$14,467$19,982$441,297
7$15,123$19,325$426,173
8$15,810$18,639$410,363
9$16,528$17,921$393,835
10$17,278$17,171$376,557
11$18,063$16,386$358,494
12$18,883$15,566$339,611
13$19,740$14,709$319,870
14$20,637$13,812$299,234
15$21,574$12,875$277,660
16$22,553$11,896$255,107
17$23,577$10,872$231,530
18$24,648$9,801$206,882
19$25,767$8,682$181,115
20$26,937$7,512$154,178
21$28,160$6,289$126,019
22$29,438$5,011$96,580
23$30,775$3,674$65,805
24$32,172$2,277$33,633
25$33,633$816$0

At the end of your 5-year term

Total paid over the term
$172,245
Principal paid down
$63,437
Interest paid
$108,808
Balance remaining
$455,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
6.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.8%
Gross yield
− Property tax $2,096− Condo fees $7,253− Insurance $600− Vacancy & upkeep $6,270Net operating income $40,781

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.

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