36 Pinegrove Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13771290

$669,800
For Sale
Listed 38 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • Charming Detached Home on a Premium 35 x 120 Ft Lot in Prime Scarborough.
  • The home is ready for your personal updates and renovations, offering exceptional potential to customize, modernize, and add value.
  • Step outside to enjoy the large, private backyard-an ideal setting for entertaining, gardening, family gatherings, children to play, or simply relaxing outdoors.
  • Situated in an established Scarborough community close to schools, parks, TTC, shopping, restaurants, community centres, and everyday amenities, with convenient...
  • Opporunity to built Garden Suite.

Charming Detached Home on a Premium 35 x 120 Ft Lot in Prime Scarborough! Welcome to this bright and inviting detached home nestled on a generous ft lot in a sought-after, family-friendly Scarborough neighbourhood. Offering 2 spacious bedrooms, 1.5 bathrooms, and a functional layout, this property presents an excellent opportunity for first-time buyers, renovators, investors, or downsizers looking to create their ideal home. The home is ready for your personal updates and renovations, offering exceptional potential to customize, modernize, and add value. A separate basement entrance provides exciting possibilities for future in-law accommodation or additional living/income potential, subject to buyer due diligence and applicable approvals. Step outside to enjoy the large, private backyard-an ideal setting for entertaining, gardening, family gatherings, children to play, or simply relaxing outdoors. Private parking adds everyday convenience. Situated in an established Scarborough community close to schools, parks, TTC, shopping, restaurants, community centres, and everyday amenities, with convenient access to major highways for an easy commute .A rare opportunity to own a detached home on a premium-sized lot with tremendous potential. Bring your vision and unlock the possibilities! Opporunity to built Garden Suite.

Key facts

Property type
Detached, Bungalow
MLS®
E13771290
Bedrooms
2
Bathrooms
2
Size
700-1100 sq ft
Lot
35 × 120 ft
Cross streets
Ayleswoth Ave & Pinegrove Ave
Parking
1 garage · 4 parking (detached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$4,028 / 2026
Days on market
38
Listing brokerage
RE/MAX FIND PROPERTIES
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Birch Cliff Heights Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$799K
Woodbine-Lumsden
$949K
Wexford-Maryvale
$849K
Bendale
$949K
Leaside
$2.48M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Heights Public School
59%
Birch Cliff Heights Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Birch Cliff Public School · Public elementary0.8 km · 68% at standard
J G Workman Public School · Public elementary1.0 km · 51% at standard
Taylor Creek Public School · Public elementary1.1 km · 41% at standard
Cliffside Public School · Public elementary1.2 km · 54% at standard
Danforth Gardens Public School · Public elementary1.3 km · 58% at standard
Oakridge Junior Public School · Public elementary1.5 km · 61% at standard
Samuel Hearne Public School · Public elementary1.7 km · 47% at standard
St Dunstan Catholic School · Catholic elementary1.8 km · 73% at standard
St Joachim Catholic School · Catholic elementary1.9 km · 63% at standard
John A Leslie Public School · Public elementary2.1 km · 60% at standard
Chine Drive Public School · Public elementary2.1 km · 90% at standard
Blantyre Public School · Public elementary2.2 km · 71% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,053/mo
$131KIncome needed
5.1×Price ÷ income
$704Weekly cost
$19,742Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,053Property tax $336Total carry $3,388

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,963per month

Mortgage amount $535,840 · 4.49% over 25 years

$133,960Down payment (20.0%)
$535,840Loan before insurance
$0CMHC premium
$3,298Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,963
Property tax
$336
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,298

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,871
Toronto municipal land transfer tax
$9,871
Estimated closing costs
$19,742

Plus your down payment of $133,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,586/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$352,985Total interest paid
$888,825Total of all payments
Principal $535,840 Interest $352,985
YearPrincipalInterestBalance
1$11,958$23,595$523,882
2$12,501$23,052$511,382
3$13,068$22,485$498,314
4$13,662$21,891$484,652
5$14,282$21,271$470,370
6$14,930$20,623$455,440
7$15,608$19,945$439,832
8$16,317$19,236$423,515
9$17,058$18,495$406,457
10$17,832$17,721$388,625
11$18,642$16,911$369,983
12$19,488$16,065$350,495
13$20,373$15,180$330,122
14$21,298$14,255$308,824
15$22,265$13,288$286,559
16$23,276$12,277$263,283
17$24,333$11,220$238,950
18$25,438$10,115$213,512
19$26,593$8,960$186,920
20$27,800$7,753$159,120
21$29,062$6,491$130,057
22$30,382$5,171$99,676
23$31,761$3,792$67,914
24$33,203$2,350$34,711
25$34,711$842$0

At the end of your 5-year term

Total paid over the term
$177,765
Principal paid down
$65,470
Interest paid
$112,295
Balance remaining
$470,370

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,028− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,058

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX FIND PROPERTIES. MLS®/PropTx.

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