53 Haig Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13991898

$1,049,000
For Sale
Listed 6 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Parking
700-1100Sq ft

About this home

In short

  • Welcome to your luxury cottage in the heart of Birch Cliff.
  • Extensively renovated with designer finishes and a main-floor extension, this one-of-a-kind bungalow boasts thoughtful craftsmanship, comfort, and style.
  • The stunning custom kitchen features luxe appliances, premium quartz counters and custom white oak cabinetry, while soaring vaulted ceilings and a living room...
  • White oak hardwood floors, a beautiful fireplace, and a welcoming bay window add cottage character to the living room experience.

Welcome to your luxury cottage in the heart of Birch Cliff! Tucked away on a quiet dead-end street, this turnkey home south of Kingston Road is steps to the Waterfront Trail and Toronto Hunt Club Golf Course. Extensively renovated with designer finishes and a main-floor extension, this one-of-a-kind bungalow boasts thoughtful craftsmanship, comfort, and style. The stunning custom kitchen features luxe appliances, premium quartz counters and custom white oak cabinetry, while soaring vaulted ceilings and a living room skylight create a dramatic sense of space. White oak hardwood floors, a beautiful fireplace, and a welcoming bay window add cottage character to the living room experience. A bespoke staircase leads to a large basement recreation room, generous additional bedroom, and a beautifully finished country bathroom. Rough-ins for a kitchen offer exciting potential for a basement suite. Smart lighting and smart toilets with bidets enhance this home's upgraded living experience. Don't miss the extraordinary backyard retreat designed for entertaining, relaxing, and enjoying the outdoors in complete privacy and comfort. Walking distance to excellent schools, Bodega by City Cottage, The Local Cafe, restaurants and just a few minutes to the Beach! This home truly has it all!

Key facts

Property type
Detached, Bungalow
MLS®
E13991898
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
25 × 92.41 ft
Cross streets
Warden / Kingstons
Parking
1 parking
Driveway
Mutual, Front Yard Parking
Basement
Finished, Separate Entrance, Full
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,903 / 2026
Days on market
6
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Living RoomMain3.50 × 4.16 m

hardwood floor · skylight · pot lights

BedroomMain2.88 × 3.29 m

hardwood floor · large window

Bedroom 3Basement2.69 × 2.82 m

window · panelled · pot lights

Bedroom 2Main3.35 × 2.74 m

hardwood floor · large window

LaundryBasement5.53 × 2.61 m

Window

FoyerMain0.00 × 0.00 m

tile floor · double closet

KitchenMain4.17 × 3.42 m

hardwood floor · b/i appliances · w/o to deck

Utility RoomBasement2.42 × 2.79 m
RecreationBasement4.26 × 5.31 m

pot lights · panelled · w/o to yard

Dining RoomMain3.15 × 4.31 m

hardwood floor · bay window · fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$787kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $875/sqft; this home lists at $1,166/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.05MThis home700k879k849k670k839kThis home vs active comparables

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Cliffcrest
$799K
Wexford-Maryvale
$849K
Bendale
$900K
Leaside
$2.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Courcelette Public School · Public elementary1.0 km · 77% at standard
Blantyre Public School · Public elementary1.1 km · 71% at standard
Neil McNeil High School · Catholic secondary1.2 km · 76% at standard
St Dunstan Catholic School · Catholic elementary1.3 km · 73% at standard
Oakridge Junior Public School · Public elementary1.3 km · 61% at standard
Samuel Hearne Public School · Public elementary1.4 km · 47% at standard
Adam Beck Junior Public School · Public elementary1.5 km · 73% at standard
Taylor Creek Public School · Public elementary1.6 km · 41% at standard
Malvern Collegiate Institute · Public secondary1.8 km · 87% at standard
Balmy Beach Community School · Public elementary1.9 km · 88% at standard
Notre Dame Catholic High School · Catholic secondary1.9 km · 82% at standard
Birch Cliff Heights Public School · Public elementary2.0 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,781/mo
$198KIncome needed
5.3×Price ÷ income
$1,103Weekly cost
$34,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,781Property tax $409Total carry $5,190

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,640per month

Mortgage amount $839,200 · 4.49% over 25 years

$209,800Down payment (20.0%)
$839,200Loan before insurance
$0CMHC premium
$5,049Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,640
Property tax
$409
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,049

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,455
Toronto municipal land transfer tax
$17,455
Estimated closing costs
$34,910

Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,616/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,824Total interest paid
$1,392,024Total of all payments
Principal $839,200 Interest $552,824
YearPrincipalInterestBalance
1$18,727$36,954$820,473
2$19,578$36,103$800,895
3$20,467$35,214$780,428
4$21,396$34,285$759,033
5$22,367$33,314$736,665
6$23,383$32,298$713,282
7$24,445$31,236$688,838
8$25,554$30,127$663,283
9$26,715$28,966$636,569
10$27,928$27,753$608,641
11$29,196$26,485$579,445
12$30,521$25,160$548,924
13$31,907$23,774$517,017
14$33,356$22,325$483,661
15$34,870$20,811$448,791
16$36,453$19,227$412,338
17$38,109$17,572$374,229
18$39,839$15,842$334,390
19$41,648$14,033$292,742
20$43,539$12,142$249,204
21$45,516$10,165$203,688
22$47,582$8,099$156,106
23$49,743$5,938$106,363
24$52,001$3,680$54,362
25$54,362$1,319$0

At the end of your 5-year term

Total paid over the term
$278,405
Principal paid down
$102,535
Interest paid
$175,870
Balance remaining
$736,665

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $4,903− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,183

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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