93 Pinegrove Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13816324

$649,000
For Sale
Listed 27 days agoNo offer date stated
2+1Bedrooms
1Bathrooms
2Parking
700-1100Sq ft

About this home

In short

  • Bungalow living, a great backyard and plenty of space to make your own in an established Birchcliffe-Cliffside neighbourhood.
  • 93 Pinegrove offers a practical layout with everything you need on one level, plus a surprisingly substantial lower level that gives you room to spread out.
  • The main floor features hardwood floors, two comfortable bedrooms, a bright living room, separate dining area and a generous eat-in kitchen, creating an easy everyday...
  • Whether you're buying your first house, looking to simplify to bungalow living or searching for a property you can personalize over time, 93 Pinegrove offers a great...
  • See attached Garden Suite Report for additional information regarding the property's potential for a future garden suite.

Bungalow living, a great backyard and plenty of space to make your own in an established Birchcliffe-Cliffside neighbourhood. 93 Pinegrove offers a practical layout with everything you need on one level, plus a surprisingly substantial lower level that gives you room to spread out. The main floor features hardwood floors, two comfortable bedrooms, a bright living room, separate dining area and a generous eat-in kitchen, creating an easy everyday flow without wasted space. Downstairs adds another dimension to the home, with a large family room, separate recreation room, laundry area, excellent storage and a cold room. There's plenty of flexibility for movie nights, hobbies, a home office, guests or simply the extra living space that makes a smaller home work harder. Outside, the backyard is one of the property's biggest highlights, with lots of room to garden, entertain, play or create your own outdoor retreat, plus two garden sheds for additional storage. A private driveway with parking for two adds everyday convenience. The location brings even more to everyday life, with Variety Village and Scarborough Gardens Arena nearby for swimming, fitness, skating and recreation, along with Birchmount Park Collegiate and Immaculate Heart of Mary Catholic School close to home. Parks, TTC, shopping, restaurants and everyday amenities are all within easy reach, while the waterfront and Scarborough Bluffs lifestyle are just minutes away. Whether you're buying your first house, looking to simplify to bungalow living or searching for a property you can personalize over time, 93 Pinegrove offers a great combination of location, outdoor space and possibility. See attached Garden Suite Report for additional information regarding the property's potential for a future garden suite.

Key facts

Property type
Detached, Bungalow
MLS®
E13816324
Bedrooms
2+1 (3 total)
Bathrooms
1
Size
700-1100 sq ft
Lot
25 × 119.33 ft
Cross streets
Birchmount and Danforth Ave
Parking
2 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Other, Shingle
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$3,816 / 2026
Days on market
27
Listing brokerage
Signature Elite Realty Ltd.

Rooms

Primary BedroomMain3.98 × 3.09 m

window · closet · broadloom

Utility RoomLower3.66 × 2.04 m
LaundryLower6.35 × 2.09 m

double closet · window

Bedroom 2Main3.10 × 2.52 m

closet · window · broadloom

KitchenMain3.44 × 3.50 m

eat-in kitchen · tile floor · large window

Bedroom 3Lower5.54 × 2.50 m

above grade window · double closet · laminate

Living RoomMain3.78 × 3.18 m

hardwood floor · window

RecreationLower5.26 × 3.79 m

fireplace · tile floor · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$638Klikely sale price

Listed at $649,000. Going by how homes in Birchcliffe-Cliffside have actually closed against their asking prices (about 98%, 42 local closings in 90 days), the likely sale price is near $638K, if it sells. A realistic range is $597K to $719K.

Independent value check: $743K. Without looking at the asking price, our model values the home itself about 14% above the ask (homes like it typically land between $696K and $779K).

Why $743K. The typical detached home sold in Birchcliffe-Cliffside over the past year went for about $986K (189 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,816 a year; the typical home sold here pays about $5,200.
  • ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
  • ▼ Lowers it2+1 bedrooms and 1 baths, against 3+1 and 2 typically.
List price
$597KBelow recent closings$719KAbove recent closings

Total price vs nearby homes. Likely closing about $638K, from 42 recent closings in this pocket.

The market behind the math:

42sold nearby · 90 days
$915Kmedian sold price
98%of asking, on average
−18%prices vs a year ago
~32 dayshomes like this take to sell
27days on market so far
$3,239/moest. rent · 41 leases
6.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 9 detached homes for sale in the area against 42 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $721/sqft against an area asking average of $881/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 42 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $803K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is Birch Cliff Heights Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 42 comparable homes that sold in Birchcliffe-Cliffside over the past two years, from 372 closings there.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$693kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $770/sqft; this home lists at $721/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
649kThis home649k599k700k670k849kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Birchcliffe-Cliffside: $856K in September 2026, down 17% from a year ago, on 185 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.24M20
November 2025$1.21M14
December 2025$825K11
January 2026$1.20M6
February 2026$1.20M15
March 2026$982K15
April 2026$975K19
May 2026$1.13M21
June 2026$986K25
July 2026$890K8
August 2026$1.04M15
September 2026$856K16

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Wexford-Maryvale
$849K
Bendale
$949K
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Heights Public School
59%
Birch Cliff Heights Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Birch Cliff Public School · Public elementary0.8 km · 68% at standard
J G Workman Public School · Public elementary1.1 km · 51% at standard
Cliffside Public School · Public elementary1.1 km · 54% at standard
Taylor Creek Public School · Public elementary1.3 km · 41% at standard
Danforth Gardens Public School · Public elementary1.3 km · 58% at standard
Oakridge Junior Public School · Public elementary1.7 km · 61% at standard
Samuel Hearne Public School · Public elementary1.9 km · 47% at standard
John A Leslie Public School · Public elementary2.0 km · 60% at standard
St Dunstan Catholic School · Catholic elementary2.0 km · 73% at standard
Chine Drive Public School · Public elementary2.0 km · 90% at standard
St Joachim Catholic School · Catholic elementary2.0 km · 63% at standard
Norman Cook Junior Public School · Public elementary2.3 km · 56% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,958/mo
$127KIncome needed
5.1×Price ÷ income
$683Weekly cost
$18,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $2,958Property tax $318Total carry $3,276

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,871per month

Mortgage amount $519,200 · 4.49% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,189Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,871
Property tax
$318
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,189

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,475/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,024Total interest paid
$861,224Total of all payments
Principal $519,200 Interest $342,024
YearPrincipalInterestBalance
1$11,586$22,863$507,614
2$12,112$22,337$495,501
3$12,662$21,787$482,839
4$13,237$21,212$469,602
5$13,838$20,611$455,763
6$14,467$19,982$441,297
7$15,123$19,325$426,173
8$15,810$18,639$410,363
9$16,528$17,921$393,835
10$17,278$17,171$376,557
11$18,063$16,386$358,494
12$18,883$15,566$339,611
13$19,740$14,709$319,870
14$20,637$13,812$299,234
15$21,574$12,875$277,660
16$22,553$11,896$255,107
17$23,577$10,872$231,530
18$24,648$9,801$206,882
19$25,767$8,682$181,115
20$26,937$7,512$154,178
21$28,160$6,289$126,019
22$29,438$5,011$96,580
23$30,775$3,674$65,805
24$32,172$2,277$33,633
25$33,633$816$0

At the end of your 5-year term

Total paid over the term
$172,245
Principal paid down
$63,437
Interest paid
$108,808
Balance remaining
$455,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 41 whole-home leases in Birchcliffe-Cliffside$3,239/mo
$38,868Gross annual rent
4.5%Cap rate after taxes and upkeep
$2,558 to $3,615Typical rent range
~61 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 41 whole-home leases in Birchcliffe-Cliffside signed at a median of $3,379 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,239. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.0%
Gross yield
− Property tax $3,816− Insurance $1,400− Vacancy & upkeep $4,275Net operating income $29,377

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.

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