275 Victoria Park Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13845932

$649,000
For Sale
Listed 19 days agoNo offer date stated
2Bedrooms
1Bathrooms
0Parking
700-1100Sq ft

About this home

In short

  • Attention First-Time Buyers, Renovators & Builders.
  • This charming 2-bedroom, 1-bath detached home offers the opportunity to move in and enjoy as is, while also providing excellent potential to renovate, expand, or...
  • Surrounded by ongoing development, renovations, and custom homes in the area, this property is ideal for those looking to create a modern city home over time, while...
  • Perfect for buyers seeking a condo alternative with the added benefits of a private backyard, outdoor entertaining space, gardening potential, and the freedom of...

Attention First-Time Buyers, Renovators & Builders! Priced to Sell! This charming 2-bedroom, 1-bath detached home offers the opportunity to move in and enjoy as is, while also providing excellent potential to renovate, expand, or design and build your own custom residence. This is your opportunity to secure a property in one of Toronto's most desirable east-end neighbourhoods. Surrounded by ongoing development, renovations, and custom homes in the area, this property is ideal for those looking to create a modern city home over time, while enjoying the home and location today. Just steps from the lake, waterfront trails, parks, and the vibrant Beaches community, the lifestyle appeal here is undeniable.Perfect for buyers seeking a condo alternative with the added benefits of a private backyard, outdoor entertaining space, gardening potential, and the freedom of detached living - without sacrificing access to the city and local amenities. Enjoy close proximity to Woodbine Beach, Queen Street East cafés and restaurants, Ashbridges Bay, TTC access, schools, parks, and everyday conveniences, all while living in a community known for its charm, walkability, and strong sense of community. Whether you're a first-time buyer looking for an affordable entry into detached home ownership, a renovator ready to personalize a home, or a builder envisioning a future custom residence, this property offers flexibility and possibilities in an exceptional location. Live in it today, make it your own over time, and take advantage of the opportunity to create the home you've always envisioned.

Key facts

Property type
Detached, Bungalow
MLS®
E13845932
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
17.49 × 100 ft
Cross streets
Victoria Park Ave and Kingston Rd
Parking
0 parking
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,378 / 2025
Days on market
19
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

BedroomMain3.35 × 2.90 m

closet · window

Dining RoomMain5.56 × 3.94 m

Combined w/Living

Living RoomMain5.56 × 3.94 m

combined w/dining · large window

BedroomMain3.94 × 3.12 m

Large Window

KitchenMain3.40 × 2.67 m

quartz counter · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Leaside
$2.15M
Wexford-Maryvale
$849K
Bendale
$949K
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Blantyre Public School
71%
Blantyre Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 71% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Adam Beck Junior Public School · Public elementary0.3 km · 73% at standard
Neil McNeil High School · Catholic secondary0.5 km · 76% at standard
Courcelette Public School · Public elementary0.7 km · 77% at standard
Notre Dame Catholic High School · Catholic secondary0.7 km · 82% at standard
Balmy Beach Community School · Public elementary0.9 km · 88% at standard
St Dunstan Catholic School · Catholic elementary1.1 km · 73% at standard
Beaches Alternative Junior School · Public elementary1.1 km
Kimberley Junior Public School · Public elementary1.1 km · 82% at standard
St Denis Catholic School · Catholic elementary1.2 km · 90% at standard
Samuel Hearne Public School · Public elementary1.3 km · 47% at standard
Oakridge Junior Public School · Public elementary1.4 km · 61% at standard
St Nicholas Catholic School · Catholic elementary1.4 km · 61% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,958/mo
$125KIncome needed
5.2×Price ÷ income
$683Weekly cost
$18,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $2,958Property tax $282Total carry $3,239

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,871per month

Mortgage amount $519,200 · 4.49% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,152Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,871
Property tax
$282
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,152

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,475/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,024Total interest paid
$861,224Total of all payments
Principal $519,200 Interest $342,024
YearPrincipalInterestBalance
1$11,586$22,863$507,614
2$12,112$22,337$495,501
3$12,662$21,787$482,839
4$13,237$21,212$469,602
5$13,838$20,611$455,763
6$14,467$19,982$441,297
7$15,123$19,325$426,173
8$15,810$18,639$410,363
9$16,528$17,921$393,835
10$17,278$17,171$376,557
11$18,063$16,386$358,494
12$18,883$15,566$339,611
13$19,740$14,709$319,870
14$20,637$13,812$299,234
15$21,574$12,875$277,660
16$22,553$11,896$255,107
17$23,577$10,872$231,530
18$24,648$9,801$206,882
19$25,767$8,682$181,115
20$26,937$7,512$154,178
21$28,160$6,289$126,019
22$29,438$5,011$96,580
23$30,775$3,674$65,805
24$32,172$2,277$33,633
25$33,633$816$0

At the end of your 5-year term

Total paid over the term
$172,245
Principal paid down
$63,437
Interest paid
$108,808
Balance remaining
$455,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $3,378− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,708

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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