1109-4725 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13808332

$549,999
Sold
2+1Bedrooms
2Bathrooms
2Garage
1600-1799Sq ft

About this home

In short

  • Welcome to Riviera Club II.
  • An incredibly spacious suite offering approximately 1,680 sq. ft. of comfortable condo living in a well-established Scarborough building.
  • Both bedrooms are generously sized, including a primary retreat with a walk-in closet and private four-piece ensuite.
  • Riviera Club II offers an impressive range of amenities including 24-hour concierge, swimming pool, fitness centre, sauna, squash and tennis courts, billiards room...
  • Everyday convenience is right outside your door, with TTC access, Highway 401, Scarborough Town Centre, Agincourt GO, grocery stores, restaurants and shopping all nearby.

Welcome to Riviera Club II! An incredibly spacious suite offering approximately 1,680 sq. ft. of comfortable condo living in a well-established Scarborough building. Space is the standout, with a layout that feels far more like a home than a typical condo. The living and dining areas offer plenty of flexibility for entertaining, relaxing, working from home or accommodating larger furniture without feeling crowded. The eat-in kitchen provides a separate casual dining space, while the oversized balcony adds another place to unwind outdoors. Both bedrooms are generously sized, including a primary retreat with a walk-in closet and private four-piece ensuite. Ensuite laundry, excellent in-suite storage and two parking spaces (one Tandem) complete the unit. Riviera Club II offers an impressive range of amenities including 24-hour concierge, swimming pool, fitness centre, sauna, squash and tennis courts, billiards room and party room. Everyday convenience is right outside your door, with TTC access, Highway 401, Scarborough Town Centre, Agincourt GO, grocery stores, restaurants and shopping all nearby. The future Sheppard-McCowan subway station is also planned within walking distance, adding even more transit connectivity to the neighbourhood. If space is high on the wish list, this is the kind of floor plan that is becoming increasingly difficult to find.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13808332
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1600-1799 sq ft
Cross streets
McCowan Rd / Sheppard Ave E
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$849/mo
Exposure
South West
Property tax
$2,287 / 2026
Days on market
28
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

FoyerFlat4.27 × 1.37 m
Bedroom 2Flat5.79 × 2.90 m
Primary BedroomFlat9.14 × 3.35 m
KitchenFlat5.79 × 3.05 m
LaundryFlat2.44 × 1.83 m
Dining RoomFlat4.42 × 3.96 m
Living RoomFlat5.79 × 3.35 m
DenFlat2.90 × 4.14 m
Our TakeTeam Asgarian · Broker
In line with sales
$548Kautomated comparable-sales estimate

Listed at $549,999, which is right in line with comparable homes.

Second read, from the city assessment: $574K. Close to the comparable-sales figure, which is what a firm read looks like.

List price
$519KBelow asking range$592KAbove asking range

Total price vs nearby homes. Fair value about $548K, median of 6 comparables.

The market behind the math:

28days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $324/sqft against an area asking average of $405/sqft.

How this estimate is builtthe short version

I take the 6 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single listing.

It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $574K, a close match.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 6 comparable homes nearby.

What sellers nearby are askingCurrently listed nearby in Agincourt South-Malvern West · asking prices
$520kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $379/sqft; this home lists at $324/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
550kThis home499k549k600k498k455kThis home vs active comparables

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$425K
Bayview Village
$539K
Willowdale East
$761K
Mount Pleasant West
$679K
Moss Park
$495K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near White Haven Public School
74%
White Haven Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
C D Farquharson Junior Public School · Public elementary1.2 km · 87% at standard
St Bartholomew Catholic School · Catholic elementary1.5 km
Sir Alexander Mackenzie Senior Public School · Public elementary1.6 km
Anson S Taylor Junior Public School · Public elementary1.8 km · 81% at standard
St Ignatius of Loyola Catholic School · Catholic elementary1.8 km · 72% at standard
Malvern Junior Public School · Public elementary1.9 km · 58% at standard
Iroquois Junior Public School · Public elementary2.0 km · 95% at standard
North Agincourt Junior Public School · Public elementary2.0 km · 74% at standard
Burrows Hall Junior Public School · Public elementary2.0 km · 81% at standard
North Bendale Junior Public School · Public elementary2.1 km · 64% at standard
Henry Kelsey Senior Public School · Public elementary2.2 km
St Barnabas Catholic School · Catholic elementary2.2 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,507/mo
$121KIncome needed
4.6×Price ÷ income
$578Weekly cost
$14,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,507Property tax $191Condo fee $849Total carry $3,547

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,433per month

Mortgage amount $439,999 · 4.49% over 25 years

$110,000Down payment (20.0%)
$439,999Loan before insurance
$0CMHC premium
$3,472Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,433
Property tax
$191
Condo / maintenance fees
$849
Heating
$0
Estimated monthly cost
$3,472

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,475
Toronto municipal land transfer tax
$7,475
Estimated closing costs
$14,950

Plus your down payment of $110,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,945/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,850Total interest paid
$729,849Total of all payments
Principal $439,999 Interest $289,850
YearPrincipalInterestBalance
1$9,819$19,375$430,180
2$10,265$18,929$419,916
3$10,731$18,463$409,185
4$11,218$17,976$397,967
5$11,727$17,467$386,239
6$12,260$16,934$373,980
7$12,816$16,378$361,163
8$13,398$15,796$347,765
9$14,007$15,187$333,758
10$14,643$14,551$319,115
11$15,308$13,886$303,808
12$16,003$13,191$287,805
13$16,729$12,465$271,076
14$17,489$11,705$253,587
15$18,283$10,911$235,305
16$19,113$10,081$216,192
17$19,981$9,213$196,211
18$20,888$8,306$175,323
19$21,836$7,358$153,487
20$22,828$6,366$130,659
21$23,864$5,330$106,795
22$24,948$4,246$81,848
23$26,080$3,114$55,767
24$27,265$1,929$28,503
25$28,503$691$0

At the end of your 5-year term

Total paid over the term
$145,970
Principal paid down
$53,760
Interest paid
$92,210
Balance remaining
$386,239

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

CallFind similar