362 Victoria Road, Georgina, ON

Baldwin, Georgina · MLS® N12949974

$1,325,000
For Sale
Listed 172 days agoNo offer date statedSitting longer than typical
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5+1Bedrooms
4Bathrooms
6Garage
2500-3000Sq ft

About this home

In short

  • Spacious country retreat on 4.38 acres of fully cleared/useable land.
  • This spacious 5-bedroom 3-bath home offers a warm, open-concept layout with a charming country kitchen, cozy living and family areas, a sun-filled solarium, and a...
  • Outside, this property truly shines with a detached 4-car garage, 3 large barns with high clearance that can easily be converted into year-round workshops - perfect...
  • Barn #1 (Green): 38' x 80' w/ 14' ceiling & 20' x 12' sliding door, Barn #2 (Red): 78' x 28', Barn #3 (Round-Roof): 58' x 51' ; Property features a fully winterized...
  • Just 20 minutes north of Uxbridge.

Spacious country retreat on 4.38 acres of fully cleared/useable land! Located in Georgina's picturesque Baldwin community! This spacious 5-bedroom 3-bath home offers a warm, open-concept layout with a charming country kitchen, cozy living and family areas, a sun-filled solarium, and a main-floor primary with an ensuite! Four additional bedrooms upstairs provide plenty of space for family, guests, or a home office setup! Outside, this property truly shines with a detached 4-car garage, 3 large barns with high clearance that can easily be converted into year-round workshops - perfect space to work on or store all your recreational vehicles, and farming/construction equipment! Barn #1 (Green): 38' x 80' w/ 14' ceiling & 20' x 12' sliding door, Barn #2 (Red): 78' x 28', Barn #3 (Round-Roof): 58' x 51' ; Property features a fully winterized 1-bedroom guest house with a 4-piece bathroom (2nd floor) and full living quarters above an additional 2-car garage (w/ separate hydro meter)! Tons of room to live, work, play, and grow! A rare opportunity to enjoy peaceful country living with easy access to all town amenities, and major highways! Just 20 minutes north of Uxbridge!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
N12949974
Bedrooms
5+1 (6 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
272.42 × 708.41 ft
Cross streets
Victoria Rd/Lake Ridge Rd
Parking
6 garage (detached)
Driveway
Private
Basement
Unfinished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Metal/Steel Siding
Foundation
Stone, Concrete
Roof
Shingles
Sewer
Septic
Property tax
$8,241 / 2026
Days on market
172
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

SittingMain7.82 × 3.10 m

large window · closet

Bedroom 4Second4.09 × 2.41 m

window · closet

SunroomMain7.60 × 3.25 m

Window Floor to Ceiling

SunroomMain4.24 × 1.45 m

Window Floor to Ceiling

LaundryMain4.24 × 2.29 m

window · laundry sink · closet

Living RoomMain6.73 × 4.65 m

large window · brick fireplace

Primary BedroomMain6.10 × 6.99 m

bay window · 3 pc ensuite · closet

KitchenMain4.04 × 4.37 m

window · w/o to sunroom

Bedroom 3Second4.83 × 2.49 m

window · closet

Bedroom 2Second4.01 × 2.46 m

window · closet

Bedroom 5Second4.93 × 3.38 m

window · closet

Dining RoomMain2.49 × 3.48 m

window · wainscoting

Our TakeTeam Asgarian · Broker
No automatic estimate

This is a rare parcel: about 4.43 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown.

Considering this property? Request a written price read

The assigned public school is Morning Glory PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Baldwin, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pefferlaw
$944K
Virginia
$609K
Sutton & Jackson's Point
$776K
Historic Lakeshore Communities
$934K
Keswick North
$995K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morning Glory PS
66%
Morning Glory PSPublic · Elementary · JK-8 · 8.0 km awayBelow the GTA average · 66% meet the provincial standard
Sutton District HSEQAO results not published
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published

Affordability & Mortgage

Affordability
$6,039/mo
$256KIncome needed
5.2×Price ÷ income
$1,394Weekly cost
$22,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $6,039Property tax $687Total carry $6,726

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,802per month

Mortgage amount $1,060,000 · 4.39% over 25 years

$265,000Down payment (20.0%)
$1,060,000Loan before insurance
$0CMHC premium
$6,489Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,802
Property tax
$687
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,489

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,975
Estimated closing costs
$22,975

Plus your down payment of $265,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,030/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$680,650Total interest paid
$1,740,650Total of all payments
Principal $1,060,000 Interest $680,650
YearPrincipalInterestBalance
1$23,986$45,640$1,036,014
2$25,051$44,575$1,010,962
3$26,163$43,463$984,800
4$27,324$42,302$957,476
5$28,537$41,089$928,939
6$29,803$39,823$899,136
7$31,126$38,500$868,010
8$32,507$37,119$835,502
9$33,950$35,676$801,552
10$35,457$34,169$766,095
11$37,031$32,595$729,065
12$38,674$30,952$690,391
13$40,390$29,236$650,000
14$42,183$27,443$607,817
15$44,055$25,571$563,762
16$46,010$23,616$517,752
17$48,052$21,574$469,699
18$50,185$19,441$419,514
19$52,412$17,214$367,102
20$54,739$14,887$312,363
21$57,168$12,458$255,195
22$59,705$9,921$195,490
23$62,355$7,271$133,135
24$65,122$4,504$68,013
25$68,013$1,613$0

At the end of your 5-year term

Total paid over the term
$348,130
Principal paid down
$131,061
Interest paid
$217,069
Balance remaining
$928,939

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $8,241− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,429

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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