207-415 Sea Ray Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N12955908
About this home
In short
- Amazing opportunity to get into High Point at Friday Harbour.
- This exquisitely upgraded 785 sqfoot,2 bed/2bath split bedroom layout features upgraded laminate flooring, upgraded kitchen with waterfall kitchen island and full...
- Minutes walk to the marina/beach, 18 hole golf course, fitness centre, resort pools, shops/retail and restaurants.
- Building features an outdoor pool, courtyard, hot tub and beautiful party room.
- ResortFees:1)Annual fee $1701.69, 2)Lake Club Fee $230.60/mo, 3)Entry Fee of 2% of PP+HST (payable onetime).
Amazing opportunity to get into High Point at Friday Harbour. This exquisitely upgraded 785 sqfoot,2 bed/2bath split bedroom layout features upgraded laminate flooring, upgraded kitchen with waterfall kitchen island and full size appliances. Upgraded bathrooms and floor to ceiling windows. Minutes walk to the marina/beach, 18 hole golf course, fitness centre, resort pools, shops/retail and restaurants. Friday Harbour offers shuttle services for those who prefer to arrive in style. Building features an outdoor pool, courtyard, hot tub and beautiful party room.ResortFees:1)Annual fee $1701.69, 2)Lake Club Fee $230.60/mo, 3)Entry Fee of 2% of PP+HST (payable onetime). EXTRAS: Walking distance to Starbucks, LCBO, 4+ Restaurants, beach and marina. 3 outdoor swimming poolstochoose from with a state of art fitness centre. Over 5km of hiking trails.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N12955908
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 700-799 sq ft
- Cross streets
- Friday Drive & Riva Avenue
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $622/mo
- Exposure
- North
- Property tax
- $4,105 / 2025
- Days on market
- 175
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
walk-in closet(s) · large window · laminate
laminate · large window
laminate · his and hers closets · large window
laminate · pantry · family size kitchen
laminate · large window
Listed at $465,000. Going by how homes in Rural Innisfil and the wider GTA have actually closed against their asking prices (about 97%, 10 local closings in 90 days), the likely sale price is near $452K, if it sells. A realistic range is $425K to $489K.
Independent value check: $585K. Without looking at the asking price, our model values the home itself about 26% above the ask (homes like it typically land between $544K and $614K).
Total price vs nearby homes. Likely closing about $452K, from 10 recent closings in this pocket.
The market behind the math:
About 9.9 months of inventory: 33 condo apartment homes for sale in the area against 10 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $620/sqft against an area asking average of $678/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 10 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $418K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Based on 24 homes sold in this building over the past two years, from 77 closings in Rural Innisfil.
For sale
For sale
For sale
For sale
For sale
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For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $587/sqft; this home lists at $620/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Innisfil, Innisfil, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $372,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,057
- Property tax
- $342
- Condo / maintenance fees
- $622
- Heating
- $0
- Estimated monthly cost
- $3,021
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,775
- Estimated closing costs
- $5,775
Plus your down payment of $93,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $123,411
- Principal paid down
- $45,452
- Interest paid
- $77,960
- Balance remaining
- $326,548
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 44 whole-home leases in Rural Innisfil signed at a median of $2,255 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,381. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.