A109-241 Sea Ray Avenue, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13568918

$449,000
For Sale
Listed 117 Days Ago

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1+1BedroomsBeds
1BathroomBath
1Garage
600-699Sq ft

Listed By RE/MAX Realtron Realty Inc.

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Key Facts

Property type
Condo Apartment, Apartment
Basement
None
Parking
1 garage (underground)
Property tax
$3,283 / 2025
Offer date
None stated
Cross streets
FRIDAY HARBOUR RESORT
Days on market
117
Maintenance
$576/mo
All Facts And 4 Rooms, Floor By Floor
Property type
Condo Apartment, Apartment
MLS®
N13568918
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
FRIDAY HARBOUR RESORT
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$576/mo
Exposure
South
Property tax
$3,283 / 2025
Days on market
117
Offer date
None stated
Listing brokerage
RE/MAX Realtron Realty Inc.
KitchenGround4.70 × 4.37 m

laminate · combined w/living · stainless steel appl

Living RoomGround4.70 × 4.37 m

laminate · combined w/kitchen · walk-out

DenGround3.15 × 1.93 m

Laminate

BedroomGround3.58 × 2.92 m

Large Window

About This Home

From The Listing Description By RE/MAX Realtron Realty Inc.

In short

  • Highly Sought-After Ground Floor Unit with Private Yard & Patio.
  • Just steps from the water, shops, restaurants, and fitness facilities, you'll also enjoy easy access to Friday Harbour's exclusive amenities: the Beach Club, The Nest...
  • Experience a vibrant year-round community where every day feels like a getaway! EXTRAS Lifestyle Investment: Lake Club Fee $192.16/Month, Annual Fee $1,292.10/Year.
  • Buyer to pay 2% plus HST FH association fee
Read The Full Description

Highly Sought-After Ground Floor Unit with Private Yard & Patio! Enjoy resort-style living at Friday Harbours spectacular waterside community, offering a one-of-a-kind lifestyle for homeowners, guests, and visitors alike. This bright ground-floor unit features direct street access and a private stone patio with yard space, perfect for relaxing or entertaining. Inside, the versatile den can easily serve as a second bedroom or home office, adding flexibility to the layout. Just steps from the water, shops, restaurants, and fitness facilities, you'll also enjoy easy access to Friday Harbour's exclusive amenities: the Beach Club, The Nest 18-hole golf course, Lake Club, 200-acre Nature Preserve, 7 km of hiking trails, state-of-the-art conference centre, shuttle service, and so much more. Experience a vibrant year-round community where every day feels like a getaway! **EXTRAS** Lifestyle Investment: Lake Club Fee $192.16/Month, Annual Fee $1,292.10/Year. Buyer to pay 2% plus HST FH association fee

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
Below what recent sales support
$496Kautomated estimate, from recent sales

Listed at $449,000, about 9% below our estimate of $496K (homes like it typically land between $461K and $521K).

List price
$449KBelow our range$521KAbove our range

Total price vs nearby homes. Fair value about $496K, learned from recent GTA sales.

The market behind the math, in Rural Innisfil
3sold nearby · 90 days
117days on market so far
Buyer's market
Buyer's marketSeller's market

About 29 months of inventory: 29 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $691/sqft against an area asking average of $622/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $345K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($691/sqft) is above the area, which usually points to a smaller or more efficient layout.

Based on 21 homes sold in this building over the past two years, from 75 closings in Rural Innisfil.

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Other Homes For Sale In Rural Innisfil

For sale in Rural Innisfil now · asking prices

How This Price Compares

$448kavg asking

Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.

Per square foot, these ask about $586/sqft; this home lists at $691/sqft.

The 5 closest in price of 46 for sale in Rural Innisfil.

See all comparable homes
$449kThis home$449k$459k$435k$465k$430kThis home vs active comparables

Neighbourhood & Location

Rural Innisfil, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

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Affordability & Mortgage

Estimated Mortgage
$2,046/mo
$102KIncome needed
4.4×Price ÷ income
$472Weekly cost
$5,455Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%Mortgage
Mortgage is 71% of the monthly costMortgage $2,046Property tax $274Condo fee $576Total carry $2,896
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,006per month

Mortgage amount $359,200 · 4.59% over 25 years

$89,800Down payment (20.0%)
$359,200Loan before insurance
$0CMHC premium
$2,856Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,006
Property tax
$274
Condo / maintenance fees
$576
Heating
$0
Estimated monthly cost
$2,856

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,455
Estimated closing costs
$5,455

Plus your down payment of $89,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$2,426/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$242,626Total interest paid
$601,826Total of all payments
Principal $359,200 Interest $242,626
YearPrincipalInterestBalance
1$7,905$16,168$351,295
2$8,272$15,801$343,024
3$8,656$15,417$334,368
4$9,057$15,016$325,311
5$9,478$14,595$315,833
6$9,918$14,155$305,915
7$10,378$13,695$295,536
8$10,860$13,213$284,676
9$11,365$12,709$273,311
10$11,892$12,181$261,419
11$12,444$11,629$248,975
12$13,022$11,051$235,953
13$13,627$10,446$222,326
14$14,259$9,814$208,067
15$14,921$9,152$193,146
16$15,614$8,459$177,532
17$16,339$7,734$161,193
18$17,097$6,976$144,096
19$17,891$6,182$126,205
20$18,722$5,351$107,483
21$19,591$4,482$87,892
22$20,501$3,572$67,391
23$21,452$2,621$45,939
24$22,448$1,625$23,491
25$23,491$583$0

At the end of your 5-year term

Total paid over the term
$120,365
Principal paid down
$43,367
Interest paid
$76,998
Balance remaining
$315,833

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About A109-241 Sea Ray Avenue

What is the asking price for A109-241 Sea Ray Avenue?

It is listed at $449,000.

How many bedrooms and bathrooms does A109-241 Sea Ray Avenue have?

1+1 bedrooms, and 1 bathroom.

How big is A109-241 Sea Ray Avenue?

The listing gives 600-699 sq ft of living space.

Does A109-241 Sea Ray Avenue have parking?

1 garage space.

What are the property taxes on A109-241 Sea Ray Avenue?

$3,283 a year, for 2025.

Is there an offer date for A109-241 Sea Ray Avenue?

The listing does not state an offer date.

When was A109-241 Sea Ray Avenue listed?

It came on the market on July 15, 2026.

Who is the listing brokerage for A109-241 Sea Ray Avenue?

RE/MAX Realtron Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of A109-241 Sea Ray Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Realtron Realty Inc. MLS®/PropTx.

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A109-241 SEA RAY AVENUE, INNISFIL, ON · Listed By RE/MAX Realtron Realty Inc.

Your request goes to Team Asgarian, RE/MAX Hallmark Realty Ltd. We'll call to discuss your request and confirm a time.

Top 1% of agents in Canada · 5.0 / 300+ reviews across the web

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Discuss Your Home's Value

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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