D431-333 Sea Ray Avenue, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13884964

$459,000
For Sale
Listed 29 Days Ago

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2BedroomsBeds
2BathroomsBaths
1Garage
800-899Sq ft

Listed By Century 21 Leading Edge Realty Inc.

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Key Facts

Property type
Condo Apartment, Apartment
Basement
None
Parking
1 garage (underground)
Property tax
$4,574 / 2026
Offer date
None stated
Cross streets
Big Bay Point Rd / Friday Dr
Days on market
29
Maintenance
$750/mo
All Facts And 4 Rooms, Floor By Floor
Property type
Condo Apartment, Apartment
MLS®
N13884964
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Big Bay Point Rd / Friday Dr
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Concrete
Maintenance
$750/mo
Exposure
South West
Property tax
$4,574 / 2026
Days on market
29
Offer date
None stated
Listing brokerage
Century 21 Leading Edge Realty Inc.
Living RoomMain

laminate · w/o to balcony · combined w/kitchen

KitchenMain

stainless steel appl · backsplash · combined w/living

Primary BedroomMain

4 pc ensuite · large window · closet

Bedroom 2Main

laminate · closet

About This Home

From The Listing Description By Century 21 Leading Edge Realty Inc.

In short

  • Welcome to this bright and immaculate 2 bedroom, 2 bath, top floor unit at the luxury Friday Harbour.
  • This spacious 840 sq ft unit boasts a modern open-concept floor plan with 2 bedroom split layout, a gorgeous upgraded kitchen, and a large private balcony, perfect...
  • Two good sized bedrooms, and the primary bedroom comes with a stunning 4pc ensuite, and a large closet with custom built-in cabinetry.
  • On Lake Simcoe's Friday Harbour, offering the ultimate in a 4 season luxury resort.
  • The prestigious Lake Club offers a fitness centre, tennis, basketball, and pickleball courts, a stunning outdoor pool, kayaking, boat & canoe rental facilities.
Read The Full Description

Welcome to this bright and immaculate 2 bedroom, 2 bath, top floor unit at the luxury Friday Harbour. This spacious 840 sq ft unit boasts a modern open-concept floor plan with 2 bedroom split layout, a gorgeous upgraded kitchen, and a large private balcony, perfect for entertaining, or relaxing with a cup of coffee. Two good sized bedrooms, and the primary bedroom comes with a stunning 4pc ensuite, and a large closet with custom built-in cabinetry. Tons of modern touches and upgrades throughout, including elegant light fixtures, a large built-in TV wall mount, and motorized zebra blinds. Completely turn key - available fully furnished! On Lake Simcoe's Friday Harbour, offering the ultimate in a 4 season luxury resort. A beach and marina lifestyle, with both exciting summer and winter activities to enjoy. A 200 acre nature preserve, with scenic hiking and nature trails, and a golfer's paradise. The prestigious Lake Club offers a fitness centre, tennis, basketball, and pickleball courts, a stunning outdoor pool, kayaking, boat & canoe rental facilities. Enjoy a stroll by the board walk and take in the marina, retail shops, cafes, year-round vibrant entertainment and much more! Luxury resort offering the best in recreation and lakeside living. Applicable fees are as the following: Condo: $749.66/month, Lake Club Resort Fee:$230.60/month, Annual Resort Fee: $1,793.99/Year. Buyer to pay a one time entry fee of 2% plus HST to the Resort Association on closing.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
Ask and recent sales differ
$686Kautomated estimate, from recent sales

Listed at $459,000, about 33% below our estimate of $686K (homes like it typically land between $638K and $720K).

List price
$459KBelow our range$720KAbove our range

Total price vs nearby homes. Fair value about $686K, learned from recent GTA sales.

The market behind the math, in Rural Innisfil
3sold nearby · 90 days
29days on market so far
$2,368/moest. rent · 8 leases
6.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 31 months of inventory: 31 condo apartment homes for sale in the area against 3 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $540/sqft against an area asking average of $653/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $469K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 21 homes sold in this building over the past two years, from 75 closings in Rural Innisfil.

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of D431-333 Sea Ray Avenue. Signed-in members see each price, verified against board records.

Other Homes For Sale In Rural Innisfil

For sale in Rural Innisfil now · asking prices

How This Price Compares

$463kavg asking

Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.

Per square foot, these ask about $592/sqft; this home lists at $540/sqft.

The 5 closest in price of 46 for sale in Rural Innisfil.

See all comparable homes
$459kThis home$465k$449k$449k$474k$479kThis home vs active comparables

Neighbourhood & Location

Rural Innisfil, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

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Affordability & Mortgage

Estimated Mortgage
$2,092/mo
$111KIncome needed
4.2×Price ÷ income
$483Weekly cost
$5,655Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%Mortgage
Mortgage is 65% of the monthly costMortgage $2,092Property tax $381Condo fee $750Total carry $3,223
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,051per month

Mortgage amount $367,200 · 4.59% over 25 years

$91,800Down payment (20.0%)
$367,200Loan before insurance
$0CMHC premium
$3,182Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,051
Property tax
$381
Condo / maintenance fees
$750
Heating
$0
Estimated monthly cost
$3,182

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,655
Estimated closing costs
$5,655

Plus your down payment of $91,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$2,480/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$248,030Total interest paid
$615,230Total of all payments
Principal $367,200 Interest $248,030
YearPrincipalInterestBalance
1$8,081$16,529$359,119
2$8,456$16,153$350,664
3$8,848$15,761$341,815
4$9,259$15,350$332,556
5$9,689$14,920$322,867
6$10,139$14,470$312,728
7$10,610$14,000$302,118
8$11,102$13,507$291,016
9$11,618$12,992$279,398
10$12,157$12,452$267,241
11$12,721$11,888$254,520
12$13,312$11,297$241,208
13$13,930$10,679$227,278
14$14,577$10,032$212,701
15$15,254$9,356$197,448
16$15,962$8,647$181,486
17$16,703$7,906$164,783
18$17,478$7,131$147,305
19$18,290$6,320$129,015
20$19,139$5,470$109,877
21$20,027$4,582$89,849
22$20,957$3,652$68,892
23$21,930$2,679$46,962
24$22,948$1,661$24,014
25$24,014$596$0

At the end of your 5-year term

Total paid over the term
$123,046
Principal paid down
$44,333
Interest paid
$78,713
Balance remaining
$322,867

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About D431-333 Sea Ray Avenue

What is the asking price for D431-333 Sea Ray Avenue?

It is listed at $459,000.

How many bedrooms and bathrooms does D431-333 Sea Ray Avenue have?

2 bedrooms, and 2 bathrooms.

How big is D431-333 Sea Ray Avenue?

The listing gives 800-899 sq ft of living space.

Does D431-333 Sea Ray Avenue have parking?

1 garage space.

What are the property taxes on D431-333 Sea Ray Avenue?

$4,574 a year, for 2026.

Is there an offer date for D431-333 Sea Ray Avenue?

The listing does not state an offer date.

When was D431-333 Sea Ray Avenue listed?

It came on the market on October 10, 2026.

Who is the listing brokerage for D431-333 Sea Ray Avenue?

Century 21 Leading Edge Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of D431-333 Sea Ray Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Leading Edge Realty Inc. MLS®/PropTx.

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D431-333 SEA RAY AVENUE, INNISFIL, ON · Listed By Century 21 Leading Edge Realty Inc.

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