219 SEGUIN Street, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13097348

$1,675,000
For Sale
Listed 165 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Brand New Inventory Directly from the Builder, Plaza.
  • This Move -in Ready Home in the Heart of the Oak Ridges Features 4 Spacious Bedrooms, 4 Modern Bathrooms and an Amazing Open - Concept Main Floor.
  • Enjoy an Incredible Double Car Garage and a Beautiful Private Backyard.
  • Surrounded by Nature yet Minutes to Amenities, Major Highways , Go Transit, YRT, and Viva.

Brand New Inventory Directly from the Builder, Plaza. Never lived in Detached in the Community of King East Estates. This Move -in Ready Home in the Heart of the Oak Ridges Features 4 Spacious Bedrooms, 4 Modern Bathrooms and an Amazing Open - Concept Main Floor. Enjoy an Incredible Double Car Garage and a Beautiful Private Backyard. Surrounded by Nature yet Minutes to Amenities, Major Highways , Go Transit, YRT, and Viva. Photos are Virtually Staged and may be Altered or Modified. All Appliances are not Included. Taxes not yet Assessed.

Key facts

Property type
Detached, 2-Storey
MLS®
N13097348
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
40 × 106 ft
Cross streets
Yonge and King Rd
Parking
2 garage · 4 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Days on market
165
Listing brokerage
HOMELIFE LANDMARK REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Jefferson
$1.41M
Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Mill Pond
$1.50M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,634/mo
$329KIncome needed
5.1×Price ÷ income
$1,762Weekly cost
$29,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $7,634Estimated property tax $1,047Total carry $8,681

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,409per month

Mortgage amount $1,340,000 · 4.49% over 25 years

$335,000Down payment (20.0%)
$1,340,000Loan before insurance
$0CMHC premium
$8,456Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,409
Estimated property tax
$1,047
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,456

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,975
Estimated closing costs
$29,975

Plus your down payment of $335,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,968/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$882,727Total interest paid
$2,222,727Total of all payments
Principal $1,340,000 Interest $882,727
YearPrincipalInterestBalance
1$29,903$59,006$1,310,097
2$31,261$57,648$1,278,836
3$32,680$56,229$1,246,156
4$34,164$54,745$1,211,992
5$35,715$53,194$1,176,277
6$37,337$51,572$1,138,940
7$39,032$49,877$1,099,908
8$40,804$48,105$1,059,104
9$42,657$46,252$1,016,447
10$44,594$44,315$971,853
11$46,618$42,291$925,235
12$48,735$40,174$876,500
13$50,948$37,961$825,552
14$53,261$35,648$772,291
15$55,679$33,230$716,611
16$58,207$30,702$658,404
17$60,850$28,059$597,553
18$63,613$25,296$533,940
19$66,501$22,408$467,439
20$69,521$19,388$397,918
21$72,677$16,232$325,241
22$75,977$12,932$249,263
23$79,427$9,482$169,836
24$83,033$5,876$86,803
25$86,803$2,106$0

At the end of your 5-year term

Total paid over the term
$444,545
Principal paid down
$163,723
Interest paid
$280,822
Balance remaining
$1,176,277

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $11,725− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $54,159

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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