223 Seguin Street, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13835726

$1,499,000
For Sale
Listed 21 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Welcome to the prestigious King East Estates community in the heart of Oak Ridges.
  • This stunning 3,400 sq. ft. detached home offers 4 spacious bedrooms, 4 bathrooms, exceptional upgrades, and an impressive double car garage.
  • The bright, open concept main floor features 9 ft ceilings, pot lights, elegant crown moulding with ambient lighting, beautiful oak hardwood flooring, and an oak...
  • Upstairs, the spacious primary retreat is filled with natural light from oversized windows and features a walk in closet and a luxurious 5 piece ensuite, beautifully...
  • Enjoy a beautiful private backyard and the perfect combination of luxury, comfort, and convenience.

Welcome to the prestigious King East Estates community in the heart of Oak Ridges! This stunning 3,400 sq. ft. detached home offers 4 spacious bedrooms, 4 bathrooms, exceptional upgrades, and an impressive double car garage.The bright, open concept main floor features 9 ft ceilings, pot lights, elegant crown moulding with ambient lighting, beautiful oak hardwood flooring, and an oak staircase. The thoughtfully designed layout includes spacious living and dining areas, a separate main floor office, and a modern kitchen featuring a centre island and breakfast area, perfect for everyday living and entertaining.Upstairs, the spacious primary retreat is filled with natural light from oversized windows and features a walk in closet and a luxurious 5 piece ensuite, beautifully finished with large format porcelain tiles, a frameless glass shower, double vanity, and freestanding bathtub. All additional bedrooms offer generous space, large windows, and closets.Enjoy a beautiful private backyard and the perfect combination of luxury, comfort, and convenience. Surrounded by nature yet just minutes from shopping, parks, major highways, GO Transit, YRT, and Viva, this exceptional property offers an outstanding opportunity to own a beautiful home in one of Oak Ridges' most desirable communities.Photos may be virtually staged, altered, or modified. Appliances are not included. Property taxes have not yet been assessed.

Key facts

Property type
Detached, 2-Storey
MLS®
N13835726
Bedrooms
4
Bathrooms
4
Size
3000-3500 sq ft
Lot
40.02 × 107.71 ft
Cross streets
Bathurst St & King Rd
Parking
2 garage · 4 parking (attached)
Driveway
Available
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,169 / 2025
Days on market
21
Listing brokerage
LUXURY HOMES WORLD INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Jefferson
$1.41M
Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Mill Pond
$1.50M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,832/mo
$276KIncome needed
5.4×Price ÷ income
$1,577Weekly cost
$26,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,832Property tax $431Total carry $7,263

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,631per month

Mortgage amount $1,199,200 · 4.49% over 25 years

$299,800Down payment (20.0%)
$1,199,200Loan before insurance
$0CMHC premium
$7,061Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,631
Property tax
$431
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,061

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,455
Estimated closing costs
$26,455

Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,025/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$789,975Total interest paid
$1,989,175Total of all payments
Principal $1,199,200 Interest $789,975
YearPrincipalInterestBalance
1$26,761$52,806$1,172,439
2$27,976$51,591$1,144,463
3$29,246$50,321$1,115,217
4$30,574$48,993$1,084,642
5$31,962$47,605$1,052,680
6$33,414$46,153$1,019,266
7$34,931$44,636$984,336
8$36,517$43,050$947,819
9$38,175$41,392$909,644
10$39,908$39,659$869,736
11$41,720$37,847$828,016
12$43,614$35,953$784,402
13$45,595$33,972$738,807
14$47,665$31,902$691,142
15$49,829$29,738$641,314
16$52,091$27,476$589,222
17$54,456$25,111$534,766
18$56,929$22,638$477,837
19$59,514$20,053$418,323
20$62,216$17,351$356,107
21$65,041$14,526$291,066
22$67,994$11,573$223,072
23$71,081$8,486$151,991
24$74,309$5,258$77,682
25$77,682$1,885$0

At the end of your 5-year term

Total paid over the term
$397,835
Principal paid down
$146,520
Interest paid
$251,315
Balance remaining
$1,052,680

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
4.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $5,169− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $60,715

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LUXURY HOMES WORLD INC.. MLS®/PropTx.

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