237 Seguin Street, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13858040
About this home
In short
- Brand-new inventory directly from the builder, Plaza.
- This move-in-ready home features 4 spacious bedrooms, 4 modern bathrooms, and a bright, open-concept main floor designed for comfortable everyday living and entertaining.
- Additional features include a convenient side-door entrance, double-car garage, and a beautiful private backyard.
Brand-new inventory directly from the builder, Plaza! Welcome to this never-lived-in detached home in the sought-after community of King East Estates, ideally located in the heart of Oak Ridges. This move-in-ready home features 4 spacious bedrooms, 4 modern bathrooms, and a bright, open-concept main floor designed for comfortable everyday living and entertaining. Additional features include a convenient side-door entrance, double-car garage, and a beautiful private backyard. Surrounded by nature while still just minutes from everyday amenities, major highways, GO Transit, YRT, and VIVA. Photos have been virtually staged and may have been altered or modified. Appliances are not included. Property taxes have not yet been assessed.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13858040
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 40 × 102 ft
- Cross streets
- Bathurst Street / King Road
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Separate Entrance
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Days on market
- 17
- Listing brokerage
- NORDALE REALTY & ASSOCIATES INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $569/sqft; this home lists at $636/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,400,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,741
- Estimated property tax
- $1,094
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,835
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $31,475
- Estimated closing costs
- $31,475
Plus your down payment of $350,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $464,450
- Principal paid down
- $171,054
- Interest paid
- $293,396
- Balance remaining
- $1,228,946
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NORDALE REALTY & ASSOCIATES INC.. MLS®/PropTx.