15501 Ninth Line, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13448264

$3,998,000
For Sale
Listed 126 days agoNo offer date statedSitting longer than typical
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3Bedrooms
7Bathrooms
3Garage
3000-3500Sq ft

About this home

In short

  • Set on 13 acres of private land, this exceptional estate offers unmatched space, privacy, and lifestyle.
  • Located in a prestigious area of Stouvffville, just minutes from shopping, schools, amenities, and a 10-minute drive to Highway 404.
  • The home features a gourmet chef's kitchen, perfect for entertaining or daily culinary enjoyment.
  • The soaring 2-story great room showcases a floor-to-ceiling 2-sided stone fireplace and a dramatic wall of windows overlooking the lush grounds.
  • Outdoors, enjoy the heated in-ground saltwater pool or take a short walk to the horse paddocks with two run-in shelters.

This is the one! Set on 13 acres of private land, this exceptional estate offers unmatched space, privacy, and lifestyle. Located in a prestigious area of Stouvffville, just minutes from shopping, schools, amenities, and a 10-minute drive to Highway 404. The home features a gourmet chef's kitchen, perfect for entertaining or daily culinary enjoyment. The soaring 2-story great room showcases a floor-to-ceiling 2-sided stone fireplace and a dramatic wall of windows overlooking the lush grounds. The primary suite serves as a serene retreat, complete with a built-in dressing room and a spa-like ensuite. Originally 4 bedrooms, can be converted back. Designed for recreation and wellness, the residence includes a sauna and a spacious basement with oversized on utilities. Outdoors, enjoy the heated in-ground saltwater pool or take a short walk to the horse paddocks with two run-in shelters. A seamless blend of leisure and equestrian lifestyle. A rare opportunity to own a private estate that combines refined living, luxury amenities, and expansive land in one exceptional property.

Key facts

Property type
Detached, Bungaloft
MLS®
N13448264
Bedrooms
3
Bathrooms
7 (2 half)
Size
3000-3500 sq ft
Lot
339.5 × 1680 ft
Cross streets
NINTH LINE/ AURORA RD
Parking
3 garage (attached)
Driveway
Private
Basement
Finished
Heating
Heat Pump
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Shingles
Sewer
Septic
Pool
Inground, Salt
Property tax
$16,169 / 2025
Days on market
126
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Bedroom 3Second18.40 × 13.10 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Primary BedroomMain25.50 × 20.30 m

5 pc ensuite · b/i closet · picture window

Bedroom 2Main17.30 × 13.30 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Family RoomMain28.50 × 21.60 m

fireplace · hardwood floor · wood trim

BreakfastMain19.20 × 13.20 m

w/o to deck · hardwood floor · overlooks family

KitchenMain19.00 × 19.20 m

centre island · hardwood floor · pantry

OfficeSecond19.20 × 18.20 m

b/i bookcase · murphy bed · overlooks family

Our TakeTeam Asgarian · Broker
A discount is typical here
$3.81Mlikely sale price

Listed at $3,998,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $3.81M, if it sells. A realistic range is $3.57M to $4.30M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

Longer on the market than typical. 126 days on the market against about 56 for homes like it here, and asking 37% above where comparable closings put it.

List price
$3.57MBelow recent closings$4.30MAbove recent closings

Total price vs nearby homes. Likely closing about $3.81M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
126days on market so far
$7,127/moest. rent · 5 leases
2.1%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 8.5 months of inventory: 68 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,230/sqft against an area asking average of $1,046/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.65M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Rural Whitchurch-Stouffville, so I widened the search to the surrounding area.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$3.18Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.21M, which is where my estimate comes from.

Per square foot, these ask about $904/sqft; this home lists at $1,230/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
4.00MThis home4.00M2.29M3.08M3.85M2.67MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$18,222/mo
$738KIncome needed
5.4×Price ÷ income
$4,205Weekly cost
$86,425Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $18,222Property tax $1,347Total carry $19,569

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,685per month

Mortgage amount $3,198,400 · 4.49% over 25 years

$799,600Down payment (20.0%)
$3,198,400Loan before insurance
$0CMHC premium
$19,032Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,685
Property tax
$1,347
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$19,032

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,425
Estimated closing costs
$86,425

Plus your down payment of $799,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$21,404/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,106,951Total interest paid
$5,305,351Total of all payments
Principal $3,198,400 Interest $2,106,951
YearPrincipalInterestBalance
1$71,375$140,839$3,127,025
2$74,615$137,599$3,052,410
3$78,003$134,211$2,974,407
4$81,545$130,669$2,892,862
5$85,247$126,967$2,807,615
6$89,118$123,096$2,718,497
7$93,164$119,050$2,625,332
8$97,394$114,820$2,527,938
9$101,816$110,398$2,426,122
10$106,439$105,775$2,319,683
11$111,272$100,942$2,208,411
12$116,324$95,890$2,092,087
13$121,606$90,608$1,970,481
14$127,127$85,087$1,843,354
15$132,899$79,315$1,710,455
16$138,933$73,281$1,571,521
17$145,241$66,973$1,426,280
18$151,836$60,378$1,274,444
19$158,730$53,484$1,115,714
20$165,937$46,277$949,777
21$173,471$38,743$776,306
22$181,347$30,867$594,958
23$189,581$22,633$405,377
24$198,189$14,025$207,188
25$207,188$5,026$0

At the end of your 5-year term

Total paid over the term
$1,061,070
Principal paid down
$390,785
Interest paid
$670,285
Balance remaining
$2,807,615

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rural Whitchurch-Stouffville$7,127/mo
$85,524Gross annual rent
1.5%Cap rate after taxes and upkeep
$6,272 to $7,982Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $6,075 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,127. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.1%
Gross yield
− Property tax $16,169− Insurance $1,400− Vacancy & upkeep $9,408Net operating income $58,548

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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