16 Windsor Drive, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N14071794

$1,498,000
For Sale
Listed 5 days agoNo offer date stated
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3+1Bedrooms
5Bathrooms
2Garage · 7 parking
3000-3500Sq ft

About this home

In short

  • Magnificent custom built 6 year new home overlooking Musselman Lake with picturesque panoramic views of nature and water. a long double concrete heated driveway lets...
  • This house feature heated floor throughout all 4 levels, the main level is open concept with double walkout doors to a heated patio and a large deck.
  • The 3rd floor loft is a multipurpose room featuring a full bathroom, wet bar, skylight and walkout to a huge sundeck with breathtaking lake views.

Magnificent custom built 6 year new home overlooking Musselman Lake with picturesque panoramic views of nature and water. a long double concrete heated driveway lets you in this ultra luxury home with 10 foot smooth ceilings on the main floor and 9 foot ceilings on upper and lower floors, as well as high cathedral vaulted ceilings in the second bedroom and the 3rd floor loft. This house feature heated floor throughout all 4 levels, the main level is open concept with double walkout doors to a heated patio and a large deck. The 3rd floor loft is a multipurpose room featuring a full bathroom, wet bar, skylight and walkout to a huge sundeck with breathtaking lake views.

Key facts

Property type
Detached, 3-Storey
MLS®
N14071794
Bedrooms
3+1 (4 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
50 × 187.92 ft
Cross streets
Bloomington/9th Line
Parking
2 garage · 7 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Metal/Steel Siding, Stone
Foundation
Poured Concrete
Roof
Metal
Sewer
Septic
Property tax
$7,110 / 2026
Days on market
5
Listing brokerage
HOMELIFE/BAYVIEW REALTY INC.

Rooms

Bedroom 3Second4.30 × 3.40 m

hardwood floor · b/i closet · semi ensuite

Primary BedroomSecond5.10 × 4.85 m

hardwood floor · walk-in closet(s) · 6 pc ensuite

Living RoomMain5.70 × 3.10 m

hardwood floor · pot lights · combined w/dining

Bedroom 4Lower5.05 × 2.80 m

laminate · window · pot lights

Bedroom 2Second5.45 × 3.65 m

hardwood floor · b/i closet · semi ensuite

RecreationLower8.80 × 7.10 m

laminate · 3 pc bath · pot lights

KitchenMain7.15 × 3.00 m

hardwood floor · centre island · eat-in kitchen

Family RoomMain5.70 × 3.00 m

hardwood floor · gas fireplace · w/o to yard

Dining RoomMain5.70 × 3.00 m

hardwood floor · pot lights · window

LoftThird8.50 × 6.15 m

cathedral ceiling(s) · 3 pc ensuite · w/o to sundeck

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$1.90Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $650/sqft; this home lists at $461/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.50MThis home2.29M1.60M1.30M1.90M2.39MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,827/mo
$282KIncome needed
5.3×Price ÷ income
$1,576Weekly cost
$26,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,827Property tax $592Total carry $7,420

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,626per month

Mortgage amount $1,198,400 · 4.49% over 25 years

$299,600Down payment (20.0%)
$1,198,400Loan before insurance
$0CMHC premium
$7,219Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,626
Property tax
$593
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,219

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,435
Estimated closing costs
$26,435

Plus your down payment of $299,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,020/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$789,448Total interest paid
$1,987,848Total of all payments
Principal $1,198,400 Interest $789,448
YearPrincipalInterestBalance
1$26,743$52,771$1,171,657
2$27,957$51,556$1,143,699
3$29,227$50,287$1,114,473
4$30,554$48,960$1,083,919
5$31,941$47,573$1,051,978
6$33,391$46,123$1,018,586
7$34,907$44,606$983,679
8$36,492$43,022$947,186
9$38,149$41,365$909,037
10$39,881$39,632$869,156
11$41,692$37,822$827,464
12$43,585$35,929$783,878
13$45,564$33,950$738,314
14$47,633$31,881$690,681
15$49,796$29,718$640,886
16$52,057$27,457$588,829
17$54,420$25,094$534,409
18$56,891$22,623$477,518
19$59,474$20,040$418,044
20$62,174$17,339$355,869
21$64,997$14,516$290,872
22$67,949$11,565$222,923
23$71,034$8,480$151,890
24$74,259$5,255$77,631
25$77,631$1,883$0

At the end of your 5-year term

Total paid over the term
$397,570
Principal paid down
$146,422
Interest paid
$251,147
Balance remaining
$1,051,978

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $7,110− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $58,774

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.

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