18 Kennedy Lane, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13797006

$2,499,000
For Sale
Listed 32 days agoNo offer date stated
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4Bedrooms
5Bathrooms
4Garage
3500-5000Sq ft

About this home

In short

  • Exceptional Opportunity To Own A Spectacular 7.96-Acre Private Country Estate Offering Exceptional Space, Privacy, Versatility And Long-Term Potential.
  • The Property Features A Spacious 3,776 Sq.
  • Two-Storey Residence Plus A Finished Basement, Offering Over 4,500 Sq.
  • The Charming Cape Cod-Style Home Offers 4+1 Bedrooms, The North Wing Offers A Separate Entrance And A Fully Self-Contained Approximately 800 Sq.
  • An Outstanding Opportunity For Equestrian Enthusiasts, Hobby Farmers, Contractors Or Those Seeking A Live-Work Lifestyle, The Property Features Over 5,000 Sq.

Exceptional Opportunity To Own A Spectacular 7.96-Acre Private Country Estate Offering Exceptional Space, Privacy, Versatility And Long-Term Potential. A Picturesque Tree-Lined Driveway Welcomes You To This Peaceful Retreat, Surrounded By Meadows, Mature Trees And Breathtaking Forest Views. The Property Features A Spacious 3,776 Sq. Ft. Two-Storey Residence Plus A Finished Basement, Offering Over 4,500 Sq. Ft. Of Total Living Space. The Charming Cape Cod-Style Home Offers 4+1 Bedrooms, The North Wing Offers A Separate Entrance And A Fully Self-Contained Approximately 800 Sq. Ft. One-Bedroom Apartment, Ideal For Extended Family, Guests Or Potential Rental Income. An Outstanding Opportunity For Equestrian Enthusiasts, Hobby Farmers, Contractors Or Those Seeking A Live-Work Lifestyle, The Property Features Over 5,000 Sq. Ft. Of Outbuildings, Including Box Stalls With Tack Room, Two Run-In Sheds, A 3-Bay Shop And A Versatile 20' X 50' Workshop/Garage. The Expansive Grounds Provide Ample Space For Horse Riding, Training, Recreation And A Variety Of Outdoor Pursuits. Equipped With 2 X 200 AMP Electrical Services And Extensive Existing Infrastructure, This Unique Estate Offers Remarkable Flexibility For A Wide Range Of Uses. Close To Everyday Amenities, The Property Is Just Minutes From Stouffville Town Centre, Shopping And Schools, With Easy Access To Hwy 404, Markham And Richmond Hill, And Approximately 40 Minutes To Downtown Toronto. A Truly Rare Offering That Combines The Tranquility And Privacy Of Country Estate Living With The Convenience And Connectivity Of The City.

Key facts

Property type
Detached, 2-Storey
MLS®
N13797006
Bedrooms
4
Bathrooms
5 (2 half)
Size
3500-5000 sq ft
Lot
211.06 × 1211.92 ft
Cross streets
Kennedy Road / Stouffville Rd
Parking
4 garage (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$10,545 / 2026
Days on market
32
Listing brokerage
SMART SOLD REALTY

Rooms

RecreationBasement10.21 × 4.47 m

laminate · fireplace · pot lights

KitchenMain5.94 × 3.33 m

ceramic floor · centre island · pot lights

Bedroom 4Second6.86 × 3.81 m

hardwood floor · 3 pc bath · window

Primary BedroomSecond3.71 × 9.10 m

hardwood floor · 3 pc ensuite · double closet

BreakfastMain5.94 × 3.33 m

ceramic floor · combined w/kitchen · picture window

Bedroom 3Second3.99 × 3.94 m

hardwood floor · closet · window

OfficeMain4.57 × 3.20 m

hardwood floor · b/i shelves · picture window

Living RoomMain5.79 × 3.89 m

hardwood floor · fireplace · crown moulding

Great RoomMain5.77 × 4.45 m

hardwood floor · separate room · picture window

Family RoomMain6.43 × 3.61 m

hardwood floor · w/o to yard · fireplace

Bedroom 2Second5.00 × 3.94 m

hardwood floor · walk-in closet(s) · window

Dining RoomMain3.91 × 3.66 m

hardwood floor · separate room · crown moulding

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$2.22Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $521/sqft; this home lists at $588/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.50MThis home2.67M2.30M2.27M1.84M2.00MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stouffville
$1.19M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$11,390/mo
$464KIncome needed
5.4×Price ÷ income
$2,628Weekly cost
$48,950Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $11,390Property tax $879Total carry $12,268

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,054per month

Mortgage amount $1,999,200 · 4.49% over 25 years

$499,800Down payment (20.0%)
$1,999,200Loan before insurance
$0CMHC premium
$11,933Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,054
Property tax
$879
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,933

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,950
Estimated closing costs
$48,950

Plus your down payment of $499,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$13,379/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,316,976Total interest paid
$3,316,176Total of all payments
Principal $1,999,200 Interest $1,316,976
YearPrincipalInterestBalance
1$44,614$88,033$1,954,586
2$46,639$86,008$1,907,947
3$48,757$83,890$1,859,190
4$50,971$81,676$1,808,220
5$53,285$79,362$1,754,935
6$55,704$76,943$1,699,230
7$58,233$74,414$1,640,997
8$60,877$71,770$1,580,119
9$63,642$69,005$1,516,478
10$66,531$66,116$1,449,947
11$69,552$63,095$1,380,395
12$72,710$59,937$1,307,685
13$76,011$56,636$1,231,674
14$79,462$53,185$1,152,211
15$83,070$49,577$1,069,141
16$86,842$45,805$982,299
17$90,785$41,862$891,514
18$94,907$37,740$796,607
19$99,216$33,431$697,391
20$103,721$28,926$593,670
21$108,430$24,217$485,240
22$113,353$19,294$371,886
23$118,500$14,147$253,386
24$123,881$8,766$129,505
25$129,505$3,142$0

At the end of your 5-year term

Total paid over the term
$663,235
Principal paid down
$244,265
Interest paid
$418,970
Balance remaining
$1,754,935

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $10,545− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $66,553

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMART SOLD REALTY. MLS®/PropTx.

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