18 Hill Top Trail, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13582952
About this home
In short
- Beautiful 4 bedrooms/4 washrooms detached luxury estate home with over 5000 Sq Ft of Indoor Living Space on a hilltop with unhindered views of Sunrise and Moonrise...
- An outdoor Oasis with 4 level fully renovated and customized deck of over 1200 Sq Ft, surrounded by various matured trees that provide perfect privacy.
- Custom built Conservatory/Sunroom with glass ceiling, heated flooring, separate cooling and heating systems, wood fireplace and 3 entrances.
- A High ceiling caved-in Living room with 8 massive picturesque windows, fireplace and uninterrupted views with access to kitchen, dining area and backyard.
- Primary room with ensuite - heated flooring washroom 5 Pcs including Jacuzzi, 4 Cabico Bathrooms , Finished Basement With 2 Separate Walk Outs, with full heated...
Beautiful 4 bedrooms/4 washrooms detached luxury estate home with over 5000 Sq Ft of Indoor Living Space on a hilltop with unhindered views of Sunrise and Moonrise yearlong.An outdoor Oasis with 4 level fully renovated and customized deck of over 1200 Sq Ft, surrounded by various matured trees that provide perfect privacy. The deck overlooks the 16th hole of the Golf Course, pond, and all season flower and vegetable gardens, with a fenced-in area with gates for pets.Many Extras And Upgrades, see schedule C. Custom built Conservatory/Sunroom with glass ceiling, heated flooring, separate cooling and heating systems, wood fireplace and 3 entrances.A High ceiling caved-in Living room with 8 massive picturesque windows, fireplace and uninterrupted views with access to kitchen, dining area and backyard.Front foyer with double closet and tiles, Massive 10 Seater indoor dining room with a giant bay window overlooking the front lawn. Professionally Designed Custom Built Kraft Maid Kitchen with Island, Granite countertop, No-Flame Induction Cooktop, Two Ovens and Stainless Steel appliances with adjoining additional dining area with walkout deck to backyard. Custom built Anderson Real wood pine windows with oak trim (Most). 200 Amps Electrical Panel is connected to a gas-powered generator that has provisions for upgrades. Fully Computerized Mobile based, self-adjusting, weather controlled 18 zone sprinkler system for the lawn, vegetable and flower gardens, Mechanically and Digitally Controlled Outdoor lights and electric sockets, smart switches and thermostat. Bedrooms with engineered hardwood. Primary room with ensuite - heated flooring washroom 5 Pcs including Jacuzzi, 4 Cabico Bathrooms , Finished Basement With 2 Separate Walk Outs, with full heated flooring washroom, game room and spacious Living room with walk out to Back yard.Furnace and AC (2016), Well System upgraded in 2024, Central Vacuum, Hot water tank Rental, Water treatment system, and much more you see.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13582952
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 114.84 × 262 ft
- Cross streets
- 10 Th Line/ Bethesda Rd
- Parking
- 3 garage · 12 parking (attached)
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $11,962 / 2026
- Days on market
- 91
- Listing brokerage
- RE/MAX CROSSROADS REALTY INC.
Rooms
walk-in closet(s) · hardwood floor · 5 pc ensuite
centre island · granite counters
w/o to garden · b/i bar
hardwood floor · closet
Hardwood Floor
heated floor · walk-out
Overlooks Garden
hardwood floor · closet
Floor/Ceil Fireplace
hardwood floor · closet
double doors · formal rm
w/o to deck · vaulted ceiling(s) · fireplace
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $499/sqft; this home lists at $469/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,596,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,825
- Property tax
- $997
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,821
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,375
- Estimated closing costs
- $36,375
Plus your down payment of $399,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $529,473
- Principal paid down
- $195,002
- Interest paid
- $334,472
- Balance remaining
- $1,400,998
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.