27 Joiner Circle, Whitchurch-Stouffville, ON
Ballantrae, Whitchurch-Stouffville · MLS® N14086148
About this home
In short
- Welcome to Ballantrae's Prestigious Wedgewood Community - The Rosewood by Ballymore, offering 4,368 sq ft of luxury living on a 50 ft wide lot, fully upgraded from...
- Step inside to a grand foyer with upgraded tiles and premium hardwood flooring that flows seamlessly through the main and second fl.
- The modern gourmet kitchen featuring top-brand appliances, gas burner, built-in oven and microwave, large pantry with full-height cabinetry and sink, and an open...
- Upstairs, the primary retreat offers a spa-like 5-piece ensuite with glass shower and soaking tub, plus his-and-her walk-in closets.
- The home features 10 ft ceilings on the main fl and appox 30K upgraded 9 ft basement ceilings with enlarged windows, Additional upgrades include a top-brand water...
Welcome to Ballantrae's Prestigious Wedgewood Community - The Rosewood by Ballymore, offering 4,368 sq ft of luxury living on a 50 ft wide lot, fully upgraded from top to bottom. This is the best fl plan in the subdivision, with a north-front/south-back exposure bringing in beautiful natural light throughout the day. Curb appeal is outstanding, with professional landscaping, upgraded interlocking at the front and back, upgraded double glass front doors, and a wide driveway. Step inside to a grand foyer with upgraded tiles and premium hardwood flooring that flows seamlessly through the main and second fl. The main fl layout is both elegant and flexible: the formal living room can easily be converted into an ensuite bedrm, perfect for multi-generational living or guests, and a main fl office with a large window. The stunning dining rm is open to above and walks out to the side yard. The modern gourmet kitchen featuring top-brand appliances, gas burner, built-in oven and microwave, large pantry with full-height cabinetry and sink, and an open breakfast area overlooking the backyard. The spacious family rm is anchored by a gas fireplace, large windows, and an upgraded waffle ceiling, creating a warm yet upscale gathering space. Premium California shutters throughout. Upstairs, the primary retreat offers a spa-like 5-piece ensuite with glass shower and soaking tub, plus his-and-her walk-in closets. The 2nd and 3rd bedrm share a stylish Jack-and-Jill bathrm and walk out to a balcony, while the 4th bedrm has its own 4-piece ensuite. A convenient 2nd-fl laundry rm. The home features 10 ft ceilings on the main fl and appox 30K upgraded 9 ft basement ceilings with enlarged windows, Additional upgrades include a top-brand water softener system, sump pump, and full-house painting with quality finishes. The private backyard is beautifully finished with interlocking, a gazebo, and a garden shed. This home combines luxury, space, and an exceptional community setting.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14086148
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 49.34 × 106.55 ft
- Cross streets
- Hearthwood Gate
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Unfinished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $8,196 / 2025
- Days on market
- 3
- Listing brokerage
- POWER 7 REALTY
Rooms
hardwood floor · large window · california shutters
hardwood floor · pot lights · w/o to yard
tile floor · double closet · access to garage
hardwood floor · pot lights · fireplace
tile floor · double · glass doors
hardwood floor · 4 pc ensuite · walk-in closet(s)
tile floor · undermount sink · b/i vanity
tile floor · laundry sink · linen closet
tile floor · combined w/kitchen · overlooks backyard
hardwood floor · large window · california shutters
tile floor · b/i appliances · w/o to garden
semi ensuite · walk-in closet(s)
hardwood floor · semi ensuite · w/o to balcony
hardwood floor · 5 pc ensuite · coffered ceiling(s)
Listed at $1,838,800. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $1.75M, if it sells. A realistic range is $1.64M to $1.98M.
Independent value check: $1.59M. Without looking at the asking price, our model values the home itself about 14% below the ask (homes like it typically land between $1.49M and $1.66M).
Why $1.59M. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.25M (39 sales). What sets this one apart:
- ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 1,500 to 2,000.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $8,196 a year; the typical home sold here pays about $5,900.
Total price vs nearby homes. Likely closing about $1.75M, from 24 recent closings in this pocket.
The market behind the math:
About 1.5 months of inventory: 12 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $433/sqft against an area asking average of $608/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.07M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($433/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $516/sqft; this home lists at $433/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Whitchurch-Stouffville: $1.23M in September 2026, down 6% from a year ago, on 377 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Whitchurch-Stouffville as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.29M | 44 |
| November 2025 | $1.24M | 40 |
| December 2025 | $1.42M | 25 |
| January 2026 | $1.25M | 17 |
| February 2026 | $1.23M | 21 |
| March 2026 | $1.29M | 30 |
| April 2026 | $1.33M | 27 |
| May 2026 | $1.23M | 39 |
| June 2026 | $1.26M | 35 |
| July 2026 | $1.16M | 39 |
| August 2026 | $1.23M | 30 |
| September 2026 | $1.23M | 30 |
Neighbourhood & location
Ballantrae, Whitchurch-Stouffville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,471,040 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,134
- Property tax
- $683
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,817
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $33,251
- Estimated closing costs
- $33,251
Plus your down payment of $367,760. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $488,018
- Principal paid down
- $179,734
- Interest paid
- $308,284
- Balance remaining
- $1,291,306
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 26 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $5,029 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,558. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of POWER 7 REALTY. MLS®/PropTx.