3404 Vivian Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13796772

$3,999,000
For Sale
Listed 32 days agoNo offer date stated
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3+2Bedrooms
7Bathrooms
3Garage · 12 parking
3000-3500Sq ft

About this home

In short

  • What if home wasn't simply where you lived, but where you reconnected, recharged, and found space to breathe?
  • Set behind a private gated entrance on 26 acres, this extraordinary custom-built residence offers a rare opportunity to embrace a lifestyle defined by balance...
  • White oak flooring, solid oak doors, and soaring 12-foot ceilings create a warm yet sophisticated backdrop.
  • The primary suite with walls of glass, offers a spa-inspired ensuite with heated floors, custom dressing room, and private deck overlooking the forest from every angle.
  • The fully finished lower level is designed for living well - whether that means movie nights in the theatre room, curating a collection in the custom wine room, or...

What if home wasn't simply where you lived, but where you reconnected, recharged, and found space to breathe? Set behind a private gated entrance on 26 acres, this extraordinary custom-built residence offers a rare opportunity to embrace a lifestyle defined by balance, beauty, and connection to the natural world. Enrolled in the Managed Forest Tax Incentive Program, the property unfolds across mature forest, open landscapes, and winding trails that become part of your daily rhythm. Inspired by Scandinavian design principles, just under 7,000 square feet of thoughtfully curated living space flows between zones of connection and quiet retreat. Expansive European aluminum floor-to-ceiling windows and skylights dissolve the boundary between indoors and out, flooding the home with natural light while framing breathtaking views at every turn. White oak flooring, solid oak doors, and soaring 12-foot ceilings create a warm yet sophisticated backdrop. The kitchen flows seamlessly into dining and living areas, anchored by a stunning sunken living room with 14+ foot ceilings, a gas fireplace, and walls of glass - a dramatic yet deeply grounded space. The primary suite with walls of glass, offers a spa-inspired ensuite with heated floors, custom dressing room, and private deck overlooking the forest from every angle! The fully finished lower level is designed for living well - whether that means movie nights in the theatre room, curating a collection in the custom wine room, or welcoming guests in their own private ensuite retreats, all beneath 11-foot ceilings warmed by radiant in-floor heating. Outside, every season invites a deeper connection to the land. Exceptional architecture, natural beauty, and intentional living - rarely found together, and never far from modern conveniences.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13796772
Bedrooms
3+2 (5 total)
Bathrooms
7 (2 half)
Size
3000-3500 sq ft
Lot
495.53 × 2384.75 ft
Cross streets
Warden & Vivian Road
Parking
3 garage · 12 parking (attached)
Driveway
Private Triple
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$400 / 2025
Days on market
32
Listing brokerage
ROYAL LEPAGE RCR REALTY

Rooms

Bedroom 2Main3.85 × 3.39 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

Dining RoomMain5.72 × 5.40 m

hardwood floor · open concept

Utility RoomBasement2.41 × 3.16 m
Media RoomBasement5.73 × 6.12 m

heated floor · concrete floor

Living RoomMain8.08 × 6.78 m

sunken room · hardwood floor · gas fireplace

FoyerMain4.50 × 4.31 m

tile floor · walk-in closet(s)

LaundryMain2.84 × 2.92 m

tile ceiling · laundry sink · access to garage

Family RoomMain4.01 × 4.43 m

open concept · hardwood floor

RecreationBasement9.63 × 13.43 m

heated floor · concrete floor

Bedroom 4Basement3.46 × 4.00 m

3 pc ensuite · closet · large window

Utility RoomBasement5.73 × 3.48 m
Bedroom 3Main3.85 × 2.99 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

Primary BedroomMain5.03 × 4.49 m

hardwood floor · 5 pc ensuite · walk-out

Bedroom 5Basement4.22 × 6.50 m

3 pc ensuite · double closet · large window

Exercise RoomBasement4.43 × 3.90 m

heated floor · concrete floor · glass doors

KitchenMain4.93 × 5.66 m

b/i appliances · pantry · centre island

Our TakeTeam Asgarian · Broker
No automatic estimate

This is a rare parcel: about 27.13 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$3.18Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.57M, which is where my estimate comes from.

Per square foot, these ask about $904/sqft; this home lists at $1,230/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
4.00MThis home4.00M2.29M3.08M3.85M2.67MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$18,226/mo
$688KIncome needed
5.8×Price ÷ income
$4,206Weekly cost
$86,450Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

100%mortgage
Mortgage $18,226Property tax $33Total carry $18,259

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,689per month

Mortgage amount $3,199,200 · 4.49% over 25 years

$799,800Down payment (20.0%)
$3,199,200Loan before insurance
$0CMHC premium
$17,722Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,689
Property tax
$33
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,722

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,450
Estimated closing costs
$86,450

Plus your down payment of $799,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$21,410/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,107,478Total interest paid
$5,306,678Total of all payments
Principal $3,199,200 Interest $2,107,478
YearPrincipalInterestBalance
1$71,393$140,875$3,127,807
2$74,634$137,633$3,053,173
3$78,023$134,244$2,975,151
4$81,565$130,702$2,893,585
5$85,269$126,998$2,808,317
6$89,140$123,127$2,719,177
7$93,188$119,080$2,625,989
8$97,419$114,849$2,528,571
9$101,842$110,425$2,426,729
10$106,466$105,801$2,320,263
11$111,300$100,967$2,208,963
12$116,353$95,914$2,092,610
13$121,636$90,631$1,970,974
14$127,159$85,108$1,843,815
15$132,932$79,335$1,710,882
16$138,968$73,299$1,571,914
17$145,278$66,989$1,426,636
18$151,874$60,393$1,274,762
19$158,770$53,497$1,115,993
20$165,978$46,289$950,014
21$173,515$38,753$776,500
22$181,393$30,874$595,107
23$189,629$22,638$405,478
24$198,239$14,028$207,240
25$207,240$5,028$0

At the end of your 5-year term

Total paid over the term
$1,061,336
Principal paid down
$390,883
Interest paid
$670,452
Balance remaining
$2,808,317

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rural Whitchurch-Stouffville$6,826/mo
$81,912Gross annual rent
1.8%Cap rate after taxes and upkeep
$6,007 to $7,645Typical rent range
~19 daysTo find a tenant, on average

About the suite: in Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $6,075 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,826. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.0%
Gross yield
− Property tax $400− Insurance $1,400− Vacancy & upkeep $9,010Net operating income $71,101

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.

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