16895 Mccowan Road, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13559116
About this home
In short
- Rare opportunity to build your dream home on a spectacular, beautifully treed 77' x 200'lot in the charming hamlet of Cedar Valley, Stouffville.
- Approved site plan documentation for an approximately 4,400 sq. ft.
- A rare offering in a highly sought-after location, combining natural beauty, privacy and the opportunity to build a truly remarkable custom residence.
Rare opportunity to build your dream home on a spectacular, beautifully treed 77' x 200'lot in the charming hamlet of Cedar Valley, Stouffville. Offering an exceptional blend of privacy, nature and prestige, this remarkable property presents the opportunity to create a one-of-a-kind custom residence in one of Stouffville's most desirable rural communities. Approved site plan documentation for an approximately 4,400 sq. ft. Luxury custom home offers a valuable head start toward bringing your vision to life. Purchasers may also wish to explore today's CMHC and federal housing programs, which may offer financing opportunities for eligible new construction projects. Available options and eligibility will depend on the proposed home and project requirements, and buyers are encouraged to explore these opportunities with CMHC, qualified lenders, and other professionals. Ideally located at the quiet end of McCowan Road near Cherry Street, this peaceful setting offers minimal traffic and an exceptional connection to the outdoors. Enjoy direct access to the extensive York Regional Forest trail system, with endless opportunities for walking, cycling and enjoying nature. Surrounded by prestigious estate homes and set within the scenic Oak Ridges Moraine, this is a rare opportunity to enjoy the tranquility of country living while remaining close to the conveniences of Stouffville and the surrounding GTA Whether you envision an elegant family estate, a sophisticated country retreat or your forever home, this exceptional property provides the setting and potential to make it a reality. A rare offering in a highly sought-after location, combining natural beauty, privacy and the opportunity to build a truly remarkable custom residence. Approved site plan documentation available for serious buyers. Don't miss your chance to secure this exceptional piece of Stouffville real estate and create something truly special.
Key facts
- Property type
- Other, Other
- MLS®
- N13559116
- Lot
- 77 × 200 ft
- Cross streets
- McCowan & Vivian Rd
- Sewer
- None
- Property tax
- $2,395 / 2026
- Days on market
- 98
- Listing brokerage
- RIGHT AT HOME REALTY
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest listings on the market. Homes like this one have recently closed around $1.31M, which is where my estimate comes from.
Per square foot, these ask about $1,464/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 100 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.74M | 9 |
| November 2025 | $2.03M | 10 |
| December 2025 | $1.92M | 10 |
| January 2026 | $1.14M | 5 |
| February 2026 | $1.82M | 8 |
| March 2026 | $1.48M | 7 |
| April 2026 | $1.44M | 7 |
| May 2026 | $1.75M | 13 |
| June 2026 | $2.02M | 8 |
| July 2026 | $1.50M | 9 |
| August 2026 | $1.46M | 6 |
| September 2026 | $1.52M | 8 |
Neighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $792,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,379
- Property tax
- $200
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,579
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,275
- Estimated closing costs
- $16,275
Plus your down payment of $198,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $262,746
- Principal paid down
- $96,768
- Interest paid
- $165,978
- Balance remaining
- $695,232
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 56 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $3,427 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,427. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.