6041 Bloomington Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13841974

$899,999
For Sale
Listed 20 days agoNo offer date stated
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About this home

In short

  • Build Your Dream Home On This Beautiful 1.19 Acre Lot Offering Desirable Southern Exposure And Peaceful Views Backing Onto Open Fields.
  • Enjoy The Perfect Blend Of Privacy And Convenience With Easy Access To Highways 407 & 404 And The Unionville GO Station For Effortless Commuting.
  • A Fantastic Opportunity To Build In A Sought-After Area.

Build Your Dream Home On This Beautiful 1.19 Acre Lot Offering Desirable Southern Exposure And Peaceful Views Backing Onto Open Fields. A Rare Opportunity To Create Your Custom Estate In A Prime Location With Natural Gas Available At The Lot Line. Enjoy The Perfect Blend Of Privacy And Convenience With Easy Access To Highways 407 & 404 And The Unionville GO Station For Effortless Commuting. Buyer To Complete Their Own Due Diligence Regarding Building Permits, Development Charges, Well, Septic, And Lot Levies. A Fantastic Opportunity To Build In A Sought-After Area.

Key facts

Property type
Other, Other
MLS®
N13841974
Lot
149.93 × 349.05 ft
Cross streets
9th & Bloomington
Property tax
$2,995 / 2025
Days on market
20
Listing brokerage
Chase Realty Inc., Brokerage
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stouffville
$1.00M
Ballantrae
$1.87M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,102/mo
$167KIncome needed
5.4×Price ÷ income
$947Weekly cost
$14,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,102Property tax $250Total carry $4,351

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,999 · 4.49% over 25 years

$180,000Down payment (20.0%)
$719,999Loan before insurance
$0CMHC premium
$4,231Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$250
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,231

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,475
Estimated closing costs
$14,475

Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,301Total interest paid
$1,194,300Total of all payments
Principal $719,999 Interest $474,301
YearPrincipalInterestBalance
1$16,067$31,705$703,932
2$16,797$30,975$687,135
3$17,559$30,213$669,576
4$18,357$29,415$651,219
5$19,190$28,582$632,029
6$20,062$27,710$611,967
7$20,972$26,800$590,995
8$21,925$25,847$569,070
9$22,920$24,852$546,150
10$23,961$23,811$522,189
11$25,049$22,723$497,140
12$26,186$21,586$470,954
13$27,375$20,397$443,579
14$28,618$19,154$414,962
15$29,917$17,855$385,044
16$31,276$16,496$353,769
17$32,696$15,076$321,073
18$34,180$13,592$286,893
19$35,732$12,040$251,161
20$37,354$10,418$213,806
21$39,050$8,721$174,756
22$40,824$6,948$133,932
23$42,677$5,095$91,255
24$44,615$3,157$46,640
25$46,640$1,131$0

At the end of your 5-year term

Total paid over the term
$238,860
Principal paid down
$87,971
Interest paid
$150,889
Balance remaining
$632,029

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $2,995− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $23,907

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Chase Realty Inc., Brokerage. MLS®/PropTx.

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