12 Churchill Drive, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13856684
About this home
In short
- Rare building lot w water allocation & approved plans & permits to build UP TO to a 4500 square foot home steps from Musselmans Lake, a quiet lakeside community...
- Thisirregularly shaped 90 x 200 foot lot has had all the work done for you- almost 1/2 acre to create your dream home -all applicable development fees have been paid...
- Steps from the water, close to community areas like Coultice Park ,summer evenings on the patio at nearby Fishbone By the Lake -this is lakeside living minutes from...
- Why fight traffic to the cottage when tranquility is yours the second you walk in the door! EXTRAS Ideally located, 12 Churchill Drive is just 15 mins from the 404...
OFFERS ANYTIME! Rare building lot w water allocation & approved plans & permits to build UP TO to a 4500 square foot home steps from Musselmans Lake, a quiet lakeside community nestled in York Region -a hidden gem just minutes from the 404 and Stouffville amenities! Thisirregularly shaped 90 x 200 foot lot has had all the work done for you- almost 1/2 acre to create your dream home -all applicable development fees have been paid and architectural plans drawn and permits approved for a build of up to 4500 square foot home w possibillities to scale back and build a smaller home if desired. Most importantly, this lot comes with water allocation , meaning a water supply to the lot ,which is difficult to obtain in the area. Steps from the water, close to community areas like Coultice Park ,summer evenings on the patio at nearby Fishbone By the Lake -this is lakeside living minutes from every convenience. Why fight traffic to the cottage when tranquility is yours the second you walk in the door! **EXTRAS** Ideally located, 12 Churchill Drive is just 15 mins from the 404, 12 mins to the Stouffville GO Transit station, 12 mins to all of the large scale shopping available in Stouffville, all the restaurants, cafes & events.
Key facts
- Property type
- Other, Other
- MLS®
- N13856684
- Size
- 700 sq ft
- Lot
- 90 × 200 ft
- Cross streets
- Ninth Line / Churchill Drive
- Parking
- 0 parking
- Driveway
- None
- Sewer
- Septic
- Property tax
- $3,429 / 2026
- Days on market
- 17
- Listing brokerage
- RE/MAX ALL-STARS REALTY INC.
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleNothing closely matching this home is listed nearby right now, so these are the nearest listings on the market.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $559,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,092
- Property tax
- $286
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,378
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,455
- Estimated closing costs
- $10,455
Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $185,515
- Principal paid down
- $68,324
- Interest paid
- $117,191
- Balance remaining
- $490,876
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.