4035 Aurora Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13600100

$1,248,888
For Sale
Listed 88 days agoNo offer date statedSitting longer than typical
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0Parking

About this home

In short

  • Ultimate Lifestyle For Your Family In A Rural Setting Next To The City, Stunning Building Lot Approx 6 Acres, 200 X 1320 Feet Surrounded By Mature Trees, within mins...
  • Full Drawings Prepared For A 5,500 Sq.ft.
  • Above Grade Modern Masterpiece And Can Be Modified To Your Taste, Conveniently Located Close To All Amenities And Minutes To Hwy 404 & 407.

Ultimate Lifestyle For Your Family In A Rural Setting Next To The City, Stunning Building Lot Approx 6 Acres, 200 X 1320 Feet Surrounded By Mature Trees, within mins from the 404. Build Your Dream Estate With Unparalleled Privacy, Lush Trees Provide Inspiration And Backdrop For A Unique New Build. Full Drawings Prepared For A 5,500 Sq.ft. Above Grade Modern Masterpiece And Can Be Modified To Your Taste, Conveniently Located Close To All Amenities And Minutes To Hwy 404 & 407. Original Bungalow has been Demo'd. Incredible Location To Build Your Idyllic Luxury Modern Dream Home, Sale Includes All Existing Drawings/Reports and Permit. All fees and reports and drawings are submitted and just waiting on the final Building Permit.

Key facts

Property type
Other, Other
MLS®
N13600100
Lot
199 × 1319.75 ft
Cross streets
Kennedy Rd and Aurora Rd on the south side.
Parking
0 parking
Driveway
None
Basement
None
Heating
Other
A/C
Other
Exterior
Other
Sewer
Other
Property tax
$9,000 / 2025
Days on market
88
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.87M
Stouffville
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,692/mo
$245KIncome needed
5.1×Price ÷ income
$1,314Weekly cost
$21,453Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,692Property tax $750Total carry $6,442

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,524per month

Mortgage amount $999,110 · 4.49% over 25 years

$249,778Down payment (20.0%)
$999,110Loan before insurance
$0CMHC premium
$6,274Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,524
Property tax
$750
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,274

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,453
Estimated closing costs
$21,453

Plus your down payment of $249,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,686/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,165Total interest paid
$1,657,276Total of all payments
Principal $999,110 Interest $658,165
YearPrincipalInterestBalance
1$22,296$43,995$976,815
2$23,308$42,983$953,506
3$24,367$41,925$929,140
4$25,473$40,818$903,667
5$26,629$39,662$877,038
6$27,838$38,453$849,199
7$29,102$37,189$820,097
8$30,424$35,867$789,673
9$31,805$34,486$757,868
10$33,249$33,042$724,618
11$34,759$31,532$689,859
12$36,337$29,954$653,522
13$37,987$28,304$615,535
14$39,712$26,579$575,824
15$41,515$24,776$534,309
16$43,400$22,891$490,909
17$45,370$20,921$445,539
18$47,430$18,861$398,108
19$49,584$16,707$348,525
20$51,835$14,456$296,690
21$54,189$12,102$242,501
22$56,649$9,642$185,852
23$59,221$7,070$126,631
24$61,910$4,381$64,721
25$64,721$1,570$0

At the end of your 5-year term

Total paid over the term
$331,455
Principal paid down
$122,073
Interest paid
$209,382
Balance remaining
$877,038

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,650/mo
$31,800Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $9,000− Insurance $1,400− Vacancy & upkeep $3,498Net operating income $17,902

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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