10 Victor Drive, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13590660
About this home
In short
- Beautifully appointed bungalow featuring a basement apartment with a separate entrance.
- Enjoy relaxed lakeside living with the convenience of being only approximately 10 minutes to Main Street Stouffville, with easy access to Aurora and major commuter...
Beautifully appointed bungalow featuring a basement apartment with a separate entrance. Situated on an exceptionally large lot with future builder potential, this home is tucked away on a quiet, family-friendly dead-end street just steps from Musselman's Lake. Enjoy relaxed lakeside living with the convenience of being only approximately 10 minutes to Main Street Stouffville, with easy access to Aurora and major commuter routes into the GTA.The bright, open-concept upper level showcases hardwood flooring throughout, a stylish kitchen with stainless steel appliances and custom cabinetry, spacious bedrooms, a well-appointed bathroom with a shower/ tub, and convenient main-floor laundry.The legal lower-level apartment features its own kitchen, a beautifully finished bathroom, separate laundry, and an additional flex space before entering the unit-ideal for storage, a home office, or added functionality.Thoughtfully equipped with multiple electrical and gas rough-ins, the home includes rough-ins for a natural gas generator and swim spa, along with an automatic transfer switch and backup power capability already in place. Ample parking completes this versatile property offering exceptional lifestyle, income, and future potential. (Some listing photos have been virtually enhanced and/or virtually staged.)
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13590660
- Bedrooms
- 3+3 (6 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 102 × 148.91 ft
- Cross streets
- Ninth Line and Valleyfield
- Parking
- 8 parking
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete, Unknown
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $4,214 / 2025
- Days on market
- 90
- Listing brokerage
- MANHATTAN REALTY INC.
Rooms
window · closet
window · hardwood floor
window · closet
Window
hardwood floor · window
Window
w/o to deck · hardwood floor · sliding doors
Hardwood Floor
hardwood floor · window
Window
Window
bay window · hardwood floor
window · closet
Listed at $880,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $839K, if it sells. A realistic range is $786K to $946K.
Independent value check: $776K. Without looking at the asking price, our model values the home itself about 12% below the ask (homes like it typically land between $727K and $813K).
Why $776K. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.60M (93 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,214 a year; the typical home sold here pays about $8,300.
- ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 2,500 to 3,000.
- ▼ Lowers it3+3 bedrooms and 2 baths, against 4+1 and 4 typically.
- ▼ Lowers it slightlyIts lot is 102 by 149 ft; the typical lot sold here is 162 by 279.
Longer on the market than typical. 90 days on the market against about 56 for homes like it here, and asking 13% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $839K, from 24 recent closings in this pocket.
The market behind the math:
About 0.6 months of inventory: 5 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $677/sqft against an area asking average of $956/sqft.
- Separate-entrance basement apartment features. A finished 3 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. In Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitchurch-Stouffville.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $956K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($677/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $776K, which is where my estimate comes from.
Per square foot, these ask about $971/sqft; this home lists at $677/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.74M | 9 |
| November 2025 | $1.96M | 7 |
| December 2025 | $2.05M | 9 |
| January 2026 | $1.14M | 5 |
| February 2026 | $1.80M | 7 |
| March 2026 | $1.48M | 7 |
| April 2026 | $1.44M | 7 |
| May 2026 | $1.75M | 13 |
| June 2026 | $2.02M | 8 |
| July 2026 | $1.43M | 7 |
| August 2026 | $1.46M | 6 |
| September 2026 | $1.52M | 6 |
Neighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $704,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,893
- Property tax
- $351
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,244
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,075
- Estimated closing costs
- $14,075
Plus your down payment of $176,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $233,552
- Principal paid down
- $86,016
- Interest paid
- $147,536
- Balance remaining
- $617,984
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 6 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $5,231 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,533. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MANHATTAN REALTY INC.. MLS®/PropTx.