36 Elmvale Boulevard, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13823892

$999,999
For Sale
Listed 25 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
6Parking
1100-1500Sq ft

About this home

In short

  • A hidden gem offering a perfect blend of lifestyle to relax and unwind , a short walk to the Lake with nature all around.
  • Beautifully renovated and tastefully decorated, this home features a bright open concept layout, a well appointed kitchen with centre island/breakfast bar, ample...
  • The master bedroom features walk-in closet & 3 pc ensuite, plus 2 more bedrooms.
  • The finished basement with separate entrance offers additional living space featuring 1 bedroom ,bath, rec room, games room with wet bar & home office .
  • Walk-out to deck & private 80'x100' yard with patio & pergolas, garden sheds.

A hidden gem offering a perfect blend of lifestyle to relax and unwind , a short walk to the Lake with nature all around ! Fabulous bungalow nestled on a quiet cul-de-sac, with access to Musselman's Lake. Beautifully renovated and tastefully decorated, this home features a bright open concept layout, a well appointed kitchen with centre island/breakfast bar, ample storage & workspace .Spacious living & dining room area ideal for entertaining family & friends. The master bedroom features walk-in closet & 3 pc ensuite, plus 2 more bedrooms.The finished basement with separate entrance offers additional living space featuring 1 bedroom ,bath, rec room, games room with wet bar & home office . Plenty of room to enjoy quality time with family and friends. Walk-out to deck & private 80'x100' yard with patio & pergolas, garden sheds. Pride of Ownership shines in this beautifully maintained home !

Key facts

Property type
Detached, Bungalow
MLS®
N13823892
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
80 × 100 ft
Cross streets
Ninth Line and Aurora side road
Parking
6 parking
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$3,858 / 2025
Days on market
25
Listing brokerage
GALLO REAL ESTATE LTD.

Rooms

Bedroom 3Main3.20 × 3.07 m

hardwood floor · mirrored closet

Game RoomBasement6.03 × 3.12 m

wet bar · pot lights

Dining RoomMain5.06 × 5.45 m

open concept · hardwood floor · pot lights

Living RoomMain5.06 × 5.45 m

combined w/dining · hardwood floor · pot lights

Bedroom 2Main3.40 × 2.60 m

Hardwood Floor

RecreationBasement6.17 × 3.40 m

above grade window · ceramic floor · pot lights

OfficeBasement3.30 × 2.38 m

Window

KitchenMain4.91 × 3.76 m

w/o to deck · centre island · granite counters

Primary BedroomMain3.20 × 3.03 m

walk-in closet(s) · 3 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,558/mo
$187KIncome needed
5.4×Price ÷ income
$1,052Weekly cost
$16,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,558Property tax $321Total carry $4,879

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,999 · 4.49% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,745Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$322
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,745

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Estimated closing costs
$16,475

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,001Total interest paid
$1,327,000Total of all payments
Principal $799,999 Interest $527,001
YearPrincipalInterestBalance
1$17,853$35,227$782,147
2$18,663$34,417$763,483
3$19,511$33,569$743,973
4$20,396$32,684$723,577
5$21,322$31,758$702,254
6$22,291$30,789$679,963
7$23,303$29,777$656,661
8$24,361$28,719$632,300
9$25,467$27,613$606,833
10$26,623$26,457$580,210
11$27,832$25,248$552,378
12$29,096$23,984$523,283
13$30,417$22,663$492,866
14$31,798$21,282$461,069
15$33,241$19,839$427,827
16$34,751$18,329$393,076
17$36,328$16,751$356,748
18$37,978$15,102$318,770
19$39,702$13,378$279,068
20$41,505$11,575$237,563
21$43,389$9,691$194,173
22$45,359$7,720$148,814
23$47,419$5,661$101,395
24$49,572$3,508$51,823
25$51,823$1,257$0

At the end of your 5-year term

Total paid over the term
$265,400
Principal paid down
$97,745
Interest paid
$167,655
Balance remaining
$702,254

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $3,858− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,306

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GALLO REAL ESTATE LTD.. MLS®/PropTx.

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