4631 Aurora Road, Whitchurch-Stouffville, ON
Ballantrae, Whitchurch-Stouffville · MLS® N13811902
About this home
In short
- Charming 3+1 Bedroom Detached Bungalow in Ballantrae.
- The finished basement offers additional living space, a separate entrance, and a bathroom, with a roughed in kitchen providing excellent flexibility for a growing...
- A new garage roof was completed in 2025.Recent updates include new laminate flooring, kitchen and basement finishes (2020/2021), and a new garage roof (2025).
Charming 3+1 Bedroom Detached Bungalow in Ballantrae! Excellent opportunity to own a well-maintained home offering comfortable living space, thoughtful updates, and plenty of parking. The main floor features updated laminate flooring and a refreshed kitchen with quartz countertops and a large centre island, perfect for everyday living and entertaining.The finished basement offers additional living space, a separate entrance, and a bathroom, with a roughed in kitchen providing excellent flexibility for a growing family, guests, home office, or recreation area. Enjoy the added benefit of a large detached shop, ready for your personal touches and ideal for storage, hobbies, a workshop, or additional workspace. A new garage roof was completed in 2025.Recent updates include new laminate flooring, kitchen and basement finishes (2020/2021), and a new garage roof (2025).The huge driveway provides ample parking for multiple vehicles. The property backs onto Regional Forest, offering a beautiful natural setting and convenient access to nearby biking and walking opportunities.A great combination of space, updates, parking, and outdoor enjoyment in the desirable Ballantrae community!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13811902
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 151.93 × 123.28 ft
- Cross streets
- Aurora Rd and McCowan Rd
- Parking
- 3 garage · 13 parking (detached)
- Basement
- Separate Entrance, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Vinyl Siding
- Foundation
- Unknown
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $5,333 / 2025
- Days on market
- 28
- Listing brokerage
- SUTTON GROUP-ADMIRAL REALTY INC.
Rooms
laminate · window · pot lights
laminate · combined w/kitchen · pot lights
laminate · window · pot lights
laminate · w/o to deck · centre island
laminate · window · double closet
undermount sink · window
laminate · coffered ceiling(s) · pot lights
laminate · window · wood trim
laminate · window · closet
Listed at $1,150,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $1.10M, if it sells. A realistic range is $1.03M to $1.24M.
Independent value check: $993K. Without looking at the asking price, our model values the home itself about 14% below the ask (homes like it typically land between $931K and $1.04M).
Why $993K. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.25M (39 sales). What sets this one apart:
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,333 a year; the typical home sold here pays about $5,900.
- ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
Total price vs nearby homes. Likely closing about $1.10M, from 24 recent closings in this pocket.
The market behind the math:
About 1.3 months of inventory: 10 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $885/sqft against an area asking average of $1,137/sqft.
- Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitchurch-Stouffville.
- Park / green-space backing. This home is described as backing onto a ravine or green setting, and the listing says so too. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.13M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($885/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $993K, which is where my estimate comes from.
Per square foot, these ask about $1,195/sqft; this home lists at $885/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Whitchurch-Stouffville: $1.23M in September 2026, down 6% from a year ago, on 377 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Whitchurch-Stouffville as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.29M | 44 |
| November 2025 | $1.24M | 40 |
| December 2025 | $1.42M | 25 |
| January 2026 | $1.25M | 17 |
| February 2026 | $1.23M | 21 |
| March 2026 | $1.29M | 30 |
| April 2026 | $1.33M | 27 |
| May 2026 | $1.23M | 39 |
| June 2026 | $1.26M | 35 |
| July 2026 | $1.16M | 39 |
| August 2026 | $1.23M | 30 |
| September 2026 | $1.23M | 30 |
Neighbourhood & location
Ballantrae, Whitchurch-Stouffville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $920,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,087
- Property tax
- $444
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,531
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,475
- Estimated closing costs
- $19,475
Plus your down payment of $230,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $305,210
- Principal paid down
- $112,407
- Interest paid
- $192,803
- Balance remaining
- $807,593
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 12 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $4,590 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,248. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.